Overall Fundamental outlook

Business Operations:

Sector: Technology
Industry: Software - Application

Fair Isaac Corporation provides analytics software in the Americas, Europe, the Middle East, Africa, and the Asia Pacific. It operates through two segments, Scores and Software. The Scores segment offers business-to-business scoring solutions and services that give clients access to predictive credit and other scores that can be integrated into their transaction streams and decision-making processes, as well as business-to-consumer scoring solutions comprising myFICO.com subscription offerings. Its Software segment provides pre-configured analytic and decision management solution designed for various business needs or processes, such as account origination, customer management, customer engagement, fraud detection, and marketing, as well as associated professional services. This segment also offers FICO Platform, a modular software offering designed to support advanced analytic and decision use cases, as well as stand-alone analytic and decisioning software that can be configured by customers to address a wide range of business use cases. In addition, the company offers analytic and decisioning software comprising FICO Decision Modeler, FICO Blaze Advisor, FICO Xpress Optimization, FICO Analytics Workbench, FICO Data Orchestrator, FICO DMP Streaming, FICO Business Outcome Simulator, and FICO Decision Optimizer; pre-configured solutions consisting of FICO Fraud Solutions, FICO Originations, FICO Customer Communication Service, FICO Strategy Director, and FICO TRIAD Customer Manager; and professional services software, including FICO Implementation Services and FICO Analytic Services. It markets its products and services primarily through its direct sales organization and indirect channels, as well as online. The company was formerly known as Fair Isaac & Company, Inc. and changed its name to Fair Isaac Corporation in July 1992. Fair Isaac Corporation was founded in 1956 and is headquartered in Bozeman, Montana.

Revenue projections:

Revenue projections for FICO
Revenue projections for FICO

Fair Isaac Corporation's revenue projections show a decrease from last year, which tends to make investors more cautious. This could have a negative impact on the company's bottom line, as lower revenues typically suggest reduced profitability and growth potential, prompting concern among investors.

Financial Ratios:

currentRatio 2.22300
forwardPE 22.89511
debtToEquity 0.00000
earningsGrowth 0.69000
revenueGrowth 0.38700
grossMargins 0.84165
operatingMargins 0.58187
trailingEps 31.49000
forwardEps 54.15611

FICO's current ratio being 2.223 suggests that the company has no issue servicing its short-term debt. Its strong liquidity position, supported by sufficient cash reserves and current assets, ensures that FICO can meet its financial obligations with ease.
FICO's Forward PE ratio suggests the stock price is reasonable in relation to earnings. It's not overpriced, providing room for future growth, making the stock a potentially valuable investment for those seeking long-term gains.
FICO's positive earnings and revenue growth signal the company's business is on track for further expansion. These strong financial trends suggest that FICO will continue to grow its operations, driven by increasing profits and revenue.
FICO's positive gross and operating margins reflect its ability to generate profits from operations. These margins demonstrate efficient cost control and profitability, indicating strong financial health for the company.
FICO's forward EPS exceeding its trailing EPS means that the company is expected to increase profitability in the current financial year. This reflects improved earnings potential, signaling that FICO is likely to outperform its previous year's financial performance.

Price projections:

Price projections for FICO
Price projections for FICO

The price of FICO has repeatedly been close to the lower limit of price projections. This trend suggests that the stock may be underperforming, raising concerns among investors about future performance.

Insider Transactions:

Insider Transactions for FICO
Insider Transactions for FICO


Fair Isaac Corporation had 16 sell transactions, while the market price was at 1730.5524978637695 per share.No sell transactions were carried out during the period under review.More recent purchases than sales at current price levels for FICO could signal growing investor confidence. This buying trend might suggest that market sentiment is leaning toward a positive outlook for the stock, possibly indicating expectations of favorable performance in the near future.

Recommendation changes over time:

Recommendations trend for FICO
Recommendations trend for FICO


Analysts have been favoring Fair Isaac Corporation with a buy bias recently, signaling a promising investment opportunity. This optimistic outlook may attract more investors, positioning Fair Isaac Corporation as a desirable option for those seeking to invest their money in a stable, profitable company with strong growth potential.