Overall Fundamental outlook

Business Operations:

Sector: Financial Services
Industry: Credit Services

Sundaram Finance Limited, together with its subsidiaries, operates as a non-banking finance company in India. It accepts fixed, cumulative, and NRI deposits. The company also offers finance for new and used cars, new and used commercial vehicles, and new and used construction equipment; diesel finance for commercial vehicle operators and companies; tire and insurance finance; farm equipment finance for new/used tractors, harvesters, and farm implements; working capital, enterprise business, and machinery term loans, as well as channel finance; housing finance; and leasing services. In addition, it provides life insurance products comprising child, pension, whole-life, term, and investment plans; general insurance products, such as health, home, property, medical, and vehicle insurance products; mutual funds; and information technology, and business processing and support services. Further, the company offers a suite of investment management services, which include financial planning, asset allocation and execution, portfolio management, tax management, risk management, and estate management. Sundaram Finance Limited was incorporated in 1954 and is based in Chennai, India.

Revenue projections:

Revenue projections for SUNDARMFIN
Revenue projections for SUNDARMFIN

SUNDARMFIN's revenue projections show a decrease from last year, which tends to make investors more cautious. This could have a negative impact on the company's bottom line, as lower revenues typically suggest reduced profitability and growth potential, prompting concern among investors.

Financial Ratios:

currentRatio 0.000000
forwardPE 32.806652
debtToEquity 382.446000
earningsGrowth 0.065000
revenueGrowth 0.120000
grossMargins 0.878660
operatingMargins 0.582740
trailingEps 144.720000
forwardEps 65.160000

Sundaram Finance Limited's elevated debt-to-equity ratio suggests the company is highly leveraged, meaning it has significant debt compared to equity. This can be risky, particularly if Sundaram Finance Limited's cash flow or profits decrease, making it harder to meet debt obligations.
Positive gross and operating margins for SUNDARMFIN highlight the company's profitability. These metrics reflect SUNDARMFIN's efficiency in controlling costs while generating strong revenue from its core operations, signaling robust financial health.
SUNDARMFIN's lower forward EPS compared to its trailing EPS indicates that the company may be less profitable in the upcoming year. This suggests a potential slowdown in earnings, which could be a sign of weaker financial performance ahead.

Price projections:

Price projections for SUNDARMFIN
Price projections for SUNDARMFIN



Recommendation changes over time:

Recommendations trend for SUNDARMFIN
Recommendations trend for SUNDARMFIN


Analysts have shown a sell bias toward SUNDARMFIN, signaling potential caution for investors. However, it's recommended to base investment decisions on a wider range of market indicators to get a fuller understanding of the stock's trajectory, avoiding overreliance on a single sentiment.