Overall Fundamental outlook

Business Operations:

Sector: Financial Services
Industry: Credit Services

Sundaram Finance Limited, together with its subsidiaries, operates as a non-banking finance company in India. It accepts fixed, cumulative, and NRI deposits. The company also offers finance for new and used cars, new and used commercial vehicles, and new and used construction equipment; diesel finance for commercial vehicle operators and companies; tire and insurance finance; farm equipment finance for new/used tractors, harvesters, and farm implements; working capital, enterprise business, and machinery term loans, as well as channel finance; housing finance; and leasing services. In addition, it provides life insurance products comprising child, pension, whole-life, term, and investment plans; general insurance products, such as health, home, property, medical, and vehicle insurance products; mutual funds; and information technology, and business processing and support services. Further, the company offers a suite of investment management services, which include financial planning, asset allocation and execution, portfolio management, tax management, risk management, and estate management. Sundaram Finance Limited was incorporated in 1954 and is based in Chennai, India.

Revenue projections:

Revenue projections for SUNDARMFIN
Revenue projections for SUNDARMFIN

With Sundaram Finance Limited's revenue expected to be lower than the previous year, investors may become cautious. Declining revenues often negatively impact the bottom line, reducing profitability and raising concerns among investors about the company's ability to maintain strong financial performance moving forward.

Financial Ratios:

currentRatio 0.000000
forwardPE 24.158659
debtToEquity 398.310000
earningsGrowth 0.093000
revenueGrowth 0.110000
grossMargins 0.884360
operatingMargins 0.571610
trailingEps 174.230000
forwardEps 65.160000

Sundaram Finance Limited's Forward PE is at a healthy level, meaning the stock price is aligned favorably with earnings. This suggests that the stock isn't overpriced, providing room for growth and making it an appealing option for investors looking to capitalize on potential future gains.
SUNDARMFIN's elevated debt-to-equity ratio suggests that the company is using significant debt to finance its operations. This level of leverage can amplify financial risk, particularly if profitability decreases or external conditions become unfavorable.
Sundaram Finance Limited's positive gross and operating margins reflect strong financial performance. These metrics indicate that the company is efficiently managing its operations and generating healthy profits, contributing to a solid financial position.
SUNDARMFIN's lower forward EPS compared to its trailing EPS indicates that the company may be less profitable in the upcoming year. This suggests a potential slowdown in earnings, which could be a sign of weaker financial performance ahead.

Price projections:

Price projections for SUNDARMFIN
Price projections for SUNDARMFIN

Price projections for SUNDARMFIN have gradually risen over time, signaling increased optimism about the company's future prospects. This steady upward revision reflects growing confidence in SUNDARMFIN's market potential.

Recommendation changes over time:

Recommendations trend for SUNDARMFIN
Recommendations trend for SUNDARMFIN


The analysts' sell bias for SUNDARMFIN suggests caution for investors, but it's essential to make decisions based on a wide array of market indicators. This approach ensures a comprehensive view of SUNDARMFIN's position, helping to navigate any potential risks more effectively.