Overall Fundamental outlook

Business Operations:

Sector: Financial Services
Industry: Insurance - Diversified

Star Health and Allied Insurance Company Limited provides health insurance products in India. It offers retail health insurance products for individuals, families, children, senior citizens, and persons with pre-existing medical conditions; group health insurance products for employer/employee and non-employer/employee groups, including small-to-medium enterprises; and personal accident and travel insurance products. The company also provides star women care insurance policy that provides surrogacy and oocyte donor covers; and star special care product that covers children diagnosed with autism and for outpatient specialized treatments. In addition, it offers star health assure insurance policy, star cancer care platinum insurance policy, star cardiac care insurance policy – platinum, young star extra protect – add-on cover, antyodaya shramik suraksha yojana, star group domestic travel insurance policy, smart health pro, star domestic travel insurance policy, as well as star group OPD care insurance product. The company offers its products through web aggregators, digital channels, agency channels, corporate agents, brokers, point of sale persons, insurance marketing firms, and other channels. Star Health and Allied Insurance Company was incorporated in 2005 and is based in Chennai, India.

Revenue projections:

Revenue projections for STARHEALTH
Revenue projections for STARHEALTH

With STARHEALTH's revenues expected to fall below the previous year's, investors are likely to approach the stock with caution. Declining revenues can negatively affect profitability, which makes it harder for the company to maintain investor confidence and perform well in the market.

Financial Ratios:

currentRatio 1.746000
forwardPE 29.015589
debtToEquity 6.183000
earningsGrowth -0.511000
revenueGrowth -0.412000
grossMargins 0.205070
operatingMargins 0.936180
trailingEps 8.980000
forwardEps 0.000000

STARHEALTH's current ratio being 1.746 suggests the company will have no issues paying off its short-term debt. With sufficient cash reserves and current assets, STARHEALTH can easily cover its immediate liabilities, reflecting solid financial health.
STARHEALTH's Forward PE ratio suggests the stock price is reasonable in relation to earnings. It's not overpriced, providing room for future growth, making the stock a potentially valuable investment for those seeking long-term gains.
STARHEALTH's low earnings and revenue growth indicate potential profit shrinkage. This suggests that the company's financial performance may be weakening, raising concerns about its future profitability and overall business outlook.
Star Health and Allied Insurance Company Limited's negative gross and operating margins indicate that the company is currently unprofitable at both the production and operational levels. This suggests significant challenges in managing costs and generating revenue, which could impact its overall financial health.

Price projections:

Price projections for STARHEALTH
Price projections for STARHEALTH

The price of STARHEALTH has often been situated close to the lower end of projections. This consistent trend may signal difficulties for the company in achieving investor expectations for future performance.

Insider Transactions:

Insider Transactions for STARHEALTH
Insider Transactions for STARHEALTH


6 buy transactions of STARHEALTH stock were completed, with market price at 474.1333312988281.No buy transactions were completed during the period under review.STARHEALTH's current price levels are marked by increased selling, which could indicate further price drops. If this selling trend persists, the stock may continue to decline as investor confidence weakens.

Recommendation changes over time:

Recommendations trend for STARHEALTH
Recommendations trend for STARHEALTH


Analysts are favoring Star Health and Allied Insurance Company Limited with a buy bias, highlighting the stock's potential as a solid investment. This recommendation might drive more investors to consider Star Health and Allied Insurance Company Limited as a secure and profitable option for their money, contributing to a broader positive sentiment in the market.