Overall Fundamental outlook

Business Operations:

Sector: Financial Services
Industry: Banks - Regional

State Bank of India provides banking products and services to individuals, commercial enterprises, corporates, public bodies, and institutional customers in India and internationally. The company operates through Treasury, Corporate/Wholesale Banking, Retail Banking, Insurance Business, and Other Banking Business segments. It offers personal banking products and services, including current accounts, savings accounts, salary accounts, and fixed and recurring deposits; home, personal, auto, education, and gold loans, as well as loans against insurance policies, property, and securities; overdrafts; mutual funds, insurance, equity trading, portfolio investment schemes, remittance services; digital lending; and mobile, internet, and digital banking services. The company also provides corporate banking products and services comprising corporate accounts, working capital and project finance, deferred payment guarantees, corporate term loans, structured finance, dealer and channel financing, equipment leasing, loan syndication, construction equipment loans, financing Indian firms' overseas subsidiaries or JVs, and cash management, as well as trade and service products. In addition, it offers NRI services, including accounts and deposits, remittances, investments, and loans; agricultural banking services; supply chain finance, and deposits and transaction banking services for SME customers; and international banking services. Further, the company provides life and general insurance; estate planning services; and merchant banking, advisory, securities broking, business & management consultancy, trusteeship service, factoring, payment solution, asset management, investment management, credit cards, and custody and fund accounting services. The company was founded in 1806 and is headquartered in Mumbai, India.

Revenue projections:

Revenue projections for SBIN
Revenue projections for SBIN

Investors may react cautiously to news that SBIN's revenues are forecasted to be lower than last year's. Such declines are likely to have a negative effect on the company's bottom line, which can lead to concerns about profitability and hinder investor confidence in the company's future performance.

Financial Ratios:

currentRatio 0.000000
forwardPE 8.934938
debtToEquity 0.000000
earningsGrowth -0.083000
revenueGrowth 0.022000
grossMargins 0.000000
operatingMargins 0.286540
trailingEps 88.910000
forwardEps 82.670000

State Bank of India's low earnings and revenue growth highlight a potential decline in profitability. This suggests that the company's financial health may be weakening, and profits could shrink as a result.
SBIN's negative gross and operating margins point to losses in both production and operations. This suggests the company is facing financial challenges and may need to address cost management or improve revenue generation.
State Bank of India's forward EPS is lower than its trailing EPS, indicating that the company is expected to be less profitable this year. This suggests a potential slowdown in financial performance.

Price projections:

Price projections for SBIN
Price projections for SBIN

Price projections for SBIN have consistently been revised upward, suggesting that analysts are increasingly optimistic about the company's performance. This trend reflects a positive outlook for SBIN's future.

Insider Transactions:

Insider Transactions for SBIN
Insider Transactions for SBIN


7 transactions to sell SBIN occurred, with market price at 857.6142839704241.SBIN stock was bought in 3 transactions, while the market price was at 807.2166748046875.Investors have shown more interest in buying than selling SBIN at current price levels, which may point to a positive market sentiment. This could indicate that investors are expecting favorable results from the stock in the near future.

Recommendation changes over time:

Recommendations trend for SBIN
Recommendations trend for SBIN


Recent analysis shows a strong buy bias for SBIN, encouraging investors to view it as a solid investment option. The positive sentiment surrounding SBIN suggests it could be an attractive place to allocate funds, motivating potential investors to consider the stock as a valuable part of their portfolio.