Overall Fundamental outlook

Business Operations:

Sector: Financial Services
Industry: Banks - Regional

State Bank of India provides banking products and services to individuals, commercial enterprises, corporates, public bodies, and institutional customers in India and internationally. The company operates through Treasury, Corporate/Wholesale Banking, Retail Banking, Insurance Business, and Other Banking Business segments. It offers personal banking products and services, including current accounts, savings accounts, salary accounts, and fixed and recurring deposits; home, personal, auto, education, and gold loans, as well as loans against insurance policies, property, and securities; overdrafts; mutual funds, insurance, equity trading, portfolio investment schemes, remittance services; digital lending; and mobile, internet, and digital banking services. The company also provides corporate banking products and services comprising corporate accounts, working capital and project finance, deferred payment guarantees, corporate term loans, structured finance, dealer and channel financing, equipment leasing, loan syndication, construction equipment loans, financing Indian firms' overseas subsidiaries or JVs, and cash management, as well as trade and service products. In addition, it offers NRI services, including accounts and deposits, remittances, investments, and loans; agricultural banking services; supply chain finance, and deposits and transaction banking services for SME customers; and international banking services. Further, the company provides life and general insurance; estate planning services; and merchant banking, advisory, securities broking, business & management consultancy, trusteeship service, factoring, payment solution, asset management, investment management, credit cards, and custody and fund accounting services. The company was founded in 1806 and is headquartered in Mumbai, India.

Revenue projections:

Revenue projections for SBIN
Revenue projections for SBIN

Revenues for SBIN are forecasted to decline from last year's levels, prompting caution among investors. When revenues fall, it can have a significant negative impact on the company's bottom line, reducing profitability and making the stock less attractive to risk-averse investors.

Financial Ratios:

currentRatio 0.000000
forwardPE 9.217228
debtToEquity 0.000000
earningsGrowth -0.083000
revenueGrowth 0.022000
grossMargins 0.000000
operatingMargins 0.286550
trailingEps 86.950000
forwardEps 82.670000

With both earnings and revenue growth in low territory, State Bank of India is likely to see shrinking profits. This signals a possible downturn in the company's financial health and may raise concerns about its future profitability.
SBIN's negative gross and operating margins suggest that the company is experiencing losses at both the production and operational levels. This could point to inefficiencies or declining demand for its products.
SBIN's forward EPS being less than trailing EPS indicates the company's profitability is expected to decrease. This signals a potential downturn in financial performance compared to the previous year.

Price projections:

Price projections for SBIN
Price projections for SBIN

SBIN's price projections have consistently been revised higher, indicating growing confidence in the company's future potential. Analysts appear more optimistic about SBIN's ability to generate strong results going forward.

Insider Transactions:

Insider Transactions for SBIN
Insider Transactions for SBIN


SBIN experienced 7 selling transactions, with market price of 857.6142839704241.There were 3 transactions to buy SBIN stock, with market price of 807.2166748046875.The higher number of buys versus sells near SBIN's current price suggests optimism among investors. This buying trend could be interpreted as a sign that the market expects favorable outcomes for the stock in the near future.

Recommendation changes over time:

Recommendations trend for SBIN
Recommendations trend for SBIN


Recent analysis shows a strong buy bias for SBIN, encouraging investors to view it as a solid investment option. The positive sentiment surrounding SBIN suggests it could be an attractive place to allocate funds, motivating potential investors to consider the stock as a valuable part of their portfolio.