Overall Fundamental outlook

Business Operations:

Sector: Financial Services
Industry: Insurance - Life

SBI Life Insurance Company Limited operates as a private life insurance company in India. The company's life insurance business comprising individual and group life insurance products, including participating, non-participating, pension, group gratuity, group leave encashment, group superannuation, individual and group immediate annuity, unit-linked and variable insurance products, health, and micro insurance. It also provides accident and disability benefit, level term, and critical illness insurance products. The company offers its products through a multi-channel distribution network comprising individual agents, brokers, corporate agents, bancassurance partners, as well as certified insurance facilitators. It operates various partner branches. The company was incorporated in 2000 and is based in Mumbai, India. SBI Life Insurance Company Limited operates as a subsidiary of State Bank of India.

Revenue projections:

Revenue projections for SBILIFE
Revenue projections for SBILIFE

SBILIFE's revenues are expected to fall below last year's, and this forecast tends to raise concerns among investors. A revenue drop can negatively impact the company's profitability, making investors more cautious about their positions due to the risks of declining financial performance.

Financial Ratios:

currentRatio 1.28100
forwardPE 57.24705
debtToEquity 0.00000
earningsGrowth 0.14500
revenueGrowth 0.12500
grossMargins 0.07353
operatingMargins 0.01682
trailingEps 24.88000
forwardEps 26.21000

With a current ratio 1.281, SBILIFE demonstrates the ability to service its short-term debt without difficulty. The company's strong cash reserves and current assets ensure that it can meet its liabilities, reflecting financial stability and healthy liquidity.
SBILIFE's forward PE is too high, signaling potential overvaluation. This could cap future price increases and trigger a correction. Investors should carefully analyze this metric along with other fundamental indicators before making investment decisions.
SBILIFE's positive earnings and revenue growth reflect an optimistic outlook for the company's future. The growth in these key areas indicates that SBILIFE is expected to continue expanding its business and boosting its financial performance in the coming periods.
SBI Life Insurance Company Limited's forward EPS surpassing its trailing EPS signals projected growth in profitability, with the company expected to perform better this year. This forecast suggests that SBI Life Insurance Company Limited's earnings will improve compared to the previous financial year, highlighting optimism in its financial outlook.

Price projections:

Price projections for SBILIFE
Price projections for SBILIFE

Price projections for SBILIFE have been revised upward over time, signaling increasing optimism about the company's future. This steady increase reflects a positive outlook for SBILIFE's growth and market performance.

Recommendation changes over time:

Recommendations trend for SBILIFE
Recommendations trend for SBILIFE


SBILIFE has garnered a buy bias from analysts recently, suggesting the stock is a good investment opportunity. This may lead to increased investor interest, as SBILIFE is seen as a reliable place to park money for those looking to benefit from potential market gains and company growth.