Overall Fundamental outlook

Business Operations:

Sector: Financial Services
Industry: Insurance - Life

SBI Life Insurance Company Limited operates as a private life insurance company in India. The company's life insurance business comprising individual and group life insurance products, including participating, non-participating, pension, group gratuity, group leave encashment, group superannuation, individual and group immediate annuity, unit-linked and variable insurance products, health, and micro insurance. It also provides accident and disability benefit, level term, and critical illness insurance products. The company offers its products through a multi-channel distribution network comprising individual agents, brokers, corporate agents, bancassurance partners, as well as certified insurance facilitators. It operates various partner branches. The company was incorporated in 2000 and is based in Mumbai, India. SBI Life Insurance Company Limited operates as a subsidiary of State Bank of India.

Revenue projections:

Revenue projections for SBILIFE
Revenue projections for SBILIFE

With SBILIFE's revenue expected to be lower than the previous year, investors may become cautious. Declining revenues often negatively impact the bottom line, reducing profitability and raising concerns among investors about the company's ability to maintain strong financial performance moving forward.

Financial Ratios:

currentRatio 1.386000
forwardPE 55.210968
debtToEquity 0.000000
earningsGrowth 0.003000
revenueGrowth -0.364000
grossMargins 0.073850
operatingMargins 0.039050
trailingEps 24.140000
forwardEps 26.210000

SBI Life Insurance Company Limited's current ratio, being 1.386, means the company is well-positioned to meet its short-term debt obligations. This reflects SBI Life Insurance Company Limited's strong liquidity, as its cash reserves and current assets provide more than enough coverage for its immediate liabilities.
SBILIFE's forward PE being elevated could limit price appreciation and heighten the risk of a correction. Investors need to carefully assess this parameter in combination with other fundamentals to determine whether the stock is overvalued.
SBILIFE's low earnings and revenue growth highlight a potential decline in profitability. This suggests that the company's financial health may be weakening, and profits could shrink as a result.
SBILIFE's negative gross and operating margins suggest the company is not generating profit from either its production process or day-to-day operations. This could signal cost overruns or difficulties in maintaining revenue levels.
SBI Life Insurance Company Limited's forward EPS surpasses its trailing EPS, reflecting expectations of higher profitability in the current year. This suggests that SBI Life Insurance Company Limited is projected to generate stronger earnings, indicating an optimistic financial outlook compared to the prior year's results.

Price projections:

Price projections for SBILIFE
Price projections for SBILIFE

SBILIFE's price projections have consistently been revised higher, indicating growing confidence in the company's future potential. Analysts appear more optimistic about SBILIFE's ability to generate strong results going forward.

Recommendation changes over time:

Recommendations trend for SBILIFE
Recommendations trend for SBILIFE


The analysts' recent buy bias for SBILIFE indicates strong confidence in the stock's future performance. This could encourage more investors to view SBILIFE as a worthwhile investment, positioning the company as a top choice for those seeking financial security and long-term growth opportunities.