Overall Fundamental outlook

Business Operations:

Sector: Financial Services
Industry: Insurance - Life

SBI Life Insurance Company Limited operates as a private life insurance company in India. The company's life insurance business comprising individual and group life insurance products, including participating, non-participating, pension, group gratuity, group leave encashment, group superannuation, individual and group immediate annuity, unit-linked and variable insurance products, health, and micro insurance. It also provides accident and disability benefit, level term, and critical illness insurance products. The company offers its products through a multi-channel distribution network comprising individual agents, brokers, corporate agents, bancassurance partners, as well as certified insurance facilitators. It operates various partner branches. The company was incorporated in 2000 and is based in Mumbai, India. SBI Life Insurance Company Limited operates as a subsidiary of State Bank of India.

Revenue projections:

Revenue projections for SBILIFE
Revenue projections for SBILIFE

SBILIFE's revenues are expected to fall below last year's, and this forecast tends to raise concerns among investors. A revenue drop can negatively impact the company's profitability, making investors more cautious about their positions due to the risks of declining financial performance.

Financial Ratios:

currentRatio 1.396000
forwardPE 62.489048
debtToEquity 0.000000
earningsGrowth 0.710000
revenueGrowth -0.517000
grossMargins 0.062610
operatingMargins 0.031470
trailingEps 24.120000
forwardEps 26.210000

SBILIFE's current ratio being 1.396 suggests that it has more than enough liquidity to cover short-term debt obligations. The company's cash reserves and current assets are sufficient to meet immediate liabilities, signaling solid financial health and minimal risk.
SBILIFE's forward PE is too high, potentially limiting future gains and posing a risk of a price correction. This valuation must be carefully considered with other fundamental metrics to evaluate whether the stock is worth its current price.
SBILIFE's forward EPS exceeding its trailing EPS reflects expectations of increased profitability for the current year. This suggests that the company is projected to achieve higher earnings than in the previous financial year, signaling positive growth and improved financial health.

Price projections:

Price projections for SBILIFE
Price projections for SBILIFE

The price of SBILIFE has regularly been close to the lower end of projections, suggesting that it might be struggling to meet market expectations. This trend raises questions about the company's future performance.

Recommendation changes over time:

Recommendations trend for SBILIFE
Recommendations trend for SBILIFE


Analysts' buy bias toward SBILIFE suggests the stock is seen as a solid investment, potentially motivating investors to consider it for their portfolios. With this positive outlook, SBILIFE is likely to be viewed as a secure place to allocate funds, driving further interest in the stock.