Overall Fundamental outlook

Business Operations:

Sector: Financial Services
Industry: Insurance - Life

SBI Life Insurance Company Limited operates as a private life insurance company in India. The company's life insurance business comprising individual and group life insurance products, including participating, non-participating, pension, group gratuity, group leave encashment, group superannuation, individual and group immediate annuity, unit-linked and variable insurance products, health, and micro insurance. It also provides accident and disability benefit, level term, and critical illness insurance products. The company offers its products through a multi-channel distribution network comprising individual agents, brokers, corporate agents, bancassurance partners, as well as certified insurance facilitators. It operates various partner branches. The company was incorporated in 2000 and is based in Mumbai, India. SBI Life Insurance Company Limited operates as a subsidiary of State Bank of India.

Revenue projections:

Revenue projections for SBILIFE
Revenue projections for SBILIFE

SBILIFE's revenue projections indicate a decrease from last year's performance, which could lead to investor caution. A fall in revenue is likely to negatively impact the company's profitability, causing concern for shareholders who may view this as a signal of declining financial health.

Financial Ratios:

currentRatio 1.168000
forwardPE 60.943417
debtToEquity 0.000000
earningsGrowth -0.066000
revenueGrowth -0.428000
grossMargins 0.086940
operatingMargins 0.023050
trailingEps 24.430000
forwardEps 32.859990

SBI Life Insurance Company Limited's current ratio is 1.168, showing the company's capacity to service its short-term debt through its cash reserves and current assets. This is a positive indicator of liquidity, suggesting SBI Life Insurance Company Limited has no trouble covering its short-term financial obligations.
SBI Life Insurance Company Limited's forward PE ratio is too high, raising concerns that future price increases may be restricted and a correction could be imminent. It's essential to weigh this parameter carefully in conjunction with other fundamentals to get a clearer picture of the stock's valuation.
SBILIFE's low growth in earnings and revenue points to a likely reduction in profits. This signals a weakening financial performance, indicating the company might face difficulties in staying profitable.
SBILIFE's negative gross and operating margins indicate that the company is unprofitable, struggling to cover its production and operational costs. This reflects potential weaknesses in cost management or declining sales performance.
With SBILIFE's forward EPS higher than its trailing EPS, the company is expected to be more profitable in the current financial year. This signals confidence in SBILIFE's growth potential, as improved earnings are forecasted compared to the prior year's performance.

Price projections:

Price projections for SBILIFE
Price projections for SBILIFE

SBILIFE's price projections have consistently been revised higher, indicating growing confidence in the company's future potential. Analysts appear more optimistic about SBILIFE's ability to generate strong results going forward.

Recommendation changes over time:

Recommendations trend for SBILIFE
Recommendations trend for SBILIFE


The analysts' recent buy bias for SBILIFE indicates strong confidence in the stock's future performance. This could encourage more investors to view SBILIFE as a worthwhile investment, positioning the company as a top choice for those seeking financial security and long-term growth opportunities.