Overall Fundamental outlook

Business Operations:

Sector: Financial Services
Industry: Insurance - Life

SBI Life Insurance Company Limited operates as a private life insurance company in India. The company's life insurance business comprising individual and group life insurance products, including participating, non-participating, pension, group gratuity, group leave encashment, group superannuation, individual and group immediate annuity, unit-linked and variable insurance products, health, and micro insurance. It also provides accident and disability benefit, level term, and critical illness insurance products. The company offers its products through a multi-channel distribution network comprising individual agents, brokers, corporate agents, bancassurance partners, as well as certified insurance facilitators. It operates various partner branches. The company was incorporated in 2000 and is based in Mumbai, India. SBI Life Insurance Company Limited operates as a subsidiary of State Bank of India.

Revenue projections:

Revenue projections for SBILIFE
Revenue projections for SBILIFE

The projected decline in SBILIFE's revenues compared to last year is expected to make investors cautious. A drop in revenue often has a direct negative effect on the company's bottom line, signaling potential challenges that could undermine investor confidence and reduce overall profitability.

Financial Ratios:

currentRatio 1.28100
forwardPE 57.24705
debtToEquity 0.00000
earningsGrowth 0.14500
revenueGrowth 0.12500
grossMargins 0.07353
operatingMargins 0.01682
trailingEps 24.88000
forwardEps 26.21000

SBILIFE's current ratio, being 1.281, means the company is well-positioned to meet its short-term debt obligations. This reflects SBILIFE's strong liquidity, as its cash reserves and current assets provide more than enough coverage for its immediate liabilities.
SBILIFE's forward PE is too high, signaling potential overvaluation. This could cap future price increases and trigger a correction. Investors should carefully analyze this metric along with other fundamental indicators before making investment decisions.
With positive earnings and revenue growth, SBILIFE is on a path to expand its business. This strong financial performance suggests the company will continue to grow, as increasing profits and revenue highlight a healthy outlook.
SBILIFE's forward EPS exceeding its trailing EPS means that the company is expected to increase profitability in the current financial year. This reflects improved earnings potential, signaling that SBILIFE is likely to outperform its previous year's financial performance.

Price projections:

Price projections for SBILIFE
Price projections for SBILIFE

The steady upward revision of SBILIFE's price projections indicates growing confidence in the company's performance. Analysts are becoming increasingly optimistic about SBILIFE's future prospects and potential for growth.

Recommendation changes over time:

Recommendations trend for SBILIFE
Recommendations trend for SBILIFE


With analysts showing a buy bias for SBILIFE, investors may be more inclined to see the stock as an attractive investment. The favorable outlook could spur increased interest, positioning SBILIFE as a safe and profitable place for investors to allocate their funds and seek growth.