Overall Fundamental outlook

Business Operations:

Sector: Financial Services
Industry: Credit Services

SBFC Finance Limited, a financial services platform, provides financing solutions. The company offers secured MSME loans and loans against gold, as well as loan management services to third-party financial institutions, including private banks, public sector banks, foreign banks, mutual funds, and asset reconstruction companies. SBFC Finance Limited serves entrepreneurs and individual customers, as well as micro, small, and medium enterprises. The company was incorporated in 2008 and is headquartered in Mumbai, India. SBFC Finance Limited operates as a subsidiary of SBFC Holdings Pte. Ltd.

Revenue projections:

Revenue projections for SBFC
Revenue projections for SBFC

SBFC is projected to see lower revenues than in the previous year, a trend that usually concerns investors. Declining revenues often harm a company's profitability, leading investors to exercise caution as they weigh the potential risks of continued financial downturns.

Financial Ratios:

currentRatio 4.544000
forwardPE 20.585264
debtToEquity 167.236000
earningsGrowth 0.261000
revenueGrowth 0.253000
grossMargins 0.997250
operatingMargins 0.567330
trailingEps 3.340000
forwardEps 3.900000

SBFC's current ratio of 4.544 indicates strong liquidity, meaning the company can comfortably meet its short-term debt obligations. This financial position reflects SBFC's ability to use its cash reserves and current assets to cover liabilities without facing any cash flow issues.
SBFC's Forward PE is in a strong range, indicating that its stock price compares well with its earnings. The stock is not considered overpriced, leaving ample room for growth and making it a promising option for investors looking for value and future returns.
SBFC Finance Limited's high debt-to-equity ratio signals that the company is heavily leveraged. This suggests SBFC Finance Limited may be relying more on debt than equity to finance its operations, which could expose the company to greater financial risk in challenging economic conditions.
With positive earnings and revenue growth, SBFC is on a path to expand its business. This strong financial performance suggests the company will continue to grow, as increasing profits and revenue highlight a healthy outlook.
Positive gross and operating margins for SBFC Finance Limited demonstrate the company's profitability. These margins reflect strong financial performance, with efficient operations contributing to the company's ability to generate consistent profits.
SBFC's forward EPS is greater than its trailing EPS, indicating that the company is expected to deliver higher profitability this year. This suggests that SBFC is projected to improve its earnings, reflecting positive growth compared to last year's financial performance.

Price projections:

Price projections for SBFC
Price projections for SBFC

SBFC's price projections have gradually increased over time, indicating that analysts are becoming more optimistic about the company's prospects. This suggests confidence in SBFC's ability to achieve future growth.

Insider Transactions:

Insider Transactions for SBFC
Insider Transactions for SBFC


SBFC experienced 2 sell transactions with market price of 91.52499771118164 per share.No sell transactions were carried out during the period under review.The recent buying activity at current SBFC Finance Limited price levels exceeds selling, suggesting a potential positive outlook. Investors may see this trend as an indicator that the stock is likely to perform well, reflecting growing confidence.

Recommendation changes over time:

Recommendations trend for SBFC
Recommendations trend for SBFC


With analysts showing a buy bias for SBFC, investors may be more inclined to see the stock as an attractive investment. The favorable outlook could spur increased interest, positioning SBFC as a safe and profitable place for investors to allocate their funds and seek growth.