Overall Fundamental outlook

* SBFC makes the list of companies with the best fundamentals at present.

Business Operations:

Sector: Financial Services
Industry: Credit Services

SBFC Finance Limited, a financial services platform, provides financing solutions. The company offers secured MSME loans and loans against gold, as well as loan management services to third-party financial institutions, including private banks, public sector banks, foreign banks, mutual funds, and asset reconstruction companies. SBFC Finance Limited serves entrepreneurs and individual customers, as well as micro, small, and medium enterprises. The company was incorporated in 2008 and is headquartered in Mumbai, India. SBFC Finance Limited operates as a subsidiary of SBFC Holdings Pte. Ltd.

Revenue projections:

Revenue projections for SBFC
Revenue projections for SBFC

SBFC's revenue is forecasted to dip below last year's figures, raising concerns for investors who are typically wary of declining financial performance. Such drops can directly affect the company's bottom line, potentially leading to a decrease in overall profitability, making investors more cautious in their decisions.

Financial Ratios:

currentRatio 4.544000
forwardPE 20.585264
debtToEquity 167.236000
earningsGrowth 0.261000
revenueGrowth 0.253000
grossMargins 0.997250
operatingMargins 0.567330
trailingEps 3.340000
forwardEps 3.900000

SBFC Finance Limited's current ratio, being 4.544, means the company is well-positioned to meet its short-term debt obligations. This reflects SBFC Finance Limited's strong liquidity, as its cash reserves and current assets provide more than enough coverage for its immediate liabilities.
SBFC's Forward PE is at a healthy level, meaning the stock price is aligned favorably with earnings. This suggests that the stock isn't overpriced, providing room for growth and making it an appealing option for investors looking to capitalize on potential future gains.
SBFC Finance Limited's high debt-to-equity ratio suggests a heavily leveraged capital structure. The company relies on debt to fund operations, which could heighten financial risks, particularly if economic conditions deteriorate or profitability declines.
SBFC's positive earnings and revenue growth indicate that the company is well-positioned for business expansion. This growth suggests a strong financial trajectory, with SBFC expected to continue increasing its profits and revenue in the coming periods.
SBFC's positive gross and operating margins suggest strong profitability. These margins reflect effective cost management and revenue generation, indicating that the company is efficiently managing its operations and maintaining financial health.
SBFC's forward EPS surpasses its trailing EPS, reflecting expectations of higher profitability in the current year. This suggests that SBFC is projected to generate stronger earnings, indicating an optimistic financial outlook compared to the prior year's results.

Price projections:

Price projections for SBFC
Price projections for SBFC

Over time, price projections for SBFC have gradually risen, signaling growing optimism about the company's future. This upward revision reflects increasing confidence in SBFC's ability to achieve strong financial results.

Insider Transactions:

Insider Transactions for SBFC
Insider Transactions for SBFC


Recent trading of SBFC stock saw 2 sales, with market price at 91.52499771118164 per share.Throughout the period under consideration, no sell transactions were recorded.The recent buying activity at current SBFC Finance Limited price levels exceeds selling, suggesting a potential positive outlook. Investors may see this trend as an indicator that the stock is likely to perform well, reflecting growing confidence.

Recommendation changes over time:

Recommendations trend for SBFC
Recommendations trend for SBFC


Analysts have maintained a buy bias for SBFC, which could prompt investors to consider the stock as a viable investment. With this positive outlook, SBFC is positioned as an attractive option for those looking to park their money in a stable and potentially lucrative company.