Overall Fundamental outlook

Business Operations:

Sector: Financial Services
Industry: Banks - Regional

RBL Bank Limited operates as a scheduled commercial bank in India. It operates through Corporate/Wholesale Banking, Retail Banking, Treasury, and Other Banking Operations segments. The company offers savings, salary, current, special institutions, and seafarer accounts; safe deposit lockers; fixed, recurring, and smart deposits; and portfolio investment schemes. It also provides housing, personal, business, pre-owned car, two-wheeler, education, business, crop, agri investment, agri allied, and micro-enterprise loans, as well as overdrafts, rural vehicle finance, loans against gold ornaments, loans against property, working capital finance, and unsecured and secured small business loans; life, general, and health insurance products; investments services, such as e-ASBA and national pension system; and Demat accounts. In addition, the company offers online tax and bill payment, missed call recharge and facility, payment gateway, and merchant acquiring services; online, mobile, and digital banking; debit, credit, commercial, and prepaid cards; outward remittances; wire transfer and foreign currency cheques; and developmental banking and financial inclusion services, including loan syndications. Further, it provides corporate finance; investment banking services, comprising mergers and acquisitions advisory and private equity capital advisory; project and infrastructure finance, structured finance, and real estate financing; cash management, trade and remittance, and supply chain finance services; and financial markets and treasury products, such as capital markets, and forex and bullion. Additionally, the company offers agribusiness, NRI, and preferred banking services. It operates a network of bank branches, business correspondent branches, and ATMs. The company was formerly known as The Ratnakar Bank Limited and changed its name to RBL Bank Limited in August 2014. RBL Bank Limited was incorporated in 1943 and is based in Mumbai, India.

Revenue projections:

Revenue projections for RBLBANK
Revenue projections for RBLBANK

With RBL Bank Limited's revenues expected to fall below the previous year's, investors are likely to approach the stock with caution. Declining revenues can negatively affect profitability, which makes it harder for the company to maintain investor confidence and perform well in the market.

Financial Ratios:

currentRatio 0.000000
forwardPE 9.136961
debtToEquity 0.000000
earningsGrowth -0.388000
revenueGrowth 0.000000
grossMargins 0.000000
operatingMargins 0.131510
trailingEps 9.540000
forwardEps 19.480000

RBLBANK's low earnings and revenue growth suggest that the company may face shrinking profits. This could indicate underlying financial challenges, making it difficult for RBLBANK to sustain its current profitability.
RBL Bank Limited's forward EPS being higher than its trailing EPS signals anticipated growth in profitability for the current financial year. This suggests that RBL Bank Limited is on track to improve its earnings, outpacing the previous year's performance and reflecting positive market expectations.

Price projections:

Price projections for RBLBANK
Price projections for RBLBANK

RBLBANK's stock price has consistently been near the lower edge of expected values, indicating potential struggles in meeting growth projections. This trend may reflect a cautious market sentiment toward the company.

Recommendation changes over time:

Recommendations trend for RBLBANK
Recommendations trend for RBLBANK


With analysts showing a buy bias for RBLBANK, investors may be more inclined to see the stock as an attractive investment. The favorable outlook could spur increased interest, positioning RBLBANK as a safe and profitable place for investors to allocate their funds and seek growth.