Overall Fundamental outlook

Business Operations:

Sector: Financial Services
Industry: Credit Services

Poonawalla Fincorp Limited, a non-banking finance company, provides asset finance services in India. The company offers loans for CA, CS, doctors, salaried and government employees, home renovation, wedding, travel, and medical emergency; business loans for working capital, MSME, and other short term finance; loan against property; and cars, medical equipment, and machinery loans. It also offers supply chain financing, merchant cash advance, digital consumption loan, digital consumer financing, and auto leasing services. In addition, the company offers insurance products. Poonawalla Fincorp Limited was formerly known as Magma Fincorp Limited and changed its name to Poonawalla Fincorp Limited in July 2021. The company was incorporated in 1978 and is based in Pune, India. Poonawalla Fincorp Limited is a subsidiary of Rising Sun Holdings Pvt Ltd.

Revenue projections:

Revenue projections for POONAWALLA
Revenue projections for POONAWALLA

With POONAWALLA's revenues expected to fall below the previous year's, investors are likely to approach the stock with caution. Declining revenues can negatively affect profitability, which makes it harder for the company to maintain investor confidence and perform well in the market.

Financial Ratios:

currentRatio 0.000000
forwardPE 25.165714
debtToEquity 319.070000
earningsGrowth -0.785000
revenueGrowth -0.143000
grossMargins 0.998700
operatingMargins 0.158390
trailingEps -4.250000
forwardEps 0.000000

POONAWALLA's Forward PE being in a good range indicates the stock is priced well relative to its earnings. It is not overvalued, leaving space for future growth, making it an appealing option for investors interested in long-term value appreciation.
Poonawalla Fincorp Limited's high debt-to-equity ratio indicates significant leverage, meaning the company has more debt compared to its equity. While this can accelerate growth, it also increases financial risk if revenue or profits decline.
POONAWALLA's low earnings and revenue growth suggest that the company's profits may shrink. This trend could indicate underlying financial struggles and pose challenges for POONAWALLA's future profitability.
POONAWALLA's negative gross and operating margins indicate that the company is operating at a loss. This reflects an inability to cover production costs and operational expenses, which could undermine its financial stability.

Price projections:

Price projections for POONAWALLA
Price projections for POONAWALLA

Price projections for POONAWALLA have consistently been revised upward, suggesting that analysts are increasingly optimistic about the company's performance. This trend reflects a positive outlook for POONAWALLA's future.

Insider Transactions:

Insider Transactions for POONAWALLA
Insider Transactions for POONAWALLA


Poonawalla Fincorp Limited had 13 buy transactions while market price was at 344.11922748272235 per share.There were no buy transactions throughout the period under consideration.Increased sells at POONAWALLA's current price levels point to a possible decline. If this trend of selling continues, it may signal that the stock's price will face further downward pressure, reflecting investor concerns.

Recommendation changes over time:

Recommendations trend for POONAWALLA
Recommendations trend for POONAWALLA


Poonawalla Fincorp Limited has been receiving a buy bias from analysts, indicating confidence in its investment potential. This could drive more investors to view Poonawalla Fincorp Limited as a reliable choice for their money, offering a promising avenue for future growth and financial gains.