Overall Fundamental outlook

Business Operations:

Sector: Financial Services
Industry: Credit Services

Poonawalla Fincorp Limited, a non-banking finance company, provides asset finance services in India. The company offers loans for CA, CS, doctors, salaried and government employees, home renovation, wedding, travel, and medical emergency; business loans for working capital, MSME, and other short term finance; loan against property; and cars, medical equipment, and machinery loans. It also offers supply chain financing, merchant cash advance, digital consumption loan, digital consumer financing, and auto leasing services. In addition, the company offers insurance products. Poonawalla Fincorp Limited was formerly known as Magma Fincorp Limited and changed its name to Poonawalla Fincorp Limited in July 2021. The company was incorporated in 1978 and is based in Pune, India. Poonawalla Fincorp Limited is a subsidiary of Rising Sun Holdings Pvt Ltd.

Revenue projections:

Revenue projections for POONAWALLA
Revenue projections for POONAWALLA

Poonawalla Fincorp Limited's revenue is projected to decrease from last year, a development that could lead investors to adopt a more cautious approach. A revenue decline can negatively affect profitability, signaling challenges for the company and making it less attractive for those seeking solid financial performance.

Financial Ratios:

currentRatio 0.000000
forwardPE 25.165714
debtToEquity 319.070000
earningsGrowth -0.785000
revenueGrowth -0.143000
grossMargins 0.998700
operatingMargins 0.158390
trailingEps -4.250000
forwardEps 0.000000

Poonawalla Fincorp Limited's Forward PE is at a healthy level, indicating that the stock price is well-positioned relative to its earnings. With the stock not being overvalued, there remains room for future growth, suggesting a balanced opportunity for investors seeking potential upside.
Poonawalla Fincorp Limited's high debt-to-equity ratio indicates a high level of leverage, meaning the company relies significantly on debt for financing. This can increase financial risk, particularly in times of economic instability or reduced profitability.
POONAWALLA's low growth in both earnings and revenue indicates the company's profits may decrease. This trend could signal a downturn in financial performance, suggesting that POONAWALLA might struggle to maintain its current profit levels.
POONAWALLA's negative gross and operating margins signal that the company is not profitable, struggling to cover costs associated with production and operations. This could be a red flag for its financial performance moving forward.

Price projections:

Price projections for POONAWALLA
Price projections for POONAWALLA

Price projections for POONAWALLA have gradually risen over time, signaling increased optimism about the company's future prospects. This steady upward revision reflects growing confidence in POONAWALLA's market potential.

Insider Transactions:

Insider Transactions for POONAWALLA
Insider Transactions for POONAWALLA


13 POONAWALLA stock purchases took place, with market price of 344.11922748272235.During the period under consideration, there were no buy transactions.The higher volume of sells at POONAWALLA's current price levels could indicate potential for further price drops. If this selling trend continues, investors might expect the stock's value to decline as more shareholders exit their positions.

Recommendation changes over time:

Recommendations trend for POONAWALLA
Recommendations trend for POONAWALLA


The recent buy bias for POONAWALLA from analysts signals strong confidence in the stock's potential. This positive sentiment could encourage investors to see POONAWALLA as a smart place to invest their money, especially those looking for stable, long-term returns in a well-established company.