Overall Fundamental outlook

Business Operations:

Sector: Financial Services
Industry: Credit Services

Poonawalla Fincorp Limited, a non-banking finance company, provides asset finance services in India. The company offers loans for CA, CS, doctors, salaried and government employees, home renovation, wedding, travel, and medical emergency; business loans for working capital, MSME, and other short term finance; loan against property; and cars, medical equipment, and machinery loans. It also offers supply chain financing, merchant cash advance, digital consumption loan, digital consumer financing, and auto leasing services. In addition, the company offers insurance products. Poonawalla Fincorp Limited was formerly known as Magma Fincorp Limited and changed its name to Poonawalla Fincorp Limited in July 2021. The company was incorporated in 1978 and is based in Pune, India. Poonawalla Fincorp Limited is a subsidiary of Rising Sun Holdings Pvt Ltd.

Revenue projections:

Revenue projections for POONAWALLA
Revenue projections for POONAWALLA

With POONAWALLA's revenues expected to fall below the previous year's, investors are likely to approach the stock with caution. Declining revenues can negatively affect profitability, which makes it harder for the company to maintain investor confidence and perform well in the market.

Financial Ratios:

currentRatio 46.679000
forwardPE 19.412218
debtToEquity 319.070000
earningsGrowth -0.810000
revenueGrowth -0.137000
grossMargins 1.000000
operatingMargins 0.145930
trailingEps -1.290000
forwardEps 0.000000

POONAWALLA's current ratio of 46.679 means the company has enough liquidity to meet its short-term debt obligations. With sufficient cash reserves and current assets, POONAWALLA can comfortably cover its liabilities, reflecting a strong financial outlook.
POONAWALLA's Forward PE ratio suggests the stock price is reasonable in relation to earnings. It's not overpriced, providing room for future growth, making the stock a potentially valuable investment for those seeking long-term gains.
POONAWALLA's high debt-to-equity ratio indicates the company is using significant leverage, relying more on debt to finance its operations. This can lead to higher risk, especially if profitability falters or economic conditions worsen.
POONAWALLA's low earnings and revenue growth point to a likely decrease in profits. This suggests that the company is facing financial difficulties and may struggle to maintain its current level of profitability.
POONAWALLA's negative gross and operating margins signal that the company is not profitable, struggling to cover costs associated with production and operations. This could be a red flag for its financial performance moving forward.

Price projections:

Price projections for POONAWALLA
Price projections for POONAWALLA



Insider Transactions:

Insider Transactions for POONAWALLA
Insider Transactions for POONAWALLA


13 transactions to buy Poonawalla Fincorp Limited occurred, with market price at 344.11922748272235.No buy transactions occurred during the period under consideration.The increased selling at Poonawalla Fincorp Limited's current price levels points to potential future declines. If this selling trend persists, the stock could face more downward pressure, suggesting investor pessimism about its future performance.

Recommendation changes over time:

Recommendations trend for POONAWALLA
Recommendations trend for POONAWALLA


Recent analysis shows a strong buy bias for POONAWALLA, encouraging investors to view it as a solid investment option. The positive sentiment surrounding POONAWALLA suggests it could be an attractive place to allocate funds, motivating potential investors to consider the stock as a valuable part of their portfolio.