Overall Fundamental outlook

Business Operations:

Sector: Financial Services
Industry: Credit Services

Poonawalla Fincorp Limited, a non-banking finance company, provides asset finance services in India. The company offers loans for CA, CS, doctors, salaried and government employees, home renovation, wedding, travel, and medical emergency; business loans for working capital, MSME, and other short term finance; loan against property; and cars, medical equipment, and machinery loans. It also offers supply chain financing, merchant cash advance, digital consumption loan, digital consumer financing, and auto leasing services. In addition, the company offers insurance products. Poonawalla Fincorp Limited was formerly known as Magma Fincorp Limited and changed its name to Poonawalla Fincorp Limited in July 2021. The company was incorporated in 1978 and is based in Pune, India. Poonawalla Fincorp Limited is a subsidiary of Rising Sun Holdings Pvt Ltd.

Revenue projections:

Revenue projections for POONAWALLA
Revenue projections for POONAWALLA

With Poonawalla Fincorp Limited's revenues expected to fall below the previous year's, investors are likely to approach the stock with caution. Declining revenues can negatively affect profitability, which makes it harder for the company to maintain investor confidence and perform well in the market.

Financial Ratios:

currentRatio 0.000000
forwardPE 26.418951
debtToEquity 364.414000
earningsGrowth 6.708000
revenueGrowth 1.419000
grossMargins 0.999410
operatingMargins 0.255290
trailingEps 4.430000
forwardEps 15.685710

With POONAWALLA's Forward PE in a favorable range, the stock appears reasonably priced compared to its earnings. This suggests that it's not overpriced and there is room for growth, providing an encouraging opportunity for investors seeking future value increases.
POONAWALLA's high debt-to-equity ratio reveals that the company is heavily reliant on debt for financing. This high level of leverage increases the risk of financial strain if profits decline or interest rates rise.
POONAWALLA's positive earnings and revenue growth suggest that the company is expected to expand its business. This reflects a healthy financial outlook, as POONAWALLA's increasing profits and sales signal further growth in the near future.
POONAWALLA's positive gross and operating margins indicate healthy profitability. These margins reflect the company's ability to generate income efficiently from its operations, signaling strong financial performance and effective cost management.
POONAWALLA's forward EPS exceeding its trailing EPS means that the company is expected to increase profitability in the current financial year. This reflects improved earnings potential, signaling that POONAWALLA is likely to outperform its previous year's financial performance.

Price projections:

Price projections for POONAWALLA
Price projections for POONAWALLA

POONAWALLA's price projections have gradually risen, indicating growing confidence in the company's prospects. This upward trend suggests that analysts expect POONAWALLA to continue performing well in the future.

Insider Transactions:

Insider Transactions for POONAWALLA
Insider Transactions for POONAWALLA


6 purchases of Poonawalla Fincorp Limited stock were recorded, with market price of 317.0416666666667 per share.No buy transactions occurred during the period under consideration.The ongoing selling activity at Poonawalla Fincorp Limited's current price levels suggests a potential risk of further declines. If more investors continue to sell, this trend could lead to continued downward pressure on the stock's price.

Recommendation changes over time:

Recommendations trend for POONAWALLA
Recommendations trend for POONAWALLA


Analysts' sell bias for Poonawalla Fincorp Limited suggests caution, but investors should base their decisions on a wide range of market indicators. This ensures a more comprehensive view of Poonawalla Fincorp Limited's market potential and provides a better framework for making balanced investment decisions.