Overall Fundamental outlook

Business Operations:

Sector: Financial Services
Industry: Banks - Regional

Punjab National Bank provides various banking and financial products and services in India. The company operates through Treasury, Corporate/Wholesale Banking, Retail Banking, and Other Banking Operations segments. It offers personal banking products and services, including saving fund accounts, current accounts, fixed deposit, and capital gain account and gold monetization schemes; and housing, vehicle, education, personal, gold, and mortgage and other loans. The company also provides various micro, small, and medium enterprises schemes and loans; banking products for government customers; agricultural schemes and loans; corporate banking products and services consist of loans against future lease rentals, working capital financing, and term loans; EXIM finance and cash management services, as well as gold card schemes for exporters; and international banking products and services. In addition, it offers life and general insurance services; and depository, mutual funds, merchant banking, and application supported by blocked amount services. Further, the company provides mobile and internet banking, SMS banking, missed call, e-statement, ATM, passbook updating machine, and electronic cheque deposit machine services; and point of sale (PoS) is the payment acceptance solutions, as well as debit and credit cards. It operates a network of branches in India; and branch in Dubai, as well as representative offices in Bangladesh and Myanmar. Punjab National Bank was incorporated in 1895 and is headquartered in New Delhi, India.

Revenue projections:

Revenue projections for PNB
Revenue projections for PNB

Punjab National Bank's revenue is forecasted to dip below last year's figures, raising concerns for investors who are typically wary of declining financial performance. Such drops can directly affect the company's bottom line, potentially leading to a decrease in overall profitability, making investors more cautious in their decisions.

Financial Ratios:

currentRatio 0.000000
forwardPE 7.155052
debtToEquity 0.000000
earningsGrowth 0.891000
revenueGrowth 0.446000
grossMargins 0.000000
operatingMargins 0.471840
trailingEps 15.100000
forwardEps 14.050000

PNB's positive earnings and revenue growth suggest that the company is expected to expand its business. This reflects a healthy financial outlook, as PNB's increasing profits and sales signal further growth in the near future.
With forward EPS less than trailing EPS, Punjab National Bank is expected to see reduced earnings. This suggests the company may face profitability challenges in the current financial year compared to the previous one.

Price projections:

Price projections for PNB
Price projections for PNB

Over time, price projections for Punjab National Bank have gradually risen, signaling growing optimism about the company's future. This upward revision reflects increasing confidence in Punjab National Bank's ability to achieve strong financial results.

Recommendation changes over time:

Recommendations trend for PNB
Recommendations trend for PNB


Analysts are favoring PNB with a buy bias, highlighting the stock's potential as a solid investment. This recommendation might drive more investors to consider PNB as a secure and profitable option for their money, contributing to a broader positive sentiment in the market.