Overall Fundamental outlook

Business Operations:

Sector: Technology
Industry: Software - Infrastructure

One97 Communications Limited provides payment, commerce and cloud, and financial services to consumers and merchants in India, the United Arab Emirates, Saudi Arabia, and Singapore. The company provides payment and financial services, which primarily includes payment facilitator services, facilitation of consumer and merchant lending to consumers and merchants, wealth management, etc. It also offers commerce and cloud services, including aggregator for digital products; ticketing services for travel and entertainment; and providing voice and messaging platforms to the telecom operators, enterprise customers, and other businesses, etc. In addition, the company provides digital recharge, utility bills, education and money transfers, and online payment gateways, as well as offline payment modes through QR codes, soundbox, and card machines; digital distribution of credit, insurance, mutual funds distribution, and equity broking; and distribution of credit cards. Further, it offers mobile credit, lending, insurance, and wealth management for consumers and merchants; marketing services including selling of tickets, deals, and gift vouchers to customers; advertising; and loyalty solutions, as well as operates technology platform for origination, loan management, and collection for credit access. One97 Communications Limited was incorporated in 2000 and is headquartered in Noida, India.

Revenue projections:

Revenue projections for PAYTM
Revenue projections for PAYTM

PAYTM is projected to see a decline in revenue compared to last year, which could lead to investor caution. A drop in earnings is often viewed as a negative signal for profitability, making it more difficult for the company to maintain investor confidence in its financial health.

Financial Ratios:

currentRatio 0.000000
forwardPE 50.212143
debtToEquity 1.070000
earningsGrowth 0.000000
revenueGrowth 0.277000
grossMargins 0.293810
operatingMargins -0.036610
trailingEps 4.740000
forwardEps -4.930000

PAYTM's high forward PE ratio indicates potential overvaluation, which could restrict future price growth and increase the risk of a correction. It's crucial to consider this metric in tandem with other fundamental data to fully assess the stock's outlook.
One97 Communications Limited's forward EPS being lower than its trailing EPS suggests that the company is expected to see a decline in profitability. This signals that the company may face a challenging financial year ahead.

Price projections:

Price projections for PAYTM
Price projections for PAYTM

PAYTM's price projections have been revised higher over time, reflecting increased confidence in the company's future potential. This steady upward trend suggests analysts expect PAYTM to continue its positive trajectory.

Recommendation changes over time:

Recommendations trend for PAYTM
Recommendations trend for PAYTM


The analysts' mixed view on PAYTM, with no clear buy or sell signals, suggests uncertainty about the stock's future. Investors are encouraged to look at broader market factors and trends before making any conclusive investment decisions.