Overall Fundamental outlook

Business Operations:

Sector: Technology
Industry: Software - Infrastructure

One97 Communications Limited provides payment, commerce and cloud, and financial services to consumers and merchants in India, the United Arab Emirates, Saudi Arabia, and Singapore. The company provides payment and financial services, which primarily includes payment facilitator services, facilitation of consumer and merchant lending to consumers and merchants, wealth management, etc. It also offers commerce and cloud services, including aggregator for digital products; ticketing services for travel and entertainment; and providing voice and messaging platforms to the telecom operators, enterprise customers, and other businesses, etc. In addition, the company provides digital recharge, utility bills, education and money transfers, and online payment gateways, as well as offline payment modes through QR codes, soundbox, and card machines; digital distribution of credit, insurance, mutual funds distribution, and equity broking; and distribution of credit cards. Further, it offers mobile credit, lending, insurance, and wealth management for consumers and merchants; marketing services including selling of tickets, deals, and gift vouchers to customers; advertising; and loyalty solutions, as well as operates technology platform for origination, loan management, and collection for credit access. One97 Communications Limited was incorporated in 2000 and is headquartered in Noida, India.

Revenue projections:

Revenue projections for PAYTM
Revenue projections for PAYTM

Revenues for One97 Communications Limited are forecasted to decline from last year's levels, prompting caution among investors. When revenues fall, it can have a significant negative impact on the company's bottom line, reducing profitability and making the stock less attractive to risk-averse investors.

Financial Ratios:

currentRatio 0.000000
forwardPE 50.212143
debtToEquity 1.070000
earningsGrowth 0.000000
revenueGrowth 0.277000
grossMargins 0.293810
operatingMargins -0.036610
trailingEps 4.740000
forwardEps -4.930000

PAYTM's forward PE being elevated could limit price appreciation and heighten the risk of a correction. Investors need to carefully assess this parameter in combination with other fundamentals to determine whether the stock is overvalued.
PAYTM's forward EPS is less than its trailing EPS, signaling that the company's profitability is expected to shrink. This points to a potential downturn in earnings compared to last year.

Price projections:

Price projections for PAYTM
Price projections for PAYTM

PAYTM's price projections have steadily risen over time, pointing to increasing optimism about the company's prospects. This upward revision suggests that analysts expect PAYTM to continue delivering solid performance in the future.

Recommendation changes over time:

Recommendations trend for PAYTM
Recommendations trend for PAYTM


Analysts have provided no decisive buy or sell ratings for PAYTM, offering a mixed view of the stock's future. This lack of clarity suggests that investors should look at a wider range of indicators before forming an opinion on whether to invest.