Overall Fundamental outlook

Business Operations:

Sector: Technology
Industry: Software - Infrastructure

Oracle Financial Services Software Limited, together with its subsidiaries, provides information technology (IT) solutions and business processing services to the financial services industry worldwide. It operates in two segments, Product Licenses and Related Activities; and IT Solutions and Consulting Services. The company offers Oracle FLEXCUBE; Oracle FLEXCUBE Investor Servicing; Oracle Banking Digital Experience; Oracle Financial Services Lending and Leasing; and Oracle Banking APIs. It provides Oracle FLEXCUBE Universal Banking; Oracle Banking Platform; Oracle Banking Enterprise Limits and Collateral Management; Oracle FLEXCUBE for Islamic banking and microfinance; Oracle Banking Branch; Oracle Banking Origination; Oracle Banking Cash Management; Oracle Banking Liquidity Management; Oracle Banking Corporate Lending; Oracle Banking Supply Chain Finance; Oracle Banking Trade Finance; Oracle Banking Treasury Management; Oracle Banking Virtual Account Management; Oracle Banking Payments; and Oracle Banking Credit Facilities Process Management, as well as Asset Finance, Oracle Banking Collections and Recovery, Oracle Enterprise Default Management, and Oracle Documaker. In addition, the company offers Oracle Financial Services Data Management Solutions, as well as cloud infrastructure, human capital management, and data management for financial services; and bancassurance solutions. Further, it provides a suite of industry applications catering to the areas of risk, finance, treasury, front office, regulatory reporting, and compliance; and Oracle Finergy that enables financial services enterprises to drive simplicity using technology, as well as consulting and business process services business. The company was incorporated in 1989 and is headquartered in Mumbai, India. Oracle Financial Services Software Limited operates as a subsidiary of Oracle Global (Mauritius) Limited.

Revenue projections:

Revenue projections for OFSS
Revenue projections for OFSS

OFSS's revenue is projected to decrease from last year, a development that could lead investors to adopt a more cautious approach. A revenue decline can negatively affect profitability, signaling challenges for the company and making it less attractive for those seeking solid financial performance.

Financial Ratios:

currentRatio 6.105000
forwardPE 27.879326
debtToEquity 0.318000
earningsGrowth -0.272000
revenueGrowth -0.059000
grossMargins 0.532080
operatingMargins 0.406370
trailingEps 262.670000
forwardEps 261.000000

OFSS's current ratio being 6.105 suggests that it has more than enough liquidity to cover short-term debt obligations. The company's cash reserves and current assets are sufficient to meet immediate liabilities, signaling solid financial health and minimal risk.
Oracle Financial Services Software Limited's Forward PE being in a good range suggests that its stock price is aligned well with earnings. The stock is not considered overpriced, offering room for future growth, which makes it an appealing investment opportunity with the potential for value appreciation.
OFSS's low earnings and revenue growth indicate potential profit shrinkage. This suggests that the company's financial performance may be weakening, raising concerns about its future profitability and overall business outlook.
With positive gross and operating margins, OFSS demonstrates strong profitability. This reflects the company's ability to manage costs and maintain healthy profits, showcasing effective operational efficiency and financial stability.
OFSS's forward EPS being less than trailing EPS indicates the company's profitability is expected to decrease. This signals a potential downturn in financial performance compared to the previous year.

Insider Transactions:

Insider Transactions for OFSS
Insider Transactions for OFSS


24 sales of OFSS stock were made, with market price at 9708.364603678385 per share.OFSS saw 1 transactions to buy shares, with a market price of 10944.150390625.The insider transaction data does not present a strong trend, leaving ambiguity about the company’s overall strategic or financial direction.

Recommendation changes over time:

Recommendations trend for OFSS
Recommendations trend for OFSS


Analysts are favoring OFSS with a buy bias, highlighting the stock's potential as a solid investment. This recommendation might drive more investors to consider OFSS as a secure and profitable option for their money, contributing to a broader positive sentiment in the market.