Overall Fundamental outlook

Business Operations:

Sector: Financial Services
Industry: Credit Services

Muthoot Finance Limited, a non-banking financing company, primarily engages in the provision of gold loan in India. The company offers personal and business loans secured by gold jewelry, or gold loans primarily to individuals and micro finance. It also provides housing finance, gold coins, money transfer, and foreign exchange services; mutual funds and non-convertible debentures; health, home, vehicle, life, and travel insurance products; and vehicle, corporate, and SME loans; as well as offers banking services. In addition, the company generates electric power through three windmills with a combined capacity of 3.75 MW in Tamil Nadu. Muthoot Finance Limited was founded in 1887 and is headquartered in Kochi, India.

Revenue projections:

Revenue projections for MUTHOOTFIN
Revenue projections for MUTHOOTFIN

With Muthoot Finance Limited's revenue expected to be lower than the previous year, investors may become cautious. Declining revenues often negatively impact the bottom line, reducing profitability and raising concerns among investors about the company's ability to maintain strong financial performance moving forward.

Financial Ratios:

currentRatio 120.68700
forwardPE 12.61875
debtToEquity 329.73600
earningsGrowth 0.29700
revenueGrowth 0.12800
grossMargins 1.00000
operatingMargins 0.62389
trailingEps 132.87000
forwardEps 52.90000

The current ratio for MUTHOOTFIN is 120.687, indicating that the company can service its short-term debt using available cash and assets. This suggests MUTHOOTFIN has strong liquidity, with more than enough resources to meet its immediate financial commitments.
Muthoot Finance Limited's Forward PE being in a good range indicates the stock is priced well relative to its earnings. It is not overvalued, leaving space for future growth, making it an appealing option for investors interested in long-term value appreciation.
MUTHOOTFIN's elevated debt-to-equity ratio reflects a high level of debt relative to equity, signaling that the company is heavily leveraged. This reliance on debt could increase financial risk in periods of economic uncertainty.
Positive earnings and revenue growth for MUTHOOTFIN suggest that the company is expected to grow its business. This trend reflects strong financial performance, with continued profitability and sales increases indicating a bright outlook for future expansion.
Muthoot Finance Limited's positive gross and operating margins highlight its profitability and operational efficiency. These strong margins demonstrate the company's ability to control costs while generating substantial revenue, contributing to a healthy financial performance.
With MUTHOOTFIN's forward EPS lower than its trailing EPS, the company is expected to experience a drop in profitability. This suggests a potential slowdown in financial performance compared to the previous year.

Price projections:

Price projections for MUTHOOTFIN
Price projections for MUTHOOTFIN

The price of MUTHOOTFIN has consistently remained close to the lower end of price projections. This trend may reflect uncertainty in the market regarding the company's ability to deliver on growth expectations.

Recommendation changes over time:

Recommendations trend for MUTHOOTFIN
Recommendations trend for MUTHOOTFIN


Recent analysis shows a strong buy bias for MUTHOOTFIN, encouraging investors to view it as a solid investment option. The positive sentiment surrounding MUTHOOTFIN suggests it could be an attractive place to allocate funds, motivating potential investors to consider the stock as a valuable part of their portfolio.