Overall Fundamental outlook

Business Operations:

Sector: Financial Services
Industry: Credit Services

Muthoot Finance Limited, a non-banking financing company, primarily engages in the provision of gold loan in India. The company offers personal and business loans secured by gold jewelry, or gold loans primarily to individuals and micro finance. It also provides housing finance, gold coins, money transfer, and foreign exchange services; mutual funds and non-convertible debentures; health, home, vehicle, life, and travel insurance products; and vehicle, corporate, and SME loans; as well as offers banking services. In addition, the company generates electric power through three windmills with a combined capacity of 3.75 MW in Tamil Nadu. Muthoot Finance Limited was founded in 1887 and is headquartered in Kochi, India.

Revenue projections:

Revenue projections for MUTHOOTFIN
Revenue projections for MUTHOOTFIN

Muthoot Finance Limited is projected to see lower revenues than in the previous year, a trend that usually concerns investors. Declining revenues often harm a company's profitability, leading investors to exercise caution as they weigh the potential risks of continued financial downturns.

Financial Ratios:

currentRatio 134.305000
forwardPE 13.335091
debtToEquity 306.360000
earningsGrowth 0.286000
revenueGrowth 0.244000
grossMargins 1.000000
operatingMargins 0.658790
trailingEps 124.320000
forwardEps 52.900000

MUTHOOTFIN's current ratio of 134.305 reflects its strong liquidity position. The company has enough cash reserves and current assets to service its short-term debt obligations, signaling that MUTHOOTFIN is financially well-prepared to meet its liabilities without difficulty.
MUTHOOTFIN's Forward PE being in a good range indicates that the stock is valued appropriately based on its earnings. This suggests the stock is not overpriced and leaves room for growth, providing investors with an opportunity for potential appreciation in value.
Muthoot Finance Limited's elevated debt-to-equity ratio suggests the company is highly leveraged, meaning it has significant debt compared to equity. This can be risky, particularly if Muthoot Finance Limited's cash flow or profits decrease, making it harder to meet debt obligations.
MUTHOOTFIN's positive growth in earnings and revenue suggests the company is on track to expand its business. These indicators highlight a healthy financial performance, with MUTHOOTFIN expected to increase its market presence and profitability.
MUTHOOTFIN's positive gross and operating margins reflect its profitability and efficiency. These metrics demonstrate the company's ability to manage costs effectively while generating strong revenue, highlighting its solid financial health and operational effectiveness.
MUTHOOTFIN's forward EPS being less than trailing EPS suggests the company may see a drop in profitability this year. This signals potential financial challenges and a less optimistic outlook for earnings growth.

Price projections:

Price projections for MUTHOOTFIN
Price projections for MUTHOOTFIN

The price of MUTHOOTFIN has regularly been close to the lower end of projections, suggesting that it might be struggling to meet market expectations. This trend raises questions about the company's future performance.

Insider Transactions:

Insider Transactions for MUTHOOTFIN
Insider Transactions for MUTHOOTFIN


There were 4 MUTHOOTFIN sales transactions, at market price of 1540.8374938964844.There were no sell transactions throughout the period under consideration.The recent buying activity at current Muthoot Finance Limited price levels exceeds selling, suggesting a potential positive outlook. Investors may see this trend as an indicator that the stock is likely to perform well, reflecting growing confidence.

Recommendation changes over time:

Recommendations trend for MUTHOOTFIN
Recommendations trend for MUTHOOTFIN


The analysts' recent buy bias for MUTHOOTFIN indicates strong confidence in the stock's future performance. This could encourage more investors to view MUTHOOTFIN as a worthwhile investment, positioning the company as a top choice for those seeking financial security and long-term growth opportunities.