Overall Fundamental outlook

Business Operations:

Sector: Financial Services
Industry: Credit Services

Muthoot Finance Limited, a non-banking financing company, primarily engages in the provision of gold loan in India. The company offers personal and business loans secured by gold jewelry, or gold loans primarily to individuals and micro finance. It also provides housing finance, gold coins, money transfer, and foreign exchange services; mutual funds and non-convertible debentures; health, home, vehicle, life, and travel insurance products; and vehicle, corporate, and SME loans; as well as offers banking services. In addition, the company generates electric power through three windmills with a combined capacity of 3.75 MW in Tamil Nadu. Muthoot Finance Limited was founded in 1887 and is headquartered in Kochi, India.

Revenue projections:

Revenue projections for MUTHOOTFIN
Revenue projections for MUTHOOTFIN

With Muthoot Finance Limited's revenue forecasted to drop below last year's level, investors are expected to take a cautious stance. Such declines typically affect a company's bottom line, reducing profitability and making investors hesitant to invest heavily in the company until financial performance improves.

Financial Ratios:

currentRatio 120.68700
forwardPE 12.61875
debtToEquity 329.73600
earningsGrowth 0.29700
revenueGrowth 0.12800
grossMargins 1.00000
operatingMargins 0.62389
trailingEps 132.87000
forwardEps 52.90000

A current ratio of 120.687 for Muthoot Finance Limited implies that the company has ample liquidity to meet its short-term debts. Muthoot Finance Limited's cash reserves and current assets should easily cover these obligations, highlighting its financial stability and ability to manage short-term liabilities.
MUTHOOTFIN's Forward PE being in a good range indicates the stock is priced well relative to its earnings. It is not overvalued, leaving space for future growth, making it an appealing option for investors interested in long-term value appreciation.
Muthoot Finance Limited's high debt-to-equity ratio points to a heavily leveraged company. With more debt than equity, Muthoot Finance Limited may face increased financial risk, especially if its earnings or cash flow come under pressure.
Muthoot Finance Limited's positive earnings and revenue growth reflect a strong outlook for the company's business expansion. The company is expected to continue growing, with increasing profitability and sales driving further growth in the near future.
MUTHOOTFIN's positive gross and operating margins indicate healthy profitability. These margins reflect the company's ability to generate income efficiently from its operations, signaling strong financial performance and effective cost management.
MUTHOOTFIN's forward EPS being lower than its trailing EPS suggests that the company's earnings may decline in the current year. This could indicate financial challenges ahead for the company.

Price projections:

Price projections for MUTHOOTFIN
Price projections for MUTHOOTFIN

Throughout its recent performance, MUTHOOTFIN's price has been consistently close to the lower range of projected values. This suggests that the company may face challenges in achieving higher valuations in the eyes of investors.

Insider Transactions:

Insider Transactions for MUTHOOTFIN
Insider Transactions for MUTHOOTFIN


1 transactions were made to sell MUTHOOTFIN shares, with market price of 1775.4000244140625.There were no sell transactions during the given timeframe.The trend of more buys than sells at MUTHOOTFIN's current price levels suggests a possible bullish sentiment. This could indicate that investors are expecting a favorable outlook for the stock, prompting more buying activity.

Recommendation changes over time:

Recommendations trend for MUTHOOTFIN
Recommendations trend for MUTHOOTFIN


Analysts' buy bias toward Muthoot Finance Limited suggests the stock is seen as a solid investment, potentially motivating investors to consider it for their portfolios. With this positive outlook, Muthoot Finance Limited is likely to be viewed as a secure place to allocate funds, driving further interest in the stock.