Overall Fundamental outlook

Business Operations:

Sector: Financial Services
Industry: Credit Services

Muthoot Finance Limited, a non-banking financing company, primarily engages in the provision of gold loan in India. The company offers personal and business loans secured by gold jewelry, or gold loans primarily to individuals and micro finance. It also provides housing finance, gold coins, money transfer, and foreign exchange services; mutual funds and non-convertible debentures; health, home, vehicle, life, and travel insurance products; and vehicle, corporate, and SME loans; as well as offers banking services. In addition, the company generates electric power through three windmills with a combined capacity of 3.75 MW in Tamil Nadu. Muthoot Finance Limited was founded in 1887 and is headquartered in Kochi, India.

Revenue projections:

Revenue projections for MUTHOOTFIN
Revenue projections for MUTHOOTFIN

With MUTHOOTFIN's revenues forecasted to be lower than last year's, investors are expected to be cautious. A decline in revenue typically harms the company's bottom line, reducing profitability and making investors less confident about the company's ability to sustain its financial health.

Financial Ratios:

currentRatio 134.305000
forwardPE 13.237728
debtToEquity 306.360000
earningsGrowth 0.286000
revenueGrowth 0.244000
grossMargins 1.000000
operatingMargins 0.658790
trailingEps 124.310000
forwardEps 52.900000

Muthoot Finance Limited's current ratio of 134.305 means the company has enough liquidity to meet its short-term debt obligations. With sufficient cash reserves and current assets, Muthoot Finance Limited can comfortably cover its liabilities, reflecting a strong financial outlook.
Muthoot Finance Limited's Forward PE is at a healthy level, indicating that the stock price is well-positioned relative to its earnings. With the stock not being overvalued, there remains room for future growth, suggesting a balanced opportunity for investors seeking potential upside.
Muthoot Finance Limited's elevated debt-to-equity ratio suggests the company is highly leveraged, meaning it has significant debt compared to equity. This can be risky, particularly if Muthoot Finance Limited's cash flow or profits decrease, making it harder to meet debt obligations.
With positive earnings and revenue growth, Muthoot Finance Limited is on a path to expand its business. This strong financial performance suggests the company will continue to grow, as increasing profits and revenue highlight a healthy outlook.
MUTHOOTFIN's positive gross and operating margins reflect its ability to generate profits from operations. These margins demonstrate efficient cost control and profitability, indicating strong financial health for the company.
MUTHOOTFIN's forward EPS being less than trailing EPS indicates the company's profitability is expected to decrease. This signals a potential downturn in financial performance compared to the previous year.

Price projections:

Price projections for MUTHOOTFIN
Price projections for MUTHOOTFIN

MUTHOOTFIN's price has often been near the lower end of the projected range. This ongoing trend suggests that investor confidence might be waning, and the stock could face challenges in gaining upward momentum.

Insider Transactions:

Insider Transactions for MUTHOOTFIN
Insider Transactions for MUTHOOTFIN


3 MUTHOOTFIN shares were sold in recent transactions, with market price at 1579.6666666666667.No sell transactions occurred during the period under consideration.Investors are purchasing MUTHOOTFIN more frequently than selling it near the current price levels, which might point to a bullish sentiment. This pattern could be interpreted as a favorable outlook for the stock's future.

Recommendation changes over time:

Recommendations trend for MUTHOOTFIN
Recommendations trend for MUTHOOTFIN


Recent analysis shows a strong buy bias for MUTHOOTFIN, encouraging investors to view it as a solid investment option. The positive sentiment surrounding MUTHOOTFIN suggests it could be an attractive place to allocate funds, motivating potential investors to consider the stock as a valuable part of their portfolio.