Overall Fundamental outlook

Business Operations:

Sector: Financial Services
Industry: Insurance - Life

Max Financial Services Limited, through its subsidiary, provides business investment and management advisory services in India. It operates through Business Investments and Others, and Life Insurance segments. The company offers participating and nonparticipating and linked products covering life insurance, pension and health benefits including riders for individual and group; and treasury investments and life insurance services. It provides its products through individual agents, corporate agents, banks, brokers, and other channels. Max Financial Services Limited was incorporated in 1988 and is based in Noida, India.

Revenue projections:

Revenue projections for MFSL
Revenue projections for MFSL

Revenues for Max Financial Services Limited are forecasted to rise above last year's figures, potentially signaling an advantageous investment opportunity. If this increase is validated by strong fundamentals, investors may view it as a good time to invest, expecting the company's financial performance to continue improving.

Financial Ratios:

currentRatio 0.39400
forwardPE 105.67623
debtToEquity 22.44500
earningsGrowth 0.00000
revenueGrowth -0.16800
grossMargins 0.11825
operatingMargins 0.00439
trailingEps 9.59000
forwardEps 14.30000

MFSL's current ratio is 0.394, suggesting that its cash reserves and current assets may not be sufficient to cover short-term debts. This indicates potential liquidity challenges, meaning the company might face difficulty meeting its immediate financial obligations without securing additional funds.
With Max Financial Services Limited's forward PE being too high, further price appreciation may be limited, and a correction could occur. This valuation metric signals potential overvaluation, and investors should analyze it carefully along with other fundamentals to make informed decisions.
MFSL's low Debt-to-Equity ratio means it is not excessively leveraged, implying a reduced financial risk profile. This suggests MFSL maintains a well-balanced financial structure, with more emphasis on equity than debt, ensuring greater flexibility and long-term stability.
MFSL's low earnings and revenue growth suggest that the company may see declining profits. This indicates potential financial challenges ahead, and could lead to a more cautious outlook from investors.
Max Financial Services Limited's forward EPS exceeding its trailing EPS reflects expectations of increased profitability for the current year. This suggests that the company is projected to achieve higher earnings than in the previous financial year, signaling positive growth and improved financial health.

Price projections:

Price projections for MFSL
Price projections for MFSL

Price projections for MFSL have been revised upward over time, signaling increasing optimism about the company's future. This steady increase reflects a positive outlook for MFSL's growth and market performance.

Insider Transactions:

Insider Transactions for MFSL
Insider Transactions for MFSL


2 MFSL transactions were recorded, when the market price was 1132.2750244140625.MFSL had 4 buy transactions, with market price at 1449.0250244140625 per share.MFSL has seen more buys than sells at its current price levels, which may suggest optimism among investors. This buying trend could indicate that the market expects a favorable performance for the stock in the near future.

Recommendation changes over time:

Recommendations trend for MFSL
Recommendations trend for MFSL


A recent buy bias from analysts toward MFSL indicates strong confidence in the stock's future performance. This could encourage investors to park their money in MFSL, viewing it as a stable and potentially rewarding investment opportunity with promising long-term growth prospects.