Overall Fundamental outlook

Business Operations:

Sector: Financial Services
Industry: Credit Services

Manappuram Finance Limited, a gold loan non-banking financial company, provides retail credit products and financial services in India. It offers loans against the security of used household gold jewelry; gold loans and online gold loans; microfinance loans and other financial services to low-income populations in rural and semi-urban areas; loans for construction, extension, purchase, and improvement of homes; life and non-life insurance products; and IT solutions. The company also provides depository services; and fee-based services, which include money transfer, foreign exchange, and depository services. In addition, it offers vehicle and equipment finance, including commercial vehicle, construction equipment, two wheeler, car, and farm equipment finance. The company serves retail, microfinance, small and medium enterprises, and commercial customers. It operates branches in 28 states and 4 Union Territories. The company was formerly known as Manappuram General Finance and Leasing Limited and changed its name to Manappuram Finance Limited in 2011. Manappuram Finance Limited was founded in 1949 and is based in Thrissur, India.

Revenue projections:

Revenue projections for MANAPPURAM
Revenue projections for MANAPPURAM

MANAPPURAM is projected to experience a revenue decline compared to last year, a development that often leads to investor caution. The drop could negatively impact the company's bottom line, as lower revenues typically signal reduced profitability, prompting more conservative investment strategies.

Financial Ratios:

currentRatio 2.380000
forwardPE 8.760549
debtToEquity 289.801000
earningsGrowth 0.000000
revenueGrowth -0.587000
grossMargins 0.974520
operatingMargins -0.260340
trailingEps 14.370000
forwardEps 0.000000

MANAPPURAM's current ratio of 2.38 indicates strong liquidity, meaning the company can comfortably meet its short-term debt obligations. This financial position reflects MANAPPURAM's ability to use its cash reserves and current assets to cover liabilities without facing any cash flow issues.
MANAPPURAM's elevated debt-to-equity ratio suggests the company is leveraging debt heavily, increasing its financial risk. While this can support growth, it could also lead to challenges if the company's profitability or cash flow weakens.
MANAPPURAM's low growth in both earnings and revenue indicates the company's profits may decrease. This trend could signal a downturn in financial performance, suggesting that MANAPPURAM might struggle to maintain its current profit levels.

Price projections:

Price projections for MANAPPURAM
Price projections for MANAPPURAM

Price projections for MANAPPURAM have consistently been revised upward, suggesting that analysts are increasingly optimistic about the company's performance. This trend reflects a positive outlook for MANAPPURAM's future.

Insider Transactions:

Insider Transactions for MANAPPURAM
Insider Transactions for MANAPPURAM


6 transactions were made to sell MANAPPURAM shares, with market price of 212.05166625976562.4 separate purchases of MANAPPURAM stock were made, while market price was at 184.5974998474121 per share.The insider transaction data remains neutral, with no compelling trend in either direction to suggest significant changes in the company's strategy or prospects.

Recommendation changes over time:

Recommendations trend for MANAPPURAM
Recommendations trend for MANAPPURAM


The analysts' recent buy bias for MANAPPURAM indicates strong confidence in the stock's future performance. This could encourage more investors to view MANAPPURAM as a worthwhile investment, positioning the company as a top choice for those seeking financial security and long-term growth opportunities.