Overall Fundamental outlook

Business Operations:

Sector: Financial Services
Industry: Credit Services

Manappuram Finance Limited, a gold loan non-banking financial company, provides retail credit products and financial services in India. It offers loans against the security of used household gold jewelry; gold loans and online gold loans; microfinance loans and other financial services to low-income populations in rural and semi-urban areas; loans for construction, extension, purchase, and improvement of homes; life and non-life insurance products; and IT solutions. The company also provides depository services; and fee-based services, which include money transfer, foreign exchange, and depository services. In addition, it offers vehicle and equipment finance, including commercial vehicle, construction equipment, two wheeler, car, and farm equipment finance. The company serves retail, microfinance, small and medium enterprises, and commercial customers. It operates branches in 28 states and 4 Union Territories. The company was formerly known as Manappuram General Finance and Leasing Limited and changed its name to Manappuram Finance Limited in 2011. Manappuram Finance Limited was founded in 1949 and is based in Thrissur, India.

Revenue projections:

Revenue projections for MANAPPURAM
Revenue projections for MANAPPURAM

MANAPPURAM's revenue projections indicate a decrease from the prior year, which may make investors hesitant. A revenue decline could harm the company's bottom line, prompting investors to be more careful, as lower earnings often signal potential issues with profitability and future performance.

Financial Ratios:

currentRatio 0.000000
forwardPE 8.852874
debtToEquity 311.671000
earningsGrowth -0.515000
revenueGrowth -0.232000
grossMargins 0.978440
operatingMargins 0.348830
trailingEps 23.170000
forwardEps 0.000000

Manappuram Finance Limited's high debt-to-equity ratio signals significant reliance on debt to finance its operations. This heavy leverage can increase financial risk, especially if the company faces a decline in revenue or struggles to meet its debt obligations.
MANAPPURAM's low growth in both earnings and revenue indicates a likely decrease in profits. This suggests the company may be facing financial challenges, and investors should be cautious about its future performance.
MANAPPURAM's positive gross and operating margins indicate healthy profitability. These margins reflect the company's ability to generate income efficiently from its operations, signaling strong financial performance and effective cost management.

Insider Transactions:

Insider Transactions for MANAPPURAM
Insider Transactions for MANAPPURAM


5 transactions were made to sell MANAPPURAM shares, with market price of 207.8820007324219.4 purchases of MANAPPURAM were executed, with market price of 184.5974998474121.The list of insider transactions is inconclusive, with no evident trend emerging to suggest a notable shift in company behavior or outlook.

Recommendation changes over time:

Recommendations trend for MANAPPURAM
Recommendations trend for MANAPPURAM


Analysts have shown a buy bias for MANAPPURAM, marking it as a favorable investment option. This could inspire investors to see MANAPPURAM as a strong place to park their money, given the positive outlook and growth potential associated with the stock in recent evaluations.