Overall Fundamental outlook

Business Operations:

Sector: Financial Services
Industry: Credit Services

Mahindra & Mahindra Financial Services Limited, a non-banking financial company, provides financial services in the rural and semi-urban areas in India. The company offers vehicle financing and leasing for auto and utility vehicles, tractors, passenger cars, commercial vehicles and construction equipment, and preowned vehicle to transport operators, farmers, businesses, and self-employed and salaried individuals; bill discounting; personal, home, loan against property, and machinery loans; and project finance, equipment finance, working capital finance to small and medium-sized enterprises. It also provides housing finance for purchase, construction, extension, and renovation; investments comprising fixed deposits and investment solution; asset management and trustees services; mutual funds; life, health, and asset protection insurance products; and commercial line insurance services, as well as reinsurance products. Mahindra & Mahindra Financial Services Limited was incorporated in 1991 and is headquartered in Mumbai, India. Mahindra & Mahindra Financial Services Limited is a subsidiary of Mahindra & Mahindra Limited.

Revenue projections:

Revenue projections for M&MFIN
Revenue projections for M&MFIN

M&MFIN is projected to see lower revenues than in the previous year, a trend that usually concerns investors. Declining revenues often harm a company's profitability, leading investors to exercise caution as they weigh the potential risks of continued financial downturns.

Financial Ratios:

currentRatio 0.00000
forwardPE 10.54964
debtToEquity 503.47600
earningsGrowth 0.01000
revenueGrowth 0.10800
grossMargins 0.86701
operatingMargins 0.33529
trailingEps 17.98000
forwardEps 0.00000

Mahindra & Mahindra Financial Services Limited's Forward PE is at a healthy level, meaning the stock price is aligned favorably with earnings. This suggests that the stock isn't overpriced, providing room for growth and making it an appealing option for investors looking to capitalize on potential future gains.
M&MFIN's elevated debt-to-equity ratio suggests the company is highly leveraged, meaning it has significant debt compared to equity. This can be risky, particularly if M&MFIN's cash flow or profits decrease, making it harder to meet debt obligations.
Mahindra & Mahindra Financial Services Limited's positive gross and operating margins highlight its strong profitability. The company's ability to control costs while generating revenue indicates efficient operations and a healthy financial position.

Price projections:

Price projections for M&MFIN
Price projections for M&MFIN

Price projections for M&MFIN have been steadily revised downward over time, indicating growing concerns about the company's future performance. This downward trend reflects reduced optimism among analysts regarding M&MFIN's ability to meet previous expectations.

Insider Transactions:

Insider Transactions for M&MFIN
Insider Transactions for M&MFIN


11 M&MFIN stock sales were completed, with market price of 300.4227322665128.During the period under consideration, no sell transactions took place.More buys than sells near the current price levels of Mahindra & Mahindra Financial Services Limited might signal a favorable outlook for the stock. Investors seem to be showing confidence by purchasing more, potentially expecting positive future performance.

Recommendation changes over time:

Recommendations trend for M&MFIN
Recommendations trend for M&MFIN


Analysts have maintained a buy bias for M&MFIN, which could prompt investors to consider the stock as a viable investment. With this positive outlook, M&MFIN is positioned as an attractive option for those looking to park their money in a stable and potentially lucrative company.