Overall Fundamental outlook

Business Operations:

Sector: Financial Services
Industry: Credit Services

Mahindra & Mahindra Financial Services Limited, a non-banking financial company, provides financial services in the rural and semi-urban areas in India. The company offers vehicle financing and leasing for auto and utility vehicles, tractors, passenger cars, commercial vehicles and construction equipment, and preowned vehicle to transport operators, farmers, businesses, and self-employed and salaried individuals; bill discounting; personal, home, loan against property, and machinery loans; and project finance, equipment finance, working capital finance to small and medium-sized enterprises. It also provides housing finance for purchase, construction, extension, and renovation; investments comprising fixed deposits and investment solution; asset management and trustees services; mutual funds; life, health, and asset protection insurance products; and commercial line insurance services, as well as reinsurance products. Mahindra & Mahindra Financial Services Limited was incorporated in 1991 and is headquartered in Mumbai, India. Mahindra & Mahindra Financial Services Limited is a subsidiary of Mahindra & Mahindra Limited.

Revenue projections:

Revenue projections for M&MFIN
Revenue projections for M&MFIN

Mahindra & Mahindra Financial Services Limited's revenue projections indicate a decrease from last year's performance, which could lead to investor caution. A fall in revenue is likely to negatively impact the company's profitability, causing concern for shareholders who may view this as a signal of declining financial health.

Financial Ratios:

currentRatio 9.796000
forwardPE 10.130334
debtToEquity 501.140000
earningsGrowth -0.317000
revenueGrowth -0.066000
grossMargins 0.869830
operatingMargins 0.299450
trailingEps 18.310000
forwardEps 0.000000

M&MFIN's current ratio is 9.796, showing the company's capacity to service its short-term debt through its cash reserves and current assets. This is a positive indicator of liquidity, suggesting M&MFIN has no trouble covering its short-term financial obligations.
M&MFIN's Forward PE is in a reasonable range, indicating the stock is priced well relative to its earnings. The stock isn't overpriced, which leaves room for future growth, making it an attractive option for investors seeking value and long-term gains.
M&MFIN's elevated debt-to-equity ratio suggests the company is highly leveraged, meaning it has significant debt compared to equity. This can be risky, particularly if M&MFIN's cash flow or profits decrease, making it harder to meet debt obligations.
M&MFIN's low growth in both earnings and revenue signals a potential profit decline. This could be a sign of financial trouble, suggesting that the company's profitability might shrink in the near future.
Mahindra & Mahindra Financial Services Limited's positive gross and operating margins reflect strong profitability and operational efficiency. These metrics indicate the company's ability to control costs while maintaining healthy revenue, contributing to its solid financial performance.

Price projections:

Price projections for M&MFIN
Price projections for M&MFIN

Mahindra & Mahindra Financial Services Limited's price has consistently been situated near the lower end of expected values. This ongoing trend may reflect investor skepticism about the company's growth potential and overall performance.

Insider Transactions:

Insider Transactions for M&MFIN
Insider Transactions for M&MFIN


9 separate sales of M&MFIN shares were executed, with the market price hovering at 307.4833407931858.Throughout the period under consideration, there were no sell transactions.Investors have shown more interest in buying than selling Mahindra & Mahindra Financial Services Limited at current price levels, which may point to a positive market sentiment. This could indicate that investors are expecting favorable results from the stock in the near future.

Recommendation changes over time:

Recommendations trend for M&MFIN
Recommendations trend for M&MFIN


Analysts have maintained a buy bias for Mahindra & Mahindra Financial Services Limited, which could prompt investors to consider the stock as a viable investment. With this positive outlook, Mahindra & Mahindra Financial Services Limited is positioned as an attractive option for those looking to park their money in a stable and potentially lucrative company.