Overall Fundamental outlook

Business Operations:

Sector: Financial Services
Industry: Credit Services

Mahindra & Mahindra Financial Services Limited, a non-banking financial company, provides financial services in the rural and semi-urban areas in India. The company offers vehicle financing and leasing for auto and utility vehicles, tractors, passenger cars, commercial vehicles and construction equipment, and preowned vehicle to transport operators, farmers, businesses, and self-employed and salaried individuals; bill discounting; personal, home, loan against property, and machinery loans; and project finance, equipment finance, working capital finance to small and medium-sized enterprises. It also provides housing finance for purchase, construction, extension, and renovation; investments comprising fixed deposits and investment solution; asset management and trustees services; mutual funds; life, health, and asset protection insurance products; and commercial line insurance services, as well as reinsurance products. Mahindra & Mahindra Financial Services Limited was incorporated in 1991 and is headquartered in Mumbai, India. Mahindra & Mahindra Financial Services Limited is a subsidiary of Mahindra & Mahindra Limited.

Revenue projections:

Revenue projections for M&MFIN
Revenue projections for M&MFIN

With M&MFIN's revenue forecasted to drop below last year's level, investors are expected to take a cautious stance. Such declines typically affect a company's bottom line, reducing profitability and making investors hesitant to invest heavily in the company until financial performance improves.

Financial Ratios:

currentRatio 0.00000
forwardPE 10.54964
debtToEquity 503.47600
earningsGrowth 0.01000
revenueGrowth 0.10800
grossMargins 0.86701
operatingMargins 0.33529
trailingEps 17.98000
forwardEps 0.00000

M&MFIN's Forward PE is in a favorable range, suggesting the stock is reasonably priced relative to its earnings. This indicates the stock is not overpriced, providing room for potential growth and making it an attractive option for investors looking for solid value and future upside.
M&MFIN's high debt-to-equity ratio points to a heavily leveraged company. With more debt than equity, M&MFIN may face increased financial risk, especially if its earnings or cash flow come under pressure.
M&MFIN's positive gross and operating margins indicate the company's ability to operate profitably. These margins reflect strong financial management, with efficient cost control contributing to sustained profitability and a solid financial outlook.

Price projections:

Price projections for M&MFIN
Price projections for M&MFIN

M&MFIN's price projections have been revised downward gradually, suggesting that expectations for the company's future performance are becoming more conservative. Analysts may be tempering their optimism based on current trends.

Insider Transactions:

Insider Transactions for M&MFIN
Insider Transactions for M&MFIN


M&MFIN stock was sold in 11 transactions, with market price at 300.4227322665128.During the review period, no sell transactions were executed.M&MFIN has seen more buys than sells at its current price levels, which may suggest optimism among investors. This buying trend could indicate that the market expects a favorable performance for the stock in the near future.

Recommendation changes over time:

Recommendations trend for M&MFIN
Recommendations trend for M&MFIN


M&MFIN has garnered a buy bias from analysts recently, suggesting the stock is a good investment opportunity. This may lead to increased investor interest, as M&MFIN is seen as a reliable place to park money for those looking to benefit from potential market gains and company growth.