Overall Fundamental outlook

Business Operations:

Sector: Financial Services
Industry: Credit Services

Mahindra & Mahindra Financial Services Limited, a non-banking financial company, provides financial services in the rural and semi-urban areas in India. The company offers vehicle financing and leasing for auto and utility vehicles, tractors, passenger cars, commercial vehicles and construction equipment, and preowned vehicle to transport operators, farmers, businesses, and self-employed and salaried individuals; bill discounting; personal, home, loan against property, and machinery loans; and project finance, equipment finance, working capital finance to small and medium-sized enterprises. It also provides housing finance for purchase, construction, extension, and renovation; investments comprising fixed deposits and investment solution; asset management and trustees services; mutual funds; life, health, and asset protection insurance products; and commercial line insurance services, as well as reinsurance products. Mahindra & Mahindra Financial Services Limited was incorporated in 1991 and is headquartered in Mumbai, India. Mahindra & Mahindra Financial Services Limited is a subsidiary of Mahindra & Mahindra Limited.

Revenue projections:

Revenue projections for M&MFIN
Revenue projections for M&MFIN

Investors may react cautiously to news that M&MFIN's revenues are forecasted to be lower than last year's. Such declines are likely to have a negative effect on the company's bottom line, which can lead to concerns about profitability and hinder investor confidence in the company's future performance.

Financial Ratios:

currentRatio 9.096000
forwardPE 14.854824
debtToEquity 435.079000
earningsGrowth 0.414000
revenueGrowth 0.241000
grossMargins 0.867470
operatingMargins 0.356710
trailingEps 18.980000
forwardEps 0.000000

Mahindra & Mahindra Financial Services Limited's current ratio, being 9.096, means the company is well-positioned to meet its short-term debt obligations. This reflects Mahindra & Mahindra Financial Services Limited's strong liquidity, as its cash reserves and current assets provide more than enough coverage for its immediate liabilities.
M&MFIN's Forward PE ratio suggests that the stock is priced appropriately in relation to its earnings. Not being overpriced, it offers room for growth, signaling potential upside for investors looking for a stock with reasonable valuation and growth potential.
Mahindra & Mahindra Financial Services Limited's high debt-to-equity ratio suggests a heavily leveraged capital structure. The company relies on debt to fund operations, which could heighten financial risks, particularly if economic conditions deteriorate or profitability declines.
Mahindra & Mahindra Financial Services Limited's positive growth in earnings and revenue suggests the company is on track to expand its business. These indicators highlight a healthy financial performance, with Mahindra & Mahindra Financial Services Limited expected to increase its market presence and profitability.
M&MFIN's positive gross and operating margins suggest the company is performing profitably. These margins reflect efficient cost management and strong revenue generation, signaling healthy financial performance and operational effectiveness.

Price projections:

Price projections for M&MFIN
Price projections for M&MFIN

The steady upward revision of Mahindra & Mahindra Financial Services Limited's price projections indicates growing confidence in the company's future. Analysts are increasingly optimistic about Mahindra & Mahindra Financial Services Limited's potential to deliver strong results and increased market value.

Insider Transactions:

Insider Transactions for M&MFIN
Insider Transactions for M&MFIN


17 M&MFIN transactions were recorded, when the market price was 309.1147066004136.No sell transactions were carried out during the period under review.M&MFIN is seeing more buys than sells at current price levels, which may indicate a positive market outlook. This trend suggests growing confidence among investors, who appear to expect favorable performance from the stock.

Recommendation changes over time:

Recommendations trend for M&MFIN
Recommendations trend for M&MFIN


A recent buy bias from analysts toward M&MFIN may inspire confidence in investors, who could view the stock as a promising investment. This positive sentiment suggests that M&MFIN might be an appealing option for those looking to grow their wealth through stock market investments.