Overall Fundamental outlook

Business Operations:

Sector: Financial Services
Industry: Insurance - Life

Life Insurance Corporation of India provides life insurance products in India, Fiji, Mauritius, and the United Kingdom. It offers insurance plans, including endowment, whole life, term insurance plans, money back, and term assurance plans, as well as riders comprising accidental death and disability benefit, critical illness benefit, and premium waiver benefit riders. The company also provides pension, unit linked, micro insurance, withdrawal, and health plans, as well as various group schemes. Life Insurance Corporation of India was incorporated in 1956 and is based in Mumbai, India.

Revenue projections:

Revenue projections for LICI
Revenue projections for LICI

Life Insurance Corporation of India's revenue projections indicate a decrease from last year's performance, which could lead to investor caution. A fall in revenue is likely to negatively impact the company's profitability, causing concern for shareholders who may view this as a signal of declining financial health.

Financial Ratios:

currentRatio 0.000000
forwardPE 10.924116
debtToEquity 0.000000
earningsGrowth 0.000000
revenueGrowth -0.049000
grossMargins 0.100240
operatingMargins 0.065080
trailingEps 68.130000
forwardEps 60.520000

Life Insurance Corporation of India's Forward PE is in a favorable range, suggesting the stock is reasonably priced relative to its earnings. This indicates the stock is not overpriced, providing room for potential growth and making it an attractive option for investors looking for solid value and future upside.
LICI's low growth in both earnings and revenue indicates potential profit shrinkage. This downward trend could be a sign of weakening financial health, signaling challenges for the company's future profitability.
Life Insurance Corporation of India's forward EPS, being lower than its trailing EPS, points to an expected decline in profitability. This suggests that the company's financial performance may weaken in the upcoming year.

Price projections:

Price projections for LICI
Price projections for LICI

Life Insurance Corporation of India's price has consistently hovered around the lower end of analysts' projections. This pattern may reflect concerns regarding the company's ability to achieve its anticipated growth.

Recommendation changes over time:

Recommendations trend for LICI
Recommendations trend for LICI


Analysts have shown a buy bias for Life Insurance Corporation of India, signaling it as a strong investment choice. This positive outlook could motivate investors to allocate funds to Life Insurance Corporation of India, seeing it as a reliable and potentially profitable option, especially in an environment where the stock market is highly scrutinized.