Overall Fundamental outlook

Business Operations:

Sector: Financial Services
Industry: Insurance - Life

Life Insurance Corporation of India provides life insurance products in India, Fiji, Mauritius, and the United Kingdom. It offers insurance plans, including endowment, whole life, term insurance plans, money back, and term assurance plans, as well as riders comprising accidental death and disability benefit, critical illness benefit, and premium waiver benefit riders. The company also provides pension, unit linked, micro insurance, withdrawal, and health plans, as well as various group schemes. Life Insurance Corporation of India was incorporated in 1956 and is based in Mumbai, India.

Revenue projections:

Revenue projections for LICI
Revenue projections for LICI

The projected decline in LICI's revenues compared to last year is expected to make investors cautious. A drop in revenue often has a direct negative effect on the company's bottom line, signaling potential challenges that could undermine investor confidence and reduce overall profitability.

Financial Ratios:

currentRatio 4.319000
forwardPE 10.352978
debtToEquity 0.000000
earningsGrowth 0.372000
revenueGrowth 0.024000
grossMargins 0.103820
operatingMargins 0.095800
trailingEps 76.380000
forwardEps 60.520000

LICI's current ratio 4.319, suggesting the company has sufficient liquidity to service its short-term debt. With its cash reserves and current assets in good shape, LICI can comfortably meet its immediate liabilities, reflecting a healthy financial standing.
Life Insurance Corporation of India's Forward PE is in a reasonable range, indicating the stock is priced well relative to its earnings. The stock isn't overpriced, which leaves room for future growth, making it an attractive option for investors seeking value and long-term gains.
LICI's forward EPS being less than its trailing EPS indicates the company may be less profitable this year than last. This signals potential challenges in maintaining earnings growth and could lead to concerns about future performance.

Price projections:

Price projections for LICI
Price projections for LICI

LICI's stock price has regularly been near the lower end of projections, indicating that it may be struggling to attract investor interest. This pattern suggests a cautious sentiment surrounding the company's future performance.

Recommendation changes over time:

Recommendations trend for LICI
Recommendations trend for LICI


LICI has been receiving a buy bias from analysts, signaling strong confidence in the stock's future performance. This positive outlook might drive investors to view LICI as an attractive option for their portfolios, positioning the company as a stable and profitable investment choice.