Overall Fundamental outlook

Business Operations:

Sector: Financial Services
Industry: Asset Management

Jio Financial Services Limited, through its subsidiaries, engages in the business of investing and financing, insurance broking, payment bank and payment aggregator, and payment gateway services in India. The company operates JioFinance App, a platform that provides digital banking, unified payments interface (UPI) transactions, bill payments, and insurance advisory; and provides asset management services, as well as operating lease solutions to consumers and businesses through a Device-as-a-Service model. It is also involved in consumer lending, and corporate and MSME lending activities; provision of digital banking services, including savings account, debit cards, current accounts, wallet, and online and offline payment solutions; and distribution of life, non-life, and health insurance products. The company was formerly known as Reliance Strategic Investments Limited and changed its name to Jio Financial Services Limited in July 2023. Jio Financial Services Limited was incorporated in 1999 and is based in Mumbai, India.

Revenue projections:

Revenue projections for JIOFIN
Revenue projections for JIOFIN

JIOFIN is projected to see a decline in revenue compared to last year, which could lead to investor caution. A drop in earnings is often viewed as a negative signal for profitability, making it more difficult for the company to maintain investor confidence in its financial health.

Financial Ratios:

currentRatio 4.767000
forwardPE 74.448715
debtToEquity 3.215000
earningsGrowth 0.020000
revenueGrowth 0.109000
grossMargins 1.000000
operatingMargins 0.703040
trailingEps 2.540000
forwardEps 0.000000

A current ratio of 4.767 for Jio Financial Services Limited implies that the company has ample liquidity to meet its short-term debts. Jio Financial Services Limited's cash reserves and current assets should easily cover these obligations, highlighting its financial stability and ability to manage short-term liabilities.
JIOFIN's forward PE being elevated could limit price appreciation and heighten the risk of a correction. Investors need to carefully assess this parameter in combination with other fundamentals to determine whether the stock is overvalued.
Jio Financial Services Limited's positive gross and operating margins indicate the company's ability to operate profitably. These margins reflect strong financial management, with efficient cost control contributing to sustained profitability and a solid financial outlook.

Price projections:

Price projections for JIOFIN
Price projections for JIOFIN



Insider Transactions:

Insider Transactions for JIOFIN
Insider Transactions for JIOFIN


JIOFIN saw 3 transactions to buy shares, with a market price of 299.1266682942708.No buy transactions occurred during the period under consideration.The increased selling at Jio Financial Services Limited's current price levels points to potential future declines. If this selling trend persists, the stock could face more downward pressure, suggesting investor pessimism about its future performance.

Recommendation changes over time:

Recommendations trend for JIOFIN
Recommendations trend for JIOFIN


With no clear buy or sell ratings for Jio Financial Services Limited, analysts have painted a mixed picture of the stock. This ambiguity may prompt investors to consider alternative market signals and undertake further research before deciding how to proceed with their investments.