Overall Fundamental outlook

Business Operations:

Sector: Financial Services
Industry: Asset Management

Jio Financial Services Limited, through its subsidiaries, engages in the business of investing and financing, insurance broking, payment bank and payment aggregator, and payment gateway services in India. The company operates JioFinance App, a platform that provides digital banking, unified payments interface (UPI) transactions, bill payments, and insurance advisory; and provides asset management services, as well as operating lease solutions to consumers and businesses through a Device-as-a-Service model. It is also involved in consumer lending, and corporate and MSME lending activities; provision of digital banking services, including savings account, debit cards, current accounts, wallet, and online and offline payment solutions; and distribution of life, non-life, and health insurance products. The company was formerly known as Reliance Strategic Investments Limited and changed its name to Jio Financial Services Limited in July 2023. Jio Financial Services Limited was incorporated in 1999 and is based in Mumbai, India.

Revenue projections:

Revenue projections for JIOFIN
Revenue projections for JIOFIN

JIOFIN is projected to see lower revenues than in the previous year, a trend that usually concerns investors. Declining revenues often harm a company's profitability, leading investors to exercise caution as they weigh the potential risks of continued financial downturns.

Financial Ratios:

currentRatio 4.76700
forwardPE 0.00000
debtToEquity 3.21500
earningsGrowth 0.02000
revenueGrowth 0.10900
grossMargins 1.00000
operatingMargins 0.70304
trailingEps 2.53000
forwardEps 0.00000

Jio Financial Services Limited's current ratio of 4.767 highlights the company's solid liquidity, indicating that it can easily service its short-term debt. Jio Financial Services Limited's ample cash reserves and current assets ensure that the company is well-positioned to meet its immediate financial liabilities.
Positive gross and operating margins for Jio Financial Services Limited highlight the company's profitability. These metrics reflect Jio Financial Services Limited's efficiency in controlling costs while generating strong revenue from its core operations, signaling robust financial health.

Insider Transactions:

Insider Transactions for JIOFIN
Insider Transactions for JIOFIN


There were 2 buy transactions of JIOFIN stock, with market price at 325.5 per share.There were no buy transactions during the period under consideration.The ongoing selling activity at JIOFIN's current price levels suggests a potential risk of further declines. If more investors continue to sell, this trend could lead to continued downward pressure on the stock's price.

Recommendation changes over time:

Recommendations trend for JIOFIN
Recommendations trend for JIOFIN


The analysts' mixed assessment of JIOFIN, without clear buy or sell recommendations, signals potential uncertainty. Investors might benefit from broadening their research to include other market trends and financial indicators before making any investment decisions.