Overall Fundamental outlook

Business Operations:

Sector: Financial Services
Industry: Banks - Regional

The Jammu and Kashmir Bank Limited provides various banking products and services. The company operates through Treasury Operations, Corporate/Wholesale Banking, Retail Banking, and Other Banking Business segments. It offers savings, current, salary, pension, and small accounts; and term deposits. In addition, the company provides housing, consumer, education, term, car, coaching fee, personal consumption, and skill loans; festival advances; and laptop/PC, smartphone, school education, modular kitchen, Sahafat, solar equipment, and two-wheeler finance services, as well as cash credit schemes, and loans against gold ornaments and jewellery. Further, it offers commercial vehicle, school bus, passenger bus/mini bus, dastkar, craftsmen, commercial premises, contractor, mini sheep farm establishment, construction equipment, and tourism financing services; Saral financing services to small businessmen; mortgage loans for trade and service sector, loans against property, fair price shop schemes, and start-ups financing services; Karobar cards; guaranteed emergency credit lines; credit guarantee schemes for subordinate debt; asset based agri loans, fruit advances schemes, and Giri finance schemes; and mortgage loan schemes for agricultural produce traders. Additionally, the company provides govt sponsored schemes; life and non-life insurance products; debit, credit, and prepaid cards; and merchant acquiring services. The Jammu and Kashmir Bank Limited was incorporated in 1938 and is headquartered in Srinagar, India.

Revenue projections:

Revenue projections for J&KBANK
Revenue projections for J&KBANK

Investors are expected to be cautious with J&KBANK, as its revenues are projected to fall compared to last year. A decline in revenue often results in a negative impact on profitability, prompting concerns about the company's financial stability and making investors more conservative in their approach.

Financial Ratios:

currentRatio 0.000000
forwardPE 6.469565
debtToEquity 0.000000
earningsGrowth -0.106000
revenueGrowth -0.059000
grossMargins 0.000000
operatingMargins 0.395790
trailingEps 18.980000
forwardEps 0.000000

J&KBANK's low earnings and revenue growth suggest shrinking profits. This negative trend could indicate that the company is struggling to maintain its financial performance and may face challenges ahead.
J&KBANK's negative gross and operating margins suggest that the company is currently losing money, unable to generate profit from production or operations. This could signal inefficiencies in cost control or a drop in sales.

Price projections:

Price projections for J&KBANK
Price projections for J&KBANK



Recommendation changes over time:

Recommendations trend for J&KBANK
Recommendations trend for J&KBANK


A recent buy bias from analysts toward The Jammu and Kashmir Bank Limited indicates strong confidence in the stock's future performance. This could encourage investors to park their money in The Jammu and Kashmir Bank Limited, viewing it as a stable and potentially rewarding investment opportunity with promising long-term growth prospects.