Overall Fundamental outlook

Business Operations:

Sector: Financial Services
Industry: Credit Services

Indian Railway Finance Corporation Limited engages in leasing of rolling stock assets, railway infrastructure assets in India. The company is involved in lending business; and borrowing funds from the financial markets to finance the acquisition/creation of assets that are leased out to the Indian Railways. It also operates as a non-deposit taking non-banking financial and infrastructure finance company. The company was incorporated in 1986 and is based in New Delhi, India.

Revenue projections:

Revenue projections for IRFC
Revenue projections for IRFC

IRFC's revenue projections indicate a decrease from the prior year, which may make investors hesitant. A revenue decline could harm the company's bottom line, prompting investors to be more careful, as lower earnings often signal potential issues with profitability and future performance.

Financial Ratios:

currentRatio 11.064000
forwardPE 26.345098
debtToEquity 785.440000
earningsGrowth 0.016000
revenueGrowth 0.019000
grossMargins 1.000000
operatingMargins 0.975940
trailingEps 5.010000
forwardEps 5.100000

IRFC's current ratio, being 11.064, means the company is well-positioned to meet its short-term debt obligations. This reflects IRFC's strong liquidity, as its cash reserves and current assets provide more than enough coverage for its immediate liabilities.
IRFC's Forward PE ratio suggests that the stock is priced appropriately in relation to its earnings. Not being overpriced, it offers room for growth, signaling potential upside for investors looking for a stock with reasonable valuation and growth potential.
IRFC's high debt-to-equity ratio indicates a strong reliance on debt, meaning the company is heavily leveraged. This could increase financial risks if cash flow or earnings decline, making it more difficult for IRFC to manage its debt obligations.
IRFC's positive gross and operating margins highlight its strong profitability. The company's ability to control costs while generating revenue indicates efficient operations and a healthy financial position.
IRFC's forward EPS being higher than its trailing EPS signals anticipated growth in profitability for the current financial year. This suggests that IRFC is on track to improve its earnings, outpacing the previous year's performance and reflecting positive market expectations.

Price projections:

Price projections for IRFC
Price projections for IRFC



Recommendation changes over time:

Recommendations trend for IRFC
Recommendations trend for IRFC


With analysts leaning toward a sell bias for Indian Railway Finance Corporation Limited, investors should be cautious and make decisions based on a wider set of market indicators. This approach will help balance short-term concerns with longer-term market trends, providing a more holistic view of the stock.