Overall Fundamental outlook

Business Operations:

Sector: Financial Services
Industry: Credit Services

Indian Railway Finance Corporation Limited engages in leasing of rolling stock assets, railway infrastructure assets in India. The company is involved in lending business; and borrowing funds from the financial markets to finance the acquisition/creation of assets that are leased out to the Indian Railways. It also operates as a non-deposit taking non-banking financial and infrastructure finance company. The company was incorporated in 1986 and is based in New Delhi, India.

Revenue projections:

Revenue projections for IRFC
Revenue projections for IRFC

Indian Railway Finance Corporation Limited's revenues are expected to remain unchanged from last year, leading to a neutral stance. Investors may interpret this as stable, but the absence of growth may limit its appeal to those looking for more dynamic financial improvement.

Financial Ratios:

currentRatio 13.56100
forwardPE 18.09855
debtToEquity 748.58400
earningsGrowth 0.10700
revenueGrowth 0.10700
grossMargins 1.00000
operatingMargins 0.97647
trailingEps 5.11000
forwardEps 5.10000

IRFC's current ratio being 13.561 suggests that it has more than enough liquidity to cover short-term debt obligations. The company's cash reserves and current assets are sufficient to meet immediate liabilities, signaling solid financial health and minimal risk.
IRFC's Forward PE is positioned well, reflecting a favorable balance between stock price and earnings. The stock isn't overpriced, offering room for growth and making it a potentially rewarding investment as its value has room to rise further.
IRFC's high debt-to-equity ratio indicates that the company is heavily leveraged. This suggests a significant reliance on debt to finance its operations, which could expose the company to higher financial risks if its cash flow or profitability decreases.
With positive growth in both earnings and revenue, IRFC is expected to grow its business. These indicators highlight a strong financial outlook, with the company on track for continued expansion and increasing profitability.
Positive gross and operating margins for IRFC suggest that the company is operating profitably. These margins highlight IRFC's efficiency in managing costs while maintaining healthy revenue streams, contributing to its overall financial strength.
IRFC's forward EPS being lower than its trailing EPS suggests the company is expected to face declining profits. This points to a less favorable financial outlook for the coming year.

Price projections:

Price projections for IRFC
Price projections for IRFC

Price projections for IRFC have consistently been revised upward, suggesting that analysts are increasingly optimistic about the company's performance. This trend reflects a positive outlook for IRFC's future.

IRFC's stock price has moved past the upper limit of projections, reflecting robust performance. However, the minimal room for further upward movement suggests that the stock may encounter resistance in maintaining its current levels.

Recommendation changes over time:

Recommendations trend for IRFC
Recommendations trend for IRFC


A sell bias from analysts for IRFC indicates caution, but investors should rely on a broader range of market indicators before making any decisions. This broader perspective will help provide a clearer understanding of IRFC's overall market position and potential future trends.