Overall Fundamental outlook

Business Operations:

Sector: Financial Services
Industry: Credit Services

Indian Railway Finance Corporation Limited engages in leasing of rolling stock assets, railway infrastructure assets in India. The company is involved in lending business; and borrowing funds from the financial markets to finance the acquisition/creation of assets that are leased out to the Indian Railways. It also operates as a non-deposit taking non-banking financial and infrastructure finance company. The company was incorporated in 1986 and is based in New Delhi, India.

Revenue projections:

Revenue projections for IRFC
Revenue projections for IRFC

IRFC's projected revenue indicates no significant change from the previous year, resulting in a neutral stance. Investors might interpret this as a sign of stability, though the lack of growth signals may temper enthusiasm for more aggressive investments.

Financial Ratios:

currentRatio 89.15100
forwardPE 0.00000
debtToEquity 786.74900
earningsGrowth -0.01400
revenueGrowth -0.01500
grossMargins 1.00000
operatingMargins 0.97553
trailingEps 4.97000
forwardEps 5.10000

With a current ratio 89.151, IRFC demonstrates the ability to service its short-term debt without difficulty. The company's strong cash reserves and current assets ensure that it can meet its liabilities, reflecting financial stability and healthy liquidity.
IRFC's elevated debt-to-equity ratio suggests that the company is using significant debt to finance its operations. This level of leverage can amplify financial risk, particularly if profitability decreases or external conditions become unfavorable.
IRFC's low earnings and revenue growth suggest shrinking profits. This negative trend could indicate that the company is struggling to maintain its financial performance and may face challenges ahead.
IRFC's positive gross and operating margins reflect strong financial performance. These metrics indicate that the company is efficiently managing its operations and generating healthy profits, contributing to a solid financial position.
IRFC's forward EPS is higher than its trailing EPS, suggesting the company is expected to improve its profitability this financial year. This reflects growing confidence in IRFC's earnings potential, with forecasts indicating better financial performance than in the prior year.

Price projections:

Price projections for IRFC
Price projections for IRFC

IRFC's price has already crossed above the upper threshold of projections, reflecting strong performance. However, with limited room for further increases, the stock may experience a stabilization phase in the near future.

Recommendation changes over time:

Recommendations trend for IRFC
Recommendations trend for IRFC


Analysts have shown a sell bias toward IRFC, recommending caution for investors. To make sound decisions, it's important to consider a broader base of market indicators, providing a fuller picture of IRFC's outlook and avoiding overreliance on one specific viewpoint.