Overall Fundamental outlook

Business Operations:

Sector: Financial Services
Industry: Banks - Regional

Indian Overseas Bank provides various banking products and services in India and internationally. The company operates through Treasury, Corporate/Wholesale Banking, Retail Banking, and Other Banking Operations segments. It accepts various deposits, such as demand, savings, current, fixed, recurring, tax saver, and term deposits. The company's loan products include home, vehicle, jewel, consumer durable, education, reverse mortgage, personal, agricultural, and corporate loans, as well as loan against the property and sovereign gold bond; and micro, small, and medium enterprise loans. It also provides debit and credit cards, export credit, NRI accounts, agricultural and rural banking products, mutual funds, lockers, merchant banking, and internet and mobile banking services; depository services; and life, health, personal accident, and motor insurance products. It operates branches, ATMs, and business correspondents in India; and overseas branches in Singapore, Hong Kong, Colombo, and Bangkok. The company was incorporated in 1936 and is based in Chennai, India.

Revenue projections:

Revenue projections for IOB
Revenue projections for IOB



Financial Ratios:

currentRatio 0.00000
forwardPE 0.00000
debtToEquity 0.00000
earningsGrowth 0.79400
revenueGrowth 0.32500
grossMargins 0.00000
operatingMargins 0.44749
trailingEps 2.03000
forwardEps 0.90000

Positive earnings and revenue growth for IOB suggest that the company is expected to grow its business. This trend reflects strong financial performance, with continued profitability and sales increases indicating a bright outlook for future expansion.
IOB's forward EPS being less than trailing EPS suggests the company may see a drop in profitability this year. This signals potential financial challenges and a less optimistic outlook for earnings growth.

Recommendation changes over time:

Recommendations trend for IOB
Recommendations trend for IOB


Analysts have developed a sell bias for IOB, urging caution for investors. It's essential to base investment decisions on multiple market indicators to avoid hasty conclusions. Relying on a broader scope of information will provide a more accurate assessment of IOB's overall potential.