Overall Fundamental outlook

Business Operations:

Sector: Financial Services
Industry: Banks - Regional

Indian Overseas Bank provides various banking products and services in India and internationally. The company operates through Treasury, Corporate/Wholesale Banking, Retail Banking, and Other Banking Operations segments. It accepts various deposits, such as demand, savings, current, fixed, recurring, tax saver, and term deposits. The company's loan products include home, vehicle, jewel, consumer durable, education, reverse mortgage, personal, agricultural, and corporate loans, as well as loan against the property and sovereign gold bond; and micro, small, and medium enterprise loans. It also provides debit and credit cards, export credit, NRI accounts, agricultural and rural banking products, mutual funds, lockers, merchant banking, and internet and mobile banking services; depository services; and life, health, personal accident, and motor insurance products. It operates branches, ATMs, and business correspondents in India; and overseas branches in Singapore, Hong Kong, Colombo, and Bangkok. The company was incorporated in 1936 and is based in Chennai, India.

Revenue projections:

Revenue projections for IOB
Revenue projections for IOB



Financial Ratios:

currentRatio 0.00000
forwardPE 0.00000
debtToEquity 0.00000
earningsGrowth 0.00000
revenueGrowth 0.16300
grossMargins 0.00000
operatingMargins 0.38389
trailingEps 2.46000
forwardEps 0.90000

IOB's forward EPS being lower than its trailing EPS indicates that the company's earnings are projected to decrease. This suggests that IOB may struggle to maintain profitability at previous levels, potentially affecting its financial outlook.

Insider Transactions:

Insider Transactions for IOB
Insider Transactions for IOB


IOB experienced 1 selling transactions, with market price of 34.08000183105469.There were no sell transactions throughout the period under consideration.The trend of more buys compared to sells around IOB's current price levels may signal investor optimism. This behavior suggests that the market is expecting a favorable outcome for the stock, leading to increased buying activity.

Recommendation changes over time:

Recommendations trend for IOB
Recommendations trend for IOB


The sell bias toward IOB from analysts suggests caution, but investors are encouraged to consult a variety of market indicators before making decisions. This broader perspective will help mitigate risks and provide a clearer understanding of IOB's potential in the current market.