Overall Fundamental outlook

Business Operations:

Sector: Technology
Industry: Software - Application

Intellect Design Arena Limited provides software development and related services for banking, insurance, and other financial services in India and internationally. The company offers platforms and products, such as iGTB, which provides transaction banking solutions that include digital transaction banking, contextual banking experience, PayCash-CX, corporate treasury exchange, payment solution, and virtual accounts; and iGCB, an end-to-end contextual banking suite for retail and corporate banking across core, lending, cards, and wealth and central banking. It also provides AI products, such as magic submission, risk analyst, wealth qube, WealthForce.AI, insurance, ESG EDGE, and capital markets; and digital technology for commerce, including accounts payable exchange, corporate procurement exchange, government procurement exchange, and retail solutions. In addition, the company offers Cash Cloud, a cloud-native, composable, and integrated cash management platform; iColumbus.AI that provides trade and supply chain finance digitalisation and the contextual banking experience; Xponent, a commercial and specialty underwriters' AI-powered workbench; and iKredit360, a platform on the cloud that enables banks to curate bespoke credit experiences comprising multiple channels, products, business segments, and fintech partners. Further, the company provides technology products, such as iTurmeric, canvas, contextual banking OS, and fabric data services. Intellect Design Arena Limited was incorporated in 2011 and is headquartered in Chennai, India.

Revenue projections:

Revenue projections for INTELLECT
Revenue projections for INTELLECT

The projected decline in INTELLECT's revenues compared to last year is expected to make investors cautious. A drop in revenue often has a direct negative effect on the company's bottom line, signaling potential challenges that could undermine investor confidence and reduce overall profitability.

Financial Ratios:

currentRatio 2.190000
forwardPE 27.590195
debtToEquity 3.007000
earningsGrowth 0.925000
revenueGrowth 0.358000
grossMargins 0.406790
operatingMargins 0.138050
trailingEps 28.400000
forwardEps 9.720000

Intellect Design Arena Limited's current ratio is 2.19, showing the company's capacity to service its short-term debt through its cash reserves and current assets. This is a positive indicator of liquidity, suggesting Intellect Design Arena Limited has no trouble covering its short-term financial obligations.
INTELLECT's Forward PE ratio suggests the stock price is reasonable in relation to earnings. It's not overpriced, providing room for future growth, making the stock a potentially valuable investment for those seeking long-term gains.
INTELLECT's positive earnings and revenue growth indicate that the company is expected to continue expanding its business. These trends reflect strong financial health, with increasing profits and sales suggesting sustained growth and success for INTELLECT.
INTELLECT's forward EPS is lower than its trailing EPS, indicating the company may experience reduced profitability. This signals that the company's earnings growth could slow down in the near future.

Price projections:

Price projections for INTELLECT
Price projections for INTELLECT

INTELLECT's price has consistently remained near the lower edge of projections, suggesting that it is not fully meeting market expectations. This could indicate a need for improved performance or strategies to boost investor confidence.

Recommendation changes over time:

Recommendations trend for INTELLECT
Recommendations trend for INTELLECT


With analysts showing a buy bias for INTELLECT, investors may be more inclined to see the stock as an attractive investment. The favorable outlook could spur increased interest, positioning INTELLECT as a safe and profitable place for investors to allocate their funds and seek growth.