Overall Fundamental outlook

Business Operations:

Sector: Financial Services
Industry: Banks - Regional

IndusInd Bank Limited engages in the provision of various banking products and services to individuals, NRIs, business owners, corporates, and government and financial institutions. It operates through four segments: Treasury, Corporate/Wholesale Banking, Retail Banking, and Other Banking Operations. The company offers current, savings, defense, and corporate salary; fixed and FCNR, sweep in/out, time and term deposits; and senior citizen schemes, young saver deposits, and recurring and RFC deposits, as well as Rupee multiplier products. It also provides home, personal, gold, car, two-wheeler, commercial vehicle, professional, agricultural, and medical equipment loans, as well as loans against properties and securities; credit cards; micro-finance, working capital, and MSME and business loans, as well as loans to merchants and retailers, and loan on credit cards. In addition, the company offers transaction banking services, including letters of credit/guarantees, structured trade and export finance, and import finance solutions, as well as cash management and remittance services; safe deposit lockers; investment products, such as demat account, mutual fund, gold bond, national pension system, and equity trading; project finance, supply chain financing; investment advisory, strategic mergers and acquisitions, and other advisory services; and health, general, life, and card protection insurance. Further, it provides debit, prepaid, forex, and commercial cards; individual outward remittances, foreign currency bank notes and demand drafts, and travelers cheques; financial inclusion products; trade and foreign exchange accounts; real estate developer financing and bullion services; correspondent banking services; and forex and derivative desk, information and advisory, and remittances through forex channel services. The company was incorporated in 1994 and is based in Mumbai, India.

Revenue projections:

Revenue projections for INDUSINDBK
Revenue projections for INDUSINDBK

INDUSINDBK's revenues are expected to fall below last year's, and this forecast tends to raise concerns among investors. A revenue drop can negatively impact the company's profitability, making investors more cautious about their positions due to the risks of declining financial performance.

Financial Ratios:

currentRatio 0.000000
forwardPE 16.305273
debtToEquity 0.000000
earningsGrowth -0.912000
revenueGrowth -0.285000
grossMargins 0.000000
operatingMargins 0.041660
trailingEps -26.240000
forwardEps 54.733830

INDUSINDBK's Forward PE is in an attractive range, meaning its stock price aligns well with earnings and isn't inflated. This creates room for growth, making it a solid investment opportunity for those looking to benefit from potential price appreciation.
INDUSINDBK's low earnings and revenue growth suggest shrinking profits. This negative trend could indicate that the company is struggling to maintain its financial performance and may face challenges ahead.
IndusInd Bank Limited's negative gross and operating margins indicate the company is operating at a loss, unable to generate profit from its core business activities. This suggests financial strain and potential challenges in maintaining profitability.

Price projections:

Price projections for INDUSINDBK
Price projections for INDUSINDBK

INDUSINDBK's price has consistently been situated near the lower end of expected values. This ongoing trend may reflect investor skepticism about the company's growth potential and overall performance.

Recommendation changes over time:

Recommendations trend for INDUSINDBK
Recommendations trend for INDUSINDBK


A recent sell bias for IndusInd Bank Limited from analysts suggests caution for investors. However, decisions should be grounded in a diverse set of market indicators, ensuring that a wider perspective is considered before making any moves regarding the stock's performance and potential risks.