Overall Fundamental outlook

Business Operations:

Sector: Financial Services
Industry: Banks - Regional

IndusInd Bank Limited engages in the provision of various banking products and services to individuals, NRIs, business owners, corporates, and government and financial institutions. It operates through four segments: Treasury, Corporate/Wholesale Banking, Retail Banking, and Other Banking Operations. The company offers current, savings, defense, and corporate salary; fixed and FCNR, sweep in/out, time and term deposits; and senior citizen schemes, young saver deposits, and recurring and RFC deposits, as well as Rupee multiplier products. It also provides home, personal, gold, car, two-wheeler, commercial vehicle, professional, agricultural, and medical equipment loans, as well as loans against properties and securities; credit cards; micro-finance, working capital, and MSME and business loans, as well as loans to merchants and retailers, and loan on credit cards. In addition, the company offers transaction banking services, including letters of credit/guarantees, structured trade and export finance, and import finance solutions, as well as cash management and remittance services; safe deposit lockers; investment products, such as demat account, mutual fund, gold bond, national pension system, and equity trading; project finance, supply chain financing; investment advisory, strategic mergers and acquisitions, and other advisory services; and health, general, life, and card protection insurance. Further, it provides debit, prepaid, forex, and commercial cards; individual outward remittances, foreign currency bank notes and demand drafts, and travelers cheques; financial inclusion products; trade and foreign exchange accounts; real estate developer financing and bullion services; correspondent banking services; and forex and derivative desk, information and advisory, and remittances through forex channel services. The company was incorporated in 1994 and is based in Mumbai, India.

Revenue projections:

Revenue projections for INDUSINDBK
Revenue projections for INDUSINDBK

Investors may be wary of IndusInd Bank Limited as its revenues are expected to fall below the prior year's levels. A revenue decrease often leads to concerns about profitability, as it is likely to affect the company's bottom line, prompting investors to take a more cautious approach.

Financial Ratios:

currentRatio 0.000000
forwardPE 11.563537
debtToEquity 0.000000
earningsGrowth -0.722000
revenueGrowth -0.259000
grossMargins 0.000000
operatingMargins 0.160290
trailingEps 12.910000
forwardEps 96.580000

INDUSINDBK's Forward PE is in a reasonable range, indicating the stock is priced well relative to its earnings. The stock isn't overpriced, which leaves room for future growth, making it an attractive option for investors seeking value and long-term gains.
With both earnings and revenue growth in low territory, IndusInd Bank Limited is likely to see shrinking profits. This signals a possible downturn in the company's financial health and may raise concerns about its future profitability.
INDUSINDBK's negative gross and operating margins suggest that the company is currently losing money, unable to generate profit from production or operations. This could signal inefficiencies in cost control or a drop in sales.
IndusInd Bank Limited's forward EPS surpassing its trailing EPS signals that the company is anticipated to be more profitable this year than last. This growth expectation highlights IndusInd Bank Limited's potential for increased earnings and a stronger financial performance in the upcoming year.

Price projections:

Price projections for INDUSINDBK
Price projections for INDUSINDBK

Price projections for INDUSINDBK have been gradually reduced, reflecting growing uncertainty about the company's future performance. The downward revisions indicate analysts are lowering their expectations for INDUSINDBK's market trajectory.

Recommendation changes over time:

Recommendations trend for INDUSINDBK
Recommendations trend for INDUSINDBK


With a sell bias from analysts regarding IndusInd Bank Limited, investors are urged to be cautious. Instead of relying exclusively on this sentiment, it's wise to evaluate a wide range of market indicators for a more balanced and informed approach to any investment decisions involving the stock.