Overall Fundamental outlook

Business Operations:

Sector: Financial Services
Industry: Banks - Regional

IndusInd Bank Limited engages in the provision of various banking products and services to individuals, NRIs, business owners, corporates, and government and financial institutions. It operates through four segments: Treasury, Corporate/Wholesale Banking, Retail Banking, and Other Banking Operations. The company offers current, savings, defense, and corporate salary; fixed and FCNR, sweep in/out, time and term deposits; and senior citizen schemes, young saver deposits, and recurring and RFC deposits, as well as Rupee multiplier products. It also provides home, personal, gold, car, two-wheeler, commercial vehicle, professional, agricultural, and medical equipment loans, as well as loans against properties and securities; credit cards; micro-finance, working capital, and MSME and business loans, as well as loans to merchants and retailers, and loan on credit cards. In addition, the company offers transaction banking services, including letters of credit/guarantees, structured trade and export finance, and import finance solutions, as well as cash management and remittance services; safe deposit lockers; investment products, such as demat account, mutual fund, gold bond, national pension system, and equity trading; project finance, supply chain financing; investment advisory, strategic mergers and acquisitions, and other advisory services; and health, general, life, and card protection insurance. Further, it provides debit, prepaid, forex, and commercial cards; individual outward remittances, foreign currency bank notes and demand drafts, and travelers cheques; financial inclusion products; trade and foreign exchange accounts; real estate developer financing and bullion services; correspondent banking services; and forex and derivative desk, information and advisory, and remittances through forex channel services. The company was incorporated in 1994 and is based in Mumbai, India.

Revenue projections:

Revenue projections for INDUSINDBK
Revenue projections for INDUSINDBK

INDUSINDBK's revenue is projected to decrease from last year, a development that could lead investors to adopt a more cautious approach. A revenue decline can negatively affect profitability, signaling challenges for the company and making it less attractive for those seeking solid financial performance.

Financial Ratios:

currentRatio 0.000000
forwardPE 7.856712
debtToEquity 0.000000
earningsGrowth -0.391000
revenueGrowth -0.131000
grossMargins 0.000000
operatingMargins 0.318010
trailingEps 93.080000
forwardEps 96.580000

INDUSINDBK's low growth in both earnings and revenue signals a potential profit decline. This could be a sign of financial trouble, suggesting that the company's profitability might shrink in the near future.
IndusInd Bank Limited's negative gross and operating margins indicate that the company is unable to generate profit from its core business activities. This suggests financial strain and could be a sign of deeper cost management issues.
INDUSINDBK's forward EPS is greater than its trailing EPS, indicating that the company is expected to deliver higher profitability this year. This suggests that INDUSINDBK is projected to improve its earnings, reflecting positive growth compared to last year's financial performance.

Price projections:

Price projections for INDUSINDBK
Price projections for INDUSINDBK

Over time, INDUSINDBK's price projections have been consistently revised lower. This suggests analysts are becoming less optimistic about the company's future prospects and are adjusting their forecasts accordingly.

Insider Transactions:

Insider Transactions for INDUSINDBK
Insider Transactions for INDUSINDBK


41 transactions to sell IndusInd Bank Limited occurred, with market price at 1494.900000595465.Throughout the period under consideration, there were no sell transactions.More buys than sells have been occurring around the current price levels of INDUSINDBK, potentially signaling investor optimism. This buying trend might be interpreted as a sign of a favorable outlook for the stock's future performance.

Recommendation changes over time:

Recommendations trend for INDUSINDBK
Recommendations trend for INDUSINDBK


Analysts are favoring INDUSINDBK with a buy bias, highlighting the stock's potential as a solid investment. This recommendation might drive more investors to consider INDUSINDBK as a secure and profitable option for their money, contributing to a broader positive sentiment in the market.