Overall Fundamental outlook

Business Operations:

Sector: Financial Services
Industry: Banks - Regional

Indian Bank provides various banking products and services. The company offers deposit products, including savings bank and current accounts, term deposits, and non resident Indian (NRI) accounts. It also provides agriculture, MSME, corporate, online, home, mortgage, vehicle, personal, educational, and jewel loans; supply chain finance; 59 minutes loans; loan/OD against deposits, NSC/KVP/ relief bonds of RBI/LIC policies; and other retail/personal loans. In addition, the company provides digital products, including IndOASIS, internet and SMS banking, debit and credit cards, national common mobility cards, mutual funds, IPO, demat, and trading services; Point of sale systems; online collection products; and other products, services, and schemes. It operates through multiple branches in India and overseas; as well as ATMs and BNAs. Indian Bank was incorporated in 1907 and is based in Chennai, India.

Revenue projections:

Revenue projections for INDIANB
Revenue projections for INDIANB

Investors are expected to be cautious with Indian Bank, as its revenues are projected to fall compared to last year. A decline in revenue often results in a negative impact on profitability, prompting concerns about the company's financial stability and making investors more conservative in their approach.

Financial Ratios:

currentRatio 0.000000
forwardPE 6.760339
debtToEquity 0.000000
earningsGrowth -0.114000
revenueGrowth 0.185000
grossMargins 0.000000
operatingMargins 0.494710
trailingEps 81.440000
forwardEps 80.630000

INDIANB's low earnings and revenue growth point to a potential decline in profits. This signals a downturn in financial performance, suggesting that the company might face challenges in maintaining its current level of profitability.
INDIANB's negative gross and operating margins indicate the company is operating at a loss, unable to generate profit from its core business activities. This suggests financial strain and potential challenges in maintaining profitability.
INDIANB's forward EPS being lower than its trailing EPS indicates that the company's earnings are projected to decrease. This suggests that INDIANB may struggle to maintain profitability at previous levels, potentially affecting its financial outlook.

Price projections:

Price projections for INDIANB
Price projections for INDIANB

Price projections for INDIANB have consistently been revised upward, suggesting that analysts are increasingly optimistic about the company's performance. This trend reflects a positive outlook for INDIANB's future.

Recommendation changes over time:

Recommendations trend for INDIANB
Recommendations trend for INDIANB


Analysts have shown a buy bias for INDIANB, signaling it as a strong investment choice. This positive outlook could motivate investors to allocate funds to INDIANB, seeing it as a reliable and potentially profitable option, especially in an environment where the stock market is highly scrutinized.