Overall Fundamental outlook

Business Operations:

Sector: Financial Services
Industry: Credit Services

IIFL Finance Limited, a non-banking financial company, engages in financing activities in India and internationally. It offers home and gold loans; business loans, including business loan for manufacturers, women, and e-commerce; loans to micro, small, and medium enterprise; loans against securities; and digital finance loans, as well as supply chain finance. The company also provides construction and real estate financing; capital market financing; and lending, investment, and wealth management services. The company was formerly known as IIFL Holdings Limited and changed its name to IIFL Finance Limited in May 2019. IIFL Finance Limited was incorporated in 1995 and is based in Mumbai, India.

Revenue projections:

Revenue projections for IIFL
Revenue projections for IIFL

Investors may be wary of IIFL as its revenues are expected to fall below the prior year's levels. A revenue decrease often leads to concerns about profitability, as it is likely to affect the company's bottom line, prompting investors to take a more cautious approach.

Financial Ratios:

currentRatio 0.000000
forwardPE 7.156887
debtToEquity 293.657000
earningsGrowth -0.925000
revenueGrowth -0.342000
grossMargins 0.997130
operatingMargins 0.105040
trailingEps 12.370000
forwardEps 48.170000

IIFL's high debt-to-equity ratio indicates a strong reliance on debt, meaning the company is heavily leveraged. This could increase financial risks if cash flow or earnings decline, making it more difficult for IIFL to manage its debt obligations.
IIFL's low earnings and revenue growth suggest shrinking profits are likely. This could reflect broader financial struggles, signaling that the company might face difficulties in sustaining its profitability.
IIFL's negative gross and operating margins reflect unprofitability, suggesting the company is unable to generate revenue sufficient to cover its costs. This could indicate deeper financial challenges or declining efficiency.
IIFL's forward EPS surpassing its trailing EPS signals that the company is anticipated to be more profitable this year than last. This growth expectation highlights IIFL's potential for increased earnings and a stronger financial performance in the upcoming year.

Price projections:

Price projections for IIFL
Price projections for IIFL

Over time, IIFL Finance Limited's price projections have been consistently revised lower. This suggests analysts are becoming less optimistic about the company's future prospects and are adjusting their forecasts accordingly.

Recommendation changes over time:

Recommendations trend for IIFL
Recommendations trend for IIFL


Analysts have shown a buy bias for IIFL Finance Limited, signaling it as a strong investment choice. This positive outlook could motivate investors to allocate funds to IIFL Finance Limited, seeing it as a reliable and potentially profitable option, especially in an environment where the stock market is highly scrutinized.