Overall Fundamental outlook

Business Operations:

Sector: Financial Services
Industry: Insurance - Life

ICICI Prudential Life Insurance Company Limited provides life insurance, pension, and health insurance products to individuals and groups in India. The company offers term life, savings, protection, annuity, and retirement insurance products; and pension fund management services. It distributes its products through individual and corporate agents, banks, and brokers, as well as through its sales force and website. The company was incorporated in 2000 and is based in Mumbai, India. ICICI Prudential Life Insurance Company Limited operates as a subsidiary of ICICI Bank Limited.

Revenue projections:

Revenue projections for ICICIPRULI
Revenue projections for ICICIPRULI

Investors are expected to be cautious with ICICIPRULI, as its revenues are projected to fall compared to last year. A decline in revenue often results in a negative impact on profitability, prompting concerns about the company's financial stability and making investors more conservative in their approach.

Financial Ratios:

currentRatio 1.226000
forwardPE 51.653618
debtToEquity 20.448000
earningsGrowth 0.167000
revenueGrowth -0.524000
grossMargins 0.109860
operatingMargins 0.032430
trailingEps 9.030000
forwardEps 0.000000

ICICIPRULI's current ratio of 1.226 indicates strong liquidity, meaning the company can comfortably meet its short-term debt obligations. This financial position reflects ICICIPRULI's ability to use its cash reserves and current assets to cover liabilities without facing any cash flow issues.
ICICIPRULI's forward PE being elevated could limit price appreciation and heighten the risk of a correction. Investors need to carefully assess this parameter in combination with other fundamentals to determine whether the stock is overvalued.
ICICIPRULI's low Debt-to-Equity ratio indicates that the company isn't heavily dependent on debt financing. This lower leverage reduces financial risk and enhances stability, showing that ICICIPRULI is well-positioned to manage its obligations without the burden of excessive debt.
ICICI Prudential Life Insurance Company Limited's low earnings and revenue growth highlight potential profit shrinkage. This suggests that the company may struggle to maintain its financial performance, raising concerns about its future profitability.
With negative gross and operating margins, ICICIPRULI is facing losses at both the production and operational levels. This signals significant financial strain and may indicate that the company is struggling to manage costs effectively.

Price projections:

Price projections for ICICIPRULI
Price projections for ICICIPRULI

ICICIPRULI's price projections have been revised downward over time, reflecting a shift in sentiment among analysts. The steady decline in projections points to a more cautious outlook on the company's future performance.

Recommendation changes over time:

Recommendations trend for ICICIPRULI
Recommendations trend for ICICIPRULI


The recent buy bias for ICICI Prudential Life Insurance Company Limited from analysts signals strong confidence in the stock's potential. This positive sentiment could encourage investors to see ICICI Prudential Life Insurance Company Limited as a smart place to invest their money, especially those looking for stable, long-term returns in a well-established company.