Overall Fundamental outlook

Business Operations:

Sector: Financial Services
Industry: Insurance - Life

ICICI Prudential Life Insurance Company Limited provides life insurance, pension, and health insurance products to individuals and groups in India. The company offers term life, savings, protection, annuity, and retirement insurance products; and pension fund management services. It distributes its products through individual and corporate agents, banks, and brokers, as well as through its sales force and website. The company was incorporated in 2000 and is based in Mumbai, India. ICICI Prudential Life Insurance Company Limited operates as a subsidiary of ICICI Bank Limited.

Revenue projections:

Revenue projections for ICICIPRULI
Revenue projections for ICICIPRULI

ICICIPRULI's revenues are expected to fall below last year's, and this forecast tends to raise concerns among investors. A revenue drop can negatively impact the company's profitability, making investors more cautious about their positions due to the risks of declining financial performance.

Financial Ratios:

currentRatio 1.295000
forwardPE 58.556923
debtToEquity 21.787000
earningsGrowth 1.203000
revenueGrowth -0.303000
grossMargins 0.090510
operatingMargins 0.038010
trailingEps 8.150000
forwardEps 0.000000

ICICIPRULI's current ratio of 1.295 highlights the company's solid liquidity, indicating that it can easily service its short-term debt. ICICIPRULI's ample cash reserves and current assets ensure that the company is well-positioned to meet its immediate financial liabilities.
ICICIPRULI's high forward PE suggests the stock may be overvalued, potentially limiting future price gains and increasing the risk of a price correction. Investors should consider this metric carefully alongside other fundamentals to assess the stock's true value and growth potential.
ICICIPRULI's low Debt-to-Equity ratio means the company is not highly leveraged. This suggests a sound financial position with minimal reliance on debt, reducing risk and ensuring greater financial flexibility, making it a more stable option for investors.

Price projections:

Price projections for ICICIPRULI
Price projections for ICICIPRULI

ICICI Prudential Life Insurance Company Limited's stock price has consistently been near the lower edge of expected values, indicating potential struggles in meeting growth projections. This trend may reflect a cautious market sentiment toward the company.

Recommendation changes over time:

Recommendations trend for ICICIPRULI
Recommendations trend for ICICIPRULI


The recent buy bias from analysts suggests ICICIPRULI is seen as a strong investment, encouraging more investors to consider it. With this favorable sentiment, ICICIPRULI appears to be a reliable option for parking money, offering stability and long-term growth potential in the stock market.