Overall Fundamental outlook

Business Operations:

Sector: Financial Services
Industry: Insurance - Life

ICICI Prudential Life Insurance Company Limited provides life insurance, pension, and health insurance products to individuals and groups in India. The company offers term life, savings, protection, annuity, and retirement insurance products; and pension fund management services. It distributes its products through individual and corporate agents, banks, and brokers, as well as through its sales force and website. The company was incorporated in 2000 and is based in Mumbai, India. ICICI Prudential Life Insurance Company Limited operates as a subsidiary of ICICI Bank Limited.

Revenue projections:

Revenue projections for ICICIPRULI
Revenue projections for ICICIPRULI

With ICICI Prudential Life Insurance Company Limited's revenue expected to be lower than the previous year, investors may become cautious. Declining revenues often negatively impact the bottom line, reducing profitability and raising concerns among investors about the company's ability to maintain strong financial performance moving forward.

Financial Ratios:

currentRatio 1.094000
forwardPE 54.825756
debtToEquity 20.727000
earningsGrowth 0.335000
revenueGrowth 0.000000
grossMargins 0.090230
operatingMargins 0.015330
trailingEps 8.670000
forwardEps 0.000000

ICICIPRULI's current ratio of 1.094 shows that the company has ample resources to service its short-term debt. This indicates a solid financial position, as ICICIPRULI can rely on its cash reserves and current assets to cover its immediate liabilities without strain.
ICICIPRULI's elevated forward PE points to potential overvaluation, limiting further price gains and increasing the likelihood of a correction. This valuation metric must be assessed in conjunction with other fundamentals for a balanced investment outlook.
ICICIPRULI's low Debt-to-Equity ratio demonstrates that the company is not over-leveraged. This means it maintains a healthy balance between debt and equity, lowering financial risk and contributing to overall financial stability, which could attract risk-averse investors.

Price projections:

Price projections for ICICIPRULI
Price projections for ICICIPRULI

The price of ICICIPRULI has repeatedly been close to the lower limit of price projections. This trend suggests that the stock may be underperforming, raising concerns among investors about future performance.

Recommendation changes over time:

Recommendations trend for ICICIPRULI
Recommendations trend for ICICIPRULI


A recent buy bias from analysts toward ICICI Prudential Life Insurance Company Limited may inspire confidence in investors, who could view the stock as a promising investment. This positive sentiment suggests that ICICI Prudential Life Insurance Company Limited might be an appealing option for those looking to grow their wealth through stock market investments.