Overall Fundamental outlook

Business Operations:

Sector: Financial Services
Industry: Insurance - Life

ICICI Prudential Life Insurance Company Limited provides life insurance, pension, and health insurance products to individuals and groups in India. The company offers term life, savings, protection, annuity, and retirement insurance products; and pension fund management services. It distributes its products through individual and corporate agents, banks, and brokers, as well as through its sales force and website. The company was incorporated in 2000 and is based in Mumbai, India. ICICI Prudential Life Insurance Company Limited operates as a subsidiary of ICICI Bank Limited.

Revenue projections:

Revenue projections for ICICIPRULI
Revenue projections for ICICIPRULI

ICICIPRULI's revenue is projected to decrease from last year, a development that could lead investors to adopt a more cautious approach. A revenue decline can negatively affect profitability, signaling challenges for the company and making it less attractive for those seeking solid financial performance.

Financial Ratios:

currentRatio 1.984000
forwardPE 53.006203
debtToEquity 22.675000
earningsGrowth 0.173000
revenueGrowth -0.524000
grossMargins 0.109850
operatingMargins 0.036520
trailingEps 9.000000
forwardEps 0.000000

ICICIPRULI's current ratio is 1.984, showing the company's capacity to service its short-term debt through its cash reserves and current assets. This is a positive indicator of liquidity, suggesting ICICIPRULI has no trouble covering its short-term financial obligations.
ICICI Prudential Life Insurance Company Limited's forward PE ratio is too high, raising concerns that future price increases may be restricted and a correction could be imminent. It's essential to weigh this parameter carefully in conjunction with other fundamentals to get a clearer picture of the stock's valuation.
ICICIPRULI's low Debt-to-Equity ratio means it is not excessively leveraged, implying a reduced financial risk profile. This suggests ICICIPRULI maintains a well-balanced financial structure, with more emphasis on equity than debt, ensuring greater flexibility and long-term stability.
ICICIPRULI's low earnings and revenue growth suggest that the company's profits may shrink. This trend could indicate underlying financial struggles and pose challenges for ICICIPRULI's future profitability.
ICICIPRULI's negative gross and operating margins indicate that the company is not generating profit from either production or day-to-day operations. This could suggest cost overruns or declining revenue, impacting its financial stability.

Price projections:

Price projections for ICICIPRULI
Price projections for ICICIPRULI

ICICIPRULI's price projections have gradually decreased, indicating a more conservative outlook from analysts. The repeated downward revisions suggest waning confidence in the company's ability to achieve its previous targets.

Recommendation changes over time:

Recommendations trend for ICICIPRULI
Recommendations trend for ICICIPRULI


Analysts' buy bias toward ICICI Prudential Life Insurance Company Limited suggests the stock is seen as a solid investment, potentially motivating investors to consider it for their portfolios. With this positive outlook, ICICI Prudential Life Insurance Company Limited is likely to be viewed as a secure place to allocate funds, driving further interest in the stock.