Overall Fundamental outlook

Business Operations:

Sector: Financial Services
Industry: Insurance - Life

ICICI Prudential Life Insurance Company Limited provides life insurance, pension, and health insurance products to individuals and groups in India. The company offers term life, savings, protection, annuity, and retirement insurance products; and pension fund management services. It distributes its products through individual and corporate agents, banks, and brokers, as well as through its sales force and website. The company was incorporated in 2000 and is based in Mumbai, India. ICICI Prudential Life Insurance Company Limited operates as a subsidiary of ICICI Bank Limited.

Revenue projections:

Revenue projections for ICICIPRULI
Revenue projections for ICICIPRULI

ICICIPRULI is projected to see lower revenues than in the previous year, a trend that usually concerns investors. Declining revenues often harm a company's profitability, leading investors to exercise caution as they weigh the potential risks of continued financial downturns.

Financial Ratios:

currentRatio 1.29500
forwardPE 52.73478
debtToEquity 21.78700
earningsGrowth 1.20300
revenueGrowth -0.30300
grossMargins 0.09051
operatingMargins 0.03801
trailingEps 8.17000
forwardEps 0.00000

ICICIPRULI's current ratio, being 1.295, demonstrates that the company has the liquidity necessary to service its short-term debt. With strong cash reserves and current assets, ICICIPRULI is well-equipped to meet its immediate financial obligations without any difficulties.
ICICI Prudential Life Insurance Company Limited's forward PE ratio is too high, raising concerns that future price increases may be restricted and a correction could be imminent. It's essential to weigh this parameter carefully in conjunction with other fundamentals to get a clearer picture of the stock's valuation.
ICICIPRULI's low Debt-to-Equity ratio signals the company is not over-leveraged, meaning it has a conservative approach to debt. This reduces financial risk and indicates a stable financial foundation, providing flexibility and security, which can appeal to investors seeking lower-risk investments.

Price projections:

Price projections for ICICIPRULI
Price projections for ICICIPRULI

Over time, ICICIPRULI's price projections have been consistently revised lower. This suggests analysts are becoming less optimistic about the company's future prospects and are adjusting their forecasts accordingly.

Recommendation changes over time:

Recommendations trend for ICICIPRULI
Recommendations trend for ICICIPRULI


Analysts' buy bias toward ICICIPRULI suggests the stock is seen as a solid investment, potentially motivating investors to consider it for their portfolios. With this positive outlook, ICICIPRULI is likely to be viewed as a secure place to allocate funds, driving further interest in the stock.