Overall Fundamental outlook

Business Operations:

Sector: Financial Services
Industry: Insurance - Diversified

ICICI Lombard General Insurance Company Limited provides various general insurance products and services in India. The company primarily offers fire, marine, cargo, engineering, aviation, public/product liability, employee group, workmen's compensation, cyber, personal accident, and travel insurance solutions. It also provides credit, crop, cattle, weather, group and mass health, and motor, as well as home insurance solutions. In addition, the company offers underwriting and claims, customer relationship, technology, operations, finance and accounts, human resources, legal and compliance, actuarial, marketing, business analytics, administration, and fraud control, as well as reinsurance solutions. It serves its customers comprising individuals, corporates, state and central governments, government-owned enterprises, and rural customers, as well as micro, small, and medium enterprises through agents, brokers, bancassurance, tele-sales, direct alliances, motor insurance service providers, and online platforms. The company was incorporated in 2000 and is based in Mumbai, India. ICICI Lombard General Insurance Company Limited operates as a subsidiary of ICICI Bank Limited.

Revenue projections:

Revenue projections for ICICIGI
Revenue projections for ICICIGI

ICICIGI's revenue is projected to decrease from last year, a development that could lead investors to adopt a more cautious approach. A revenue decline can negatively affect profitability, signaling challenges for the company and making it less attractive for those seeking solid financial performance.

Financial Ratios:

currentRatio 0.291000
forwardPE 30.754179
debtToEquity 0.000000
earningsGrowth 0.178000
revenueGrowth 0.131000
grossMargins 0.239370
operatingMargins 0.155380
trailingEps 56.010000
forwardEps 58.290000

ICICIGI's current ratio being 0.291 suggests that its cash reserves and current assets may not fully cover its short-term debts. This points to potential liquidity problems and could indicate that the company may need to secure additional funds to meet its obligations.
ICICI Lombard General Insurance Company Limited's positive earnings and revenue growth signal the company's business is on track for further expansion. These strong financial trends suggest that ICICI Lombard General Insurance Company Limited will continue to grow its operations, driven by increasing profits and revenue.
ICICIGI's forward EPS being higher than its trailing EPS points to expected growth in profitability. This suggests that the company is projected to perform better in the current financial year, with higher earnings forecasted compared to the previous year.

Price projections:

Price projections for ICICIGI
Price projections for ICICIGI

Price projections for ICICIGI have consistently been revised upward, suggesting that analysts are increasingly optimistic about the company's performance. This trend reflects a positive outlook for ICICIGI's future.

Insider Transactions:

Insider Transactions for ICICIGI
Insider Transactions for ICICIGI


ICICIGI experienced 13 sell transactions with market price of 1956.484609750601 per share.There were 6 transactions to buy ICICIGI stock, with market price of 2082.4166463216147.ICICIGI's current price levels are marked by increased selling, which could indicate further price drops. If this selling trend persists, the stock may continue to decline as investor confidence weakens.

Recommendation changes over time:

Recommendations trend for ICICIGI
Recommendations trend for ICICIGI


Analysts have shown a buy bias for ICICIGI, signaling it as a strong investment choice. This positive outlook could motivate investors to allocate funds to ICICIGI, seeing it as a reliable and potentially profitable option, especially in an environment where the stock market is highly scrutinized.