Overall Fundamental outlook

Business Operations:

Sector: Financial Services
Industry: Insurance - Diversified

ICICI Lombard General Insurance Company Limited provides various general insurance products and services in India. The company primarily offers fire, marine, cargo, engineering, aviation, public/product liability, employee group, workmen's compensation, cyber, personal accident, and travel insurance solutions. It also provides credit, crop, cattle, weather, group and mass health, and motor, as well as home insurance solutions. In addition, the company offers underwriting and claims, customer relationship, technology, operations, finance and accounts, human resources, legal and compliance, actuarial, marketing, business analytics, administration, and fraud control, as well as reinsurance solutions. It serves its customers comprising individuals, corporates, state and central governments, government-owned enterprises, and rural customers, as well as micro, small, and medium enterprises through agents, brokers, bancassurance, tele-sales, direct alliances, motor insurance service providers, and online platforms. The company was incorporated in 2000 and is based in Mumbai, India. ICICI Lombard General Insurance Company Limited operates as a subsidiary of ICICI Bank Limited.

Revenue projections:

Revenue projections for ICICIGI
Revenue projections for ICICIGI

Revenues for ICICIGI are forecasted to decline from last year's levels, prompting caution among investors. When revenues fall, it can have a significant negative impact on the company's bottom line, reducing profitability and making the stock less attractive to risk-averse investors.

Financial Ratios:

currentRatio 0.278000
forwardPE 28.881353
debtToEquity 0.000000
earningsGrowth 0.277000
revenueGrowth 0.141000
grossMargins 0.241120
operatingMargins 0.154580
trailingEps 53.400000
forwardEps 58.290000

ICICIGI's current ratio of 0.278 indicates that the company may struggle to cover its short-term debt with existing cash reserves and current assets. This could signal potential liquidity issues, raising concerns about ICICIGI's ability to meet its immediate financial obligations.
ICICIGI's Forward PE ratio is favorable, indicating that the stock price is well-positioned in relation to its earnings. It is not overpriced, leaving room for growth, which makes it a solid option for investors seeking both stability and future appreciation.
ICICIGI's positive earnings and revenue growth suggest that the company is expected to expand its business. This reflects a healthy financial outlook, as ICICIGI's increasing profits and sales signal further growth in the near future.
ICICIGI's forward EPS surpasses its trailing EPS, indicating that the company is expected to be more profitable in the current financial year. This reflects growing confidence in ICICIGI's earnings potential, suggesting stronger financial performance compared to the previous year.

Price projections:

Price projections for ICICIGI
Price projections for ICICIGI

Over time, price projections for ICICIGI have gradually risen, signaling growing optimism about the company's future. This upward revision reflects increasing confidence in ICICIGI's ability to achieve strong financial results.

Insider Transactions:

Insider Transactions for ICICIGI
Insider Transactions for ICICIGI


12 separate sales of ICICI Lombard General Insurance Company Limited shares were executed, with the market price hovering at 1960.1333312988281.ICICI Lombard General Insurance Company Limited saw 6 buy transactions, with market price of 2082.4166463216147.The higher volume of sells at ICICI Lombard General Insurance Company Limited's current price levels could indicate a potential decline. If this selling trend persists, the stock might continue to fall as investor confidence wanes, leading to more downward pressure.

Recommendation changes over time:

Recommendations trend for ICICIGI
Recommendations trend for ICICIGI


ICICIGI has received a favorable buy bias from analysts recently, positioning it as a solid investment opportunity. This sentiment may attract more investors, who view ICICIGI as a stable option to park their money and potentially benefit from the company's continued growth and profitability.