Overall Fundamental outlook

Business Operations:

Sector: Financial Services
Industry: Insurance - Diversified

ICICI Lombard General Insurance Company Limited provides various general insurance products and services in India. The company primarily offers fire, marine, cargo, engineering, aviation, public/product liability, employee group, workmen's compensation, cyber, personal accident, and travel insurance solutions. It also provides credit, crop, cattle, weather, group and mass health, and motor, as well as home insurance solutions. In addition, the company offers underwriting and claims, customer relationship, technology, operations, finance and accounts, human resources, legal and compliance, actuarial, marketing, business analytics, administration, and fraud control, as well as reinsurance solutions. It serves its customers comprising individuals, corporates, state and central governments, government-owned enterprises, and rural customers, as well as micro, small, and medium enterprises through agents, brokers, bancassurance, tele-sales, direct alliances, motor insurance service providers, and online platforms. The company was incorporated in 2000 and is based in Mumbai, India. ICICI Lombard General Insurance Company Limited operates as a subsidiary of ICICI Bank Limited.

Revenue projections:

Revenue projections for ICICIGI
Revenue projections for ICICIGI

With ICICIGI's revenues forecasted to be lower than last year's, investors are expected to be cautious. A decline in revenue typically harms the company's bottom line, reducing profitability and making investors less confident about the company's ability to sustain its financial health.

Financial Ratios:

currentRatio 0.269000
forwardPE 29.017141
debtToEquity 0.000000
earningsGrowth -0.026000
revenueGrowth 0.138000
grossMargins 0.257930
operatingMargins 0.110920
trailingEps 50.740000
forwardEps 58.290000

ICICIGI's current ratio 0.269 indicates the company may struggle to cover its short-term liabilities with available cash reserves and current assets. This points to potential liquidity challenges, signaling that ICICIGI might need additional funds to meet its near-term obligations.
ICICIGI's Forward PE ratio suggests the stock price is reasonable in relation to earnings. It's not overpriced, providing room for future growth, making the stock a potentially valuable investment for those seeking long-term gains.
ICICIGI's forward EPS is greater than its trailing EPS, indicating that the company is expected to deliver higher profitability this year. This suggests that ICICIGI is projected to improve its earnings, reflecting positive growth compared to last year's financial performance.

Price projections:

Price projections for ICICIGI
Price projections for ICICIGI

ICICIGI's price has consistently hovered near the lower end of price projections. This trend suggests that the stock is underperforming relative to analyst expectations, indicating a potential lack of momentum for upward movement in the near future.

Insider Transactions:

Insider Transactions for ICICIGI
Insider Transactions for ICICIGI


9 ICICIGI transactions were recorded, when the market price was 1994.4555528428818.6 ICICI Lombard General Insurance Company Limited stock purchases took place, with market price of 2082.4166463216147.The increased selling activity around ICICI Lombard General Insurance Company Limited's current price levels may indicate further downside risk. If this trend continues, the stock's price could face additional declines as selling pressure intensifies.

Recommendation changes over time:

Recommendations trend for ICICIGI
Recommendations trend for ICICIGI


The recent buy bias for ICICIGI from analysts signals strong confidence in the stock's potential. This positive sentiment could encourage investors to see ICICIGI as a smart place to invest their money, especially those looking for stable, long-term returns in a well-established company.