Overall Fundamental outlook

Business Operations:

Sector: Financial Services
Industry: Banks - Regional

ICICI Bank Limited, together with its subsidiaries, engages in the provision of various banking and financial services to retail and corporate customers in India and internationally. The company operates through Retail Banking, Wholesale Banking, Treasury, Other Banking, Life Insurance, and Others segments. It accepts savings, salary, pension, current, trade, escrow, foreign currency, and vostro accounts, as well as time, fixed, recurring, and security deposits services. The company also provides home, car, two-wheeler, personal, gold, and commercial business loans, as well as loans against securities and other loans; business loans, including working capital finance, term loans, collateral free loans, loans without financials, finance for importers and exporters, and overdraft facilities, as well as loans for new entities and card swipes; and credit, debit, prepaid, travel, forex, and corporate cards. In addition, it offers pockets wallet; fixed income products; investment products, such as mutual funds, gold monetization schemes, initial public offerings, and other online investment services; and agri and rural business, farmer finance, tractor loans, and micro banking services. Further, the company provides portfolio management, trade, foreign exchange, locker, private and NRI banking, and cash management services; family wealth and demat accounts; commercial and investment banking, capital market, custodial, and institutional banking services; health, personal accident, fire, and motor insurance, as well as distributes general and life insurance products; and Internet, mobile, and phone banking services. Additionally, it offers securities investment, broking, trading, and underwriting services; and merchant banking, trusteeship, housing finance, pension fund management, asset management, investment advisory, points of presence, and private equity/venture capital fund management services. The company was founded in 1955 and is headquartered in Mumbai, India.

Revenue projections:

Revenue projections for ICICIBANK
Revenue projections for ICICIBANK

ICICI Bank Limited's revenue projections indicate a decrease from last year's performance, which could lead to investor caution. A fall in revenue is likely to negatively impact the company's profitability, causing concern for shareholders who may view this as a signal of declining financial health.

Financial Ratios:

currentRatio 0.000000
forwardPE 17.191696
debtToEquity 0.000000
earningsGrowth 0.020000
revenueGrowth 0.079000
grossMargins 0.000000
operatingMargins 0.358220
trailingEps 73.870000
forwardEps 37.940000

ICICI Bank Limited's Forward PE is in a favorable range, meaning its stock price compares well with its earnings and isn't overpriced. This leaves room for growth, making it a compelling opportunity for investors looking to benefit from potential future gains.
ICICIBANK's negative gross and operating margins indicate that the company is operating at a loss. This reflects an inability to cover production costs and operational expenses, which could undermine its financial stability.
ICICIBANK's forward EPS being lower than its trailing EPS suggests the company is expected to face declining profits. This points to a less favorable financial outlook for the coming year.

Price projections:

Price projections for ICICIBANK
Price projections for ICICIBANK

ICICIBANK's price projections have gradually risen, indicating growing confidence in the company's prospects. This upward trend suggests that analysts expect ICICIBANK to continue performing well in the future.

Recommendation changes over time:

Recommendations trend for ICICIBANK
Recommendations trend for ICICIBANK


Analysts have shown a buy bias for ICICIBANK, signaling it as a strong investment choice. This positive outlook could motivate investors to allocate funds to ICICIBANK, seeing it as a reliable and potentially profitable option, especially in an environment where the stock market is highly scrutinized.