Overall Fundamental outlook

Business Operations:

Sector: Financial Services
Industry: Mortgage Finance

Home First Finance Company India Limited operates as a housing finance company in India. The company offers home loans, home construction loans, home extension and renovation loans, loans against property, shop loans, and loans for purchase of commercial property. It also operates mobile application for financing of loans. The company serves salaried professionals, self-employed individuals, and small business owners. Home First Finance Company India Limited was incorporated in 2010 and is headquartered in Mumbai, India.

Revenue projections:

Revenue projections for HOMEFIRST
Revenue projections for HOMEFIRST

HOMEFIRST is projected to experience a revenue decline compared to last year, a development that often leads to investor caution. The drop could negatively impact the company's bottom line, as lower revenues typically signal reduced profitability, prompting more conservative investment strategies.

Financial Ratios:

currentRatio 377.140000
forwardPE 17.342466
debtToEquity 240.452000
earningsGrowth 0.244000
revenueGrowth 0.353000
grossMargins 0.999550
operatingMargins 0.664770
trailingEps 46.410000
forwardEps 0.000000

HOMEFIRST's current ratio of 377.14 shows that the company has ample resources to service its short-term debt. This indicates a solid financial position, as HOMEFIRST can rely on its cash reserves and current assets to cover its immediate liabilities without strain.
HOMEFIRST's Forward PE being in a good range indicates the stock is priced well relative to its earnings. It is not overvalued, leaving space for future growth, making it an appealing option for investors interested in long-term value appreciation.
HOMEFIRST's high debt-to-equity ratio signals significant reliance on debt to finance its operations. This heavy leverage can increase financial risk, especially if the company faces a decline in revenue or struggles to meet its debt obligations.
Positive earnings and revenue growth for Home First Finance Company India Limited suggest that the company is positioned for business expansion. The company's strong financial performance indicates sustained growth, as increasing sales and profits fuel its future success.
Home First Finance Company India Limited's positive gross and operating margins reflect strong profitability and operational efficiency. These metrics indicate the company's ability to control costs while maintaining healthy revenue, contributing to its solid financial performance.

Price projections:

Price projections for HOMEFIRST
Price projections for HOMEFIRST

HOMEFIRST's stock price has regularly been near the lower end of projections, indicating that it may be struggling to attract investor interest. This pattern suggests a cautious sentiment surrounding the company's future performance.

Recommendation changes over time:

Recommendations trend for HOMEFIRST
Recommendations trend for HOMEFIRST


Analysts are favoring HOMEFIRST with a buy bias, highlighting the stock's potential as a solid investment. This recommendation might drive more investors to consider HOMEFIRST as a secure and profitable option for their money, contributing to a broader positive sentiment in the market.