Overall Fundamental outlook

Business Operations:

Sector: Financial Services
Industry: Mortgage Finance

Home First Finance Company India Limited operates as a housing finance company in India. The company offers home loans, home construction loans, home extension and renovation loans, loans against property, shop loans, and loans for purchase of commercial property. It also operates mobile application for financing of loans. The company serves salaried professionals, self-employed individuals, and small business owners. Home First Finance Company India Limited was incorporated in 2010 and is headquartered in Mumbai, India.

Revenue projections:

Revenue projections for HOMEFIRST
Revenue projections for HOMEFIRST

Investors may react cautiously to news that HOMEFIRST's revenues are forecasted to be lower than last year's. Such declines are likely to have a negative effect on the company's bottom line, which can lead to concerns about profitability and hinder investor confidence in the company's future performance.

Financial Ratios:

currentRatio 247.88200
forwardPE 20.12997
debtToEquity 379.06900
earningsGrowth 0.25100
revenueGrowth 0.32000
grossMargins 1.00000
operatingMargins 0.63331
trailingEps 42.07000
forwardEps 0.00000

A current ratio of 247.882 for Home First Finance Company India Limited implies that the company has ample liquidity to meet its short-term debts. Home First Finance Company India Limited's cash reserves and current assets should easily cover these obligations, highlighting its financial stability and ability to manage short-term liabilities.
HOMEFIRST's Forward PE ratio is in a good range, reflecting a reasonable balance between stock price and earnings. The stock is not overpriced, leaving room for growth, which suggests potential for investors looking to capitalize on future value appreciation.
Home First Finance Company India Limited's high debt-to-equity ratio indicates significant leverage, meaning the company has more debt compared to its equity. While this can accelerate growth, it also increases financial risk if revenue or profits decline.
With both earnings and revenue growth showing positive trends, HOMEFIRST is expected to expand its business. This signals a healthy financial trajectory, suggesting that the company is positioned for continued growth and increasing profitability.
Home First Finance Company India Limited's positive gross and operating margins highlight its profitability and operational efficiency. These strong margins demonstrate the company's ability to control costs while generating substantial revenue, contributing to a healthy financial performance.

Price projections:

Price projections for HOMEFIRST
Price projections for HOMEFIRST

HOMEFIRST's price projections have consistently been revised higher, indicating growing confidence in the company's future potential. Analysts appear more optimistic about HOMEFIRST's ability to generate strong results going forward.

Recommendation changes over time:

Recommendations trend for HOMEFIRST
Recommendations trend for HOMEFIRST


Analysts' buy bias for HOMEFIRST signals that the stock is considered a favorable investment. This outlook might prompt investors to allocate funds to HOMEFIRST, seeing it as a solid and profitable choice to park their money and potentially benefit from the company's long-term growth.