Overall Fundamental outlook

Business Operations:

Sector: Financial Services
Industry: Mortgage Finance

Home First Finance Company India Limited operates as a housing finance company in India. The company offers home loans, home construction loans, home extension and renovation loans, loans against property, shop loans, and loans for purchase of commercial property. It also operates mobile application for financing of loans. The company serves salaried professionals, self-employed individuals, and small business owners. Home First Finance Company India Limited was incorporated in 2010 and is headquartered in Mumbai, India.

Revenue projections:

Revenue projections for HOMEFIRST
Revenue projections for HOMEFIRST

HOMEFIRST is projected to experience a revenue decline compared to last year, a development that often leads to investor caution. The drop could negatively impact the company's bottom line, as lower revenues typically signal reduced profitability, prompting more conservative investment strategies.

Financial Ratios:

currentRatio 0.000000
forwardPE 19.388388
debtToEquity 380.228000
earningsGrowth 0.190000
revenueGrowth 0.387000
grossMargins 0.999510
operatingMargins 0.644490
trailingEps 43.900000
forwardEps 0.000000

Home First Finance Company India Limited's Forward PE is in a favorable range, suggesting the stock is reasonably priced relative to its earnings. This indicates the stock is not overpriced, providing room for potential growth and making it an attractive option for investors looking for solid value and future upside.
HOMEFIRST's high debt-to-equity ratio suggests a heavily leveraged capital structure. The company relies on debt to fund operations, which could heighten financial risks, particularly if economic conditions deteriorate or profitability declines.
With positive earnings and revenue growth, Home First Finance Company India Limited is on a path to expand its business. This strong financial performance suggests the company will continue to grow, as increasing profits and revenue highlight a healthy outlook.
HOMEFIRST's positive gross and operating margins indicate strong financial performance. These margins show that the company is profitable and efficient in its operations, with effective cost control contributing to its overall financial success.

Price projections:

Price projections for HOMEFIRST
Price projections for HOMEFIRST

HOMEFIRST's price projections have been revised higher over time, reflecting increased confidence in the company's future potential. This steady upward trend suggests analysts expect HOMEFIRST to continue its positive trajectory.

Recommendation changes over time:

Recommendations trend for HOMEFIRST
Recommendations trend for HOMEFIRST


With analysts showing a buy bias for HOMEFIRST, investors may be more inclined to see the stock as an attractive investment. The favorable outlook could spur increased interest, positioning HOMEFIRST as a safe and profitable place for investors to allocate their funds and seek growth.