Overall Fundamental outlook

Business Operations:

Sector: Financial Services
Industry: Insurance - Life

HDFC Life Insurance Company Limited provides individual and group insurance solutions in India. It offers insurance and investment products, such as protection, pension, savings, investment, annuity, and health, as well as term, retirement, children, and unit linked insurance plans. The company was formerly known as HDFC Standard Life Insurance Company Limited changed its name to HDFC Life Insurance Company Limited in January 2019. HDFC Life Insurance Company Limited was incorporated in 2000 and is headquartered in Mumbai, India. HDFC Life Insurance Company Limited is a subsidiary of HDFC Bank Limited.

Revenue projections:

Revenue projections for HDFCLIFE
Revenue projections for HDFCLIFE

Revenues for HDFC Life Insurance Company Limited are forecasted to decline from last year's levels, prompting caution among investors. When revenues fall, it can have a significant negative impact on the company's bottom line, reducing profitability and making the stock less attractive to risk-averse investors.

Financial Ratios:

currentRatio 1.03300
forwardPE 64.47556
debtToEquity 18.26100
earningsGrowth 0.15900
revenueGrowth -0.13800
grossMargins 0.08479
operatingMargins 0.02064
trailingEps 8.39000
forwardEps 6.30000

HDFC Life Insurance Company Limited's current ratio 1.033, suggesting the company has sufficient liquidity to service its short-term debt. With its cash reserves and current assets in good shape, HDFC Life Insurance Company Limited can comfortably meet its immediate liabilities, reflecting a healthy financial standing.
HDFCLIFE's high forward PE ratio signals potential overvaluation, limiting further price gains and increasing the risk of a correction. This metric should be carefully considered alongside other key fundamentals to assess the stock's future performance.
HDFCLIFE's low Debt-to-Equity ratio signals the company is not over-leveraged, meaning it has a conservative approach to debt. This reduces financial risk and indicates a stable financial foundation, providing flexibility and security, which can appeal to investors seeking lower-risk investments.
HDFCLIFE's low earnings and revenue growth suggest that the company may see declining profits. This indicates potential financial challenges ahead, and could lead to a more cautious outlook from investors.
HDFCLIFE's negative gross and operating margins suggest that the company is currently facing financial difficulties, as it is unable to cover production and operational costs. This could result in significant losses if not addressed.
HDFCLIFE's forward EPS is less than its trailing EPS, signaling that the company's profitability is expected to shrink. This points to a potential downturn in earnings compared to last year.

Price projections:

Price projections for HDFCLIFE
Price projections for HDFCLIFE

Over time, price projections for HDFCLIFE have gradually risen, signaling growing optimism about the company's future. This upward revision reflects increasing confidence in HDFCLIFE's ability to achieve strong financial results.

Recommendation changes over time:

Recommendations trend for HDFCLIFE
Recommendations trend for HDFCLIFE


HDFCLIFE has been receiving a buy bias from analysts, signaling strong confidence in the stock's future performance. This positive outlook might drive investors to view HDFCLIFE as an attractive option for their portfolios, positioning the company as a stable and profitable investment choice.