Overall Fundamental outlook

Business Operations:

Sector: Financial Services
Industry: Insurance - Life

HDFC Life Insurance Company Limited provides individual and group insurance solutions in India. It offers insurance and investment products, such as protection, pension, savings, investment, annuity, and health, as well as term, retirement, children, and unit linked insurance plans. The company was formerly known as HDFC Standard Life Insurance Company Limited changed its name to HDFC Life Insurance Company Limited in January 2019. HDFC Life Insurance Company Limited was incorporated in 2000 and is headquartered in Mumbai, India. HDFC Life Insurance Company Limited is a subsidiary of HDFC Bank Limited.

Revenue projections:

Revenue projections for HDFCLIFE
Revenue projections for HDFCLIFE

HDFC Life Insurance Company Limited's projected revenue decline from last year is likely to make investors cautious. Lower revenues often hurt a company's bottom line, leading investors to be concerned about the company's ability to maintain profitability and deliver strong financial results in the future.

Financial Ratios:

currentRatio 1.261000
forwardPE 63.349457
debtToEquity 17.340000
earningsGrowth 0.140000
revenueGrowth 0.093000
grossMargins 0.087620
operatingMargins 0.022420
trailingEps 8.700000
forwardEps 6.300000

HDFC Life Insurance Company Limited's current ratio being 1.261 shows it has more than enough assets to cover its short-term debts. The company's liquidity position is strong, with ample cash reserves available to meet its immediate financial obligations without strain.
HDFCLIFE's forward PE is too high, potentially limiting future gains and posing a risk of a price correction. This valuation must be carefully considered with other fundamental metrics to evaluate whether the stock is worth its current price.
HDFCLIFE's low Debt-to-Equity ratio means it is not excessively reliant on debt financing. This low leverage suggests lower financial risk and stronger equity control, positioning the company in a more stable financial situation and reducing vulnerability to debt-related issues.
HDFCLIFE's forward EPS being lower than its trailing EPS suggests that the company's earnings may decline in the current year. This could indicate financial challenges ahead for the company.

Price projections:

Price projections for HDFCLIFE
Price projections for HDFCLIFE

HDFC Life Insurance Company Limited's price projections have been gradually revised upward, reflecting increased confidence in the company's future performance. This trend suggests analysts expect HDFC Life Insurance Company Limited to achieve greater success in the coming periods.

Recommendation changes over time:

Recommendations trend for HDFCLIFE
Recommendations trend for HDFCLIFE


Analysts' buy bias for HDFCLIFE signals that the stock is considered a favorable investment. This outlook might prompt investors to allocate funds to HDFCLIFE, seeing it as a solid and profitable choice to park their money and potentially benefit from the company's long-term growth.