Overall Fundamental outlook

Business Operations:

Sector: Financial Services
Industry: Insurance - Life

HDFC Life Insurance Company Limited provides individual and group insurance solutions in India. It offers insurance and investment products, such as protection, pension, savings, investment, annuity, and health, as well as term, retirement, children, and unit linked insurance plans. The company was formerly known as HDFC Standard Life Insurance Company Limited changed its name to HDFC Life Insurance Company Limited in January 2019. HDFC Life Insurance Company Limited was incorporated in 2000 and is headquartered in Mumbai, India. HDFC Life Insurance Company Limited is a subsidiary of HDFC Bank Limited.

Revenue projections:

Revenue projections for HDFCLIFE
Revenue projections for HDFCLIFE

HDFCLIFE's revenue is projected to decrease from last year, a development that could lead investors to adopt a more cautious approach. A revenue decline can negatively affect profitability, signaling challenges for the company and making it less attractive for those seeking solid financial performance.

Financial Ratios:

currentRatio 1.033000
forwardPE 58.852577
debtToEquity 18.261000
earningsGrowth 0.159000
revenueGrowth -0.138000
grossMargins 0.084790
operatingMargins 0.020640
trailingEps 8.410000
forwardEps 6.300000

HDFC Life Insurance Company Limited's current ratio is 1.033, showing the company's capacity to service its short-term debt through its cash reserves and current assets. This is a positive indicator of liquidity, suggesting HDFC Life Insurance Company Limited has no trouble covering its short-term financial obligations.
HDFCLIFE's forward PE is elevated, which could constrain price appreciation and lead to a correction. Investors should consider this parameter in conjunction with other fundamentals to fully assess whether the stock is priced fairly.
HDFCLIFE's low Debt-to-Equity ratio means it is not excessively reliant on debt financing. This low leverage suggests lower financial risk and stronger equity control, positioning the company in a more stable financial situation and reducing vulnerability to debt-related issues.
HDFCLIFE's low growth in both earnings and revenue indicates a likely decrease in profits. This suggests the company may be facing financial challenges, and investors should be cautious about its future performance.
HDFC Life Insurance Company Limited's negative gross and operating margins point to financial difficulties, as the company is unable to generate profit from its core operations or production. This could signal broader problems in cost management or declining sales.
HDFCLIFE's forward EPS being lower than its trailing EPS suggests that the company is expected to see a decline in profitability. This signals that the company may face a challenging financial year ahead.

Price projections:

Price projections for HDFCLIFE
Price projections for HDFCLIFE

Price projections for HDFCLIFE have gradually risen over time, signaling increased optimism about the company's future prospects. This steady upward revision reflects growing confidence in HDFCLIFE's market potential.

Recommendation changes over time:

Recommendations trend for HDFCLIFE
Recommendations trend for HDFCLIFE


The recent buy bias from analysts suggests HDFCLIFE is seen as a strong investment, encouraging more investors to consider it. With this favorable sentiment, HDFCLIFE appears to be a reliable option for parking money, offering stability and long-term growth potential in the stock market.