Overall Fundamental outlook

Business Operations:

Sector: Financial Services
Industry: Banks - Regional

HDFC Bank Limited engages in the provision of banking and financial services to individuals and businesses in India, Bahrain, Hong Kong, Singapore, and Dubai. The company operates in three segments: Treasury, Retail Banking, Wholesale Banking, and Other Banking Services. It accepts savings, salary, current, rural, public provident fund, pension, and demat accounts; fixed and recurring deposits; and safe deposit lockers, as well as offshore accounts and deposits, and overdrafts against fixed deposits. The company also provides personal, home, car, two-wheeler, business, doctor, educational, gold, consumer, and rural loans; loans against properties, securities, mutual funds, rental receivables, and assets; loans for professionals; government sponsored programs; and loans on credit card, as well as working capital and commercial/construction equipment finance, healthcare/medical equipment and commercial vehicle finance, dealer finance, and term loans. In addition, it offers credit, debit, prepaid, and forex cards; payment and collection, export, import, remittance, bank guarantee, letter of credit, trade, hedging, and merchant and cash management services; insurance and investment products. Further, the company provides short term finance, bill discounting, structured finance, export credit, loan repayment, and documents collection services; online and wholesale, mobile, and phone banking services; unified payment interface, immediate payment, national electronic funds transfer, and real time gross settlement services; and channel financing, vendor financing, reimbursement account, money market, derivatives, employee trusts, cash surplus corporates, tax payment, and bankers to rights/public issue services, as well as financial solutions for supply chain partners and agricultural customers. It operates branches and automated teller machines in various cities/towns. The company was incorporated in 1994 and is headquartered in Mumbai, India.

Revenue projections:

Revenue projections for HDFCBANK
Revenue projections for HDFCBANK

HDFC Bank Limited's revenue is projected to decrease from last year, a development that could lead investors to adopt a more cautious approach. A revenue decline can negatively affect profitability, signaling challenges for the company and making it less attractive for those seeking solid financial performance.

Financial Ratios:

currentRatio 0.000000
forwardPE 17.323313
debtToEquity 0.000000
earningsGrowth 0.060000
revenueGrowth 0.039000
grossMargins 0.000000
operatingMargins 0.368080
trailingEps 92.400000
forwardEps 96.360000

HDFCBANK's Forward PE is in an attractive range, meaning its stock price aligns well with earnings and isn't inflated. This creates room for growth, making it a solid investment opportunity for those looking to benefit from potential price appreciation.
HDFCBANK's negative gross and operating margins indicate that the company is not generating profit from either production or day-to-day operations. This could suggest cost overruns or declining revenue, impacting its financial stability.
HDFC Bank Limited's forward EPS surpassing its trailing EPS signals projected growth in profitability, with the company expected to perform better this year. This forecast suggests that HDFC Bank Limited's earnings will improve compared to the previous financial year, highlighting optimism in its financial outlook.

Price projections:

Price projections for HDFCBANK
Price projections for HDFCBANK

HDFC Bank Limited's price projections have been revised upward over time, suggesting that analysts are becoming more confident in the company's future. This trend points to increased optimism about HDFC Bank Limited's ability to grow.

Insider Transactions:

Insider Transactions for HDFCBANK
Insider Transactions for HDFCBANK


There were 84 HDFC Bank Limited sales transactions, at market price of 1682.105955578032.2 purchases of HDFC Bank Limited were executed, with market price of 1625.175048828125.The insider transaction records do not exhibit a strong trend, leaving the company’s future direction unclear based on this data alone.

Recommendation changes over time:

Recommendations trend for HDFCBANK
Recommendations trend for HDFCBANK


HDFCBANK has garnered a buy bias from analysts recently, suggesting the stock is a good investment opportunity. This may lead to increased investor interest, as HDFCBANK is seen as a reliable place to park money for those looking to benefit from potential market gains and company growth.