Overall Fundamental outlook

Business Operations:

Sector: Financial Services
Industry: Banks - Regional

The Federal Bank Limited provides a range of banking and financial services in India. The company operates through Treasury, Corporate/Wholesale Banking, Retail Banking, and Other Banking Operations segments. Its deposit products include savings accounts, current accounts, noor personal accounts, demat accounts, salary accounts, fixed deposits, cash certificates, recurring deposits, exchange earners' foreign currency accounts, gilt accounts, and NRI deposit schemes. In addition, the company's loan portfolio comprises personal, gold, housing, car, property, education and career, instant digital, SME business, agri and agri allied, and other loans; loans against sovereign gold bonds and fixed deposit; term loans, project finance, and working capital loans; and debit and credit cards. Further, it offers life, health, and general insurance products; cash management, wealth management, and merchant banking services; mutual funds, sovereign gold bonds, online trading, and national pension system; treasury products; and remittance, fund transfer, payment and collection, bill discounting, bank guarantees, letter of credit, packing credit limit, trade finance, LC bill discounting, safe deposit locker, e-commerce, internet banking, mobile banking, ATM, and tele banking services. The Federal Bank Limited operates a network of branches and ATMs/cash recyclers. The company was formerly known as Travancore Federal Bank Limited and changed its name to The Federal Bank Limited in March 1947. The Federal Bank Limited was incorporated in 1931 and is based in Aluva, India.

Revenue projections:

Revenue projections for FEDERALBNK
Revenue projections for FEDERALBNK

FEDERALBNK's revenues are expected to fall below last year's, and this forecast tends to raise concerns among investors. A revenue drop can negatively impact the company's profitability, making investors more cautious about their positions due to the risks of declining financial performance.

Financial Ratios:

currentRatio 0.000000
forwardPE 10.793728
debtToEquity 0.000000
earningsGrowth -0.097000
revenueGrowth 0.038000
grossMargins 0.000000
operatingMargins 0.394230
trailingEps 16.330000
forwardEps 11.690000

The Federal Bank Limited's Forward PE ratio is in a good range, reflecting a reasonable balance between stock price and earnings. The stock is not overpriced, leaving room for growth, which suggests potential for investors looking to capitalize on future value appreciation.
FEDERALBNK's low earnings and revenue growth indicate potential profit shrinkage. This suggests that the company's financial performance may be weakening, raising concerns about its future profitability and overall business outlook.
FEDERALBNK's negative gross and operating margins suggest that the company is currently unprofitable, both in terms of production and overall operations. This could reflect rising costs or declining revenues, posing challenges for future profitability.
FEDERALBNK's lower forward EPS compared to trailing EPS suggests the company's earnings are expected to decline. This indicates that FEDERALBNK may be less profitable in the upcoming year, raising questions about its financial trajectory.

Price projections:

Price projections for FEDERALBNK
Price projections for FEDERALBNK

The price of The Federal Bank Limited has consistently remained close to the lower end of price projections. This trend may reflect uncertainty in the market regarding the company's ability to deliver on growth expectations.

Insider Transactions:

Insider Transactions for FEDERALBNK
Insider Transactions for FEDERALBNK


The Federal Bank Limited stock was bought in 1 transactions, while the market price was at 183.6199951171875.No buy transactions were carried out during the period under review.FEDERALBNK has seen more sells than buys at current price levels, which could point to a potential price drop. If this selling trend persists, it may indicate that investors are expecting further declines in the stock's value.

Recommendation changes over time:

Recommendations trend for FEDERALBNK
Recommendations trend for FEDERALBNK


Analysts' recent buy bias toward FEDERALBNK suggests the stock is gaining favor as a strong investment choice. This optimism could drive more investors to see FEDERALBNK as a smart place to invest, further bolstering confidence in the company's long-term growth and potential returns.