Overall Fundamental outlook

Business Operations:

Sector: Financial Services
Industry: Banks - Regional

The Federal Bank Limited provides a range of banking and financial services in India. The company operates through Treasury, Corporate/Wholesale Banking, Retail Banking, and Other Banking Operations segments. Its deposit products include savings accounts, current accounts, noor personal accounts, demat accounts, salary accounts, fixed deposits, cash certificates, recurring deposits, exchange earners' foreign currency accounts, gilt accounts, and NRI deposit schemes. In addition, the company's loan portfolio comprises personal, gold, housing, car, property, education and career, instant digital, SME business, agri and agri allied, and other loans; loans against sovereign gold bonds and fixed deposit; term loans, project finance, and working capital loans; and debit and credit cards. Further, it offers life, health, and general insurance products; cash management, wealth management, and merchant banking services; mutual funds, sovereign gold bonds, online trading, and national pension system; treasury products; and remittance, fund transfer, payment and collection, bill discounting, bank guarantees, letter of credit, packing credit limit, trade finance, LC bill discounting, safe deposit locker, e-commerce, internet banking, mobile banking, ATM, and tele banking services. The Federal Bank Limited operates a network of branches and ATMs/cash recyclers. The company was formerly known as Travancore Federal Bank Limited and changed its name to The Federal Bank Limited in March 1947. The Federal Bank Limited was incorporated in 1931 and is based in Aluva, India.

Revenue projections:

Revenue projections for FEDERALBNK
Revenue projections for FEDERALBNK

With The Federal Bank Limited's revenues forecasted to be lower than last year's, investors are expected to be cautious. A decline in revenue typically harms the company's bottom line, reducing profitability and making investors less confident about the company's ability to sustain its financial health.

Financial Ratios:

currentRatio 0.000000
forwardPE 10.721779
debtToEquity 0.000000
earningsGrowth -0.111000
revenueGrowth 0.018000
grossMargins 0.000000
operatingMargins 0.380360
trailingEps 16.330000
forwardEps 11.690000

The Federal Bank Limited's Forward PE being in a good range indicates the stock is priced well relative to its earnings. It is not overvalued, leaving space for future growth, making it an appealing option for investors interested in long-term value appreciation.
FEDERALBNK's low earnings and revenue growth suggest that the company may face shrinking profits. This could indicate underlying financial challenges, making it difficult for FEDERALBNK to sustain its current profitability.
The Federal Bank Limited's negative gross and operating margins point to financial difficulties, as the company is incurring losses at both the production and operational levels. This suggests a potential decline in profitability and raises concerns about its financial outlook.
The Federal Bank Limited's forward EPS is lower than its trailing EPS, indicating the company may experience reduced profitability. This signals that the company's earnings growth could slow down in the near future.

Price projections:

Price projections for FEDERALBNK
Price projections for FEDERALBNK

FEDERALBNK's price has consistently hovered near the lower end of price projections. This trend suggests that the stock is underperforming relative to analyst expectations, indicating a potential lack of momentum for upward movement in the near future.

Insider Transactions:

Insider Transactions for FEDERALBNK
Insider Transactions for FEDERALBNK


There were 1 purchases of The Federal Bank Limited stock, with market price of 183.6199951171875.No buy transactions occurred in the period under review.The trend of more sells than buys around FEDERALBNK's current price levels suggests possible weakness. If this pattern continues, it could lead to additional price declines, as selling pressure might increase, signaling investor concerns.

Recommendation changes over time:

Recommendations trend for FEDERALBNK
Recommendations trend for FEDERALBNK


The Federal Bank Limited has been receiving a buy bias from analysts, signaling strong confidence in the stock's future performance. This positive outlook might drive investors to view The Federal Bank Limited as an attractive option for their portfolios, positioning the company as a stable and profitable investment choice.