Overall Fundamental outlook

Business Operations:

Sector: Financial Services
Industry: Banks - Regional

Equitas Small Finance Bank Limited provides various banking products and services to for individuals and corporates, as well as micro, small, and medium enterprises in India. The company operates through Treasury, Corporate / Wholesale Banking, Retail Banking, and Other Banking Operations segments. It offers fixed and recurring deposit products; and savings, salary, business, and current accounts, as well as trust, association, society, and club accounts. The company also provides loans against property; gold, home, used and new car, business, and MSME loans; commercial vehicle finance, merchant overdraft, and MSME loans monitoring services; overdraft against deposits; investment services; general, life, and health insurances; pension schemes; payments and collection solutions; retail forex services; fund transfer services; and debit cards. In addition, it offers online, mobile, and doorstep banking services. It operates various banking outlets and ATMs. The company was formerly known as Equitas Finance Limited. Equitas Small Finance Bank Limited was incorporated in 1993 and is based in Chennai, India.

Revenue projections:

Revenue projections for EQUITASBNK
Revenue projections for EQUITASBNK

EQUITASBNK's revenue projections indicate a decrease from the prior year, which may make investors hesitant. A revenue decline could harm the company's bottom line, prompting investors to be more careful, as lower earnings often signal potential issues with profitability and future performance.

Financial Ratios:

currentRatio 0.000000
forwardPE 11.767128
debtToEquity 18.247000
earningsGrowth -0.672000
revenueGrowth 0.067000
grossMargins 0.949210
operatingMargins 0.314960
trailingEps 2.730000
forwardEps 0.000000

EQUITASBNK's Forward PE being in a good range indicates that the stock is valued appropriately based on its earnings. This suggests the stock is not overpriced and leaves room for growth, providing investors with an opportunity for potential appreciation in value.
EQUITASBNK's low Debt-to-Equity ratio indicates that the company isn't over-leveraged, suggesting it maintains a healthy balance between debt and equity. This lowers financial risk and points to a stable financial foundation, reassuring investors of the company's financial health.
Equitas Small Finance Bank Limited's low earnings and revenue growth suggest that the company's profits may shrink. This trend could indicate underlying financial struggles and pose challenges for Equitas Small Finance Bank Limited's future profitability.
Equitas Small Finance Bank Limited's positive gross and operating margins indicate strong financial performance. These margins show that the company is profitable and efficient in its operations, with effective cost control contributing to its overall financial success.

Price projections:

Price projections for EQUITASBNK
Price projections for EQUITASBNK

EQUITASBNK's price has consistently remained near the lower edge of projections, suggesting that it is not fully meeting market expectations. This could indicate a need for improved performance or strategies to boost investor confidence.

Recommendation changes over time:

Recommendations trend for EQUITASBNK
Recommendations trend for EQUITASBNK


Analysts are favoring EQUITASBNK with a buy bias, highlighting the stock's potential as a solid investment. This recommendation might drive more investors to consider EQUITASBNK as a secure and profitable option for their money, contributing to a broader positive sentiment in the market.