Overall Fundamental outlook

Business Operations:

Sector: Financial Services
Industry: Banks - Regional

Equitas Small Finance Bank Limited provides various banking products and services to for individuals and corporates, as well as micro, small, and medium enterprises in India. The company operates through Treasury, Corporate / Wholesale Banking, Retail Banking, and Other Banking Operations segments. It offers fixed and recurring deposit products; and savings, salary, business, and current accounts, as well as trust, association, society, and club accounts. The company also provides loans against property; gold, home, used and new car, business, and MSME loans; commercial vehicle finance, merchant overdraft, and MSME loans monitoring services; overdraft against deposits; investment services; general, life, and health insurances; pension schemes; payments and collection solutions; retail forex services; fund transfer services; and debit cards. In addition, it offers online, mobile, and doorstep banking services. It operates various banking outlets and ATMs. The company was formerly known as Equitas Finance Limited. Equitas Small Finance Bank Limited was incorporated in 1993 and is based in Chennai, India.

Revenue projections:

Revenue projections for EQUITASBNK
Revenue projections for EQUITASBNK

EQUITASBNK's revenues are expected to fall below last year's, and this forecast tends to raise concerns among investors. A revenue drop can negatively impact the company's profitability, making investors more cautious about their positions due to the risks of declining financial performance.

Financial Ratios:

currentRatio 0.968000
forwardPE 12.129603
debtToEquity 58.933000
earningsGrowth 0.909000
revenueGrowth -0.037000
grossMargins 0.950030
operatingMargins 0.239930
trailingEps -0.800000
forwardEps 5.857570

EQUITASBNK's Forward PE ratio is in a good range, reflecting a reasonable balance between stock price and earnings. The stock is not overpriced, leaving room for growth, which suggests potential for investors looking to capitalize on future value appreciation.
EQUITASBNK's positive gross and operating margins suggest that the company is operating profitably. These strong margins indicate effective cost management and revenue generation, contributing to a solid financial foundation.

Price projections:

Price projections for EQUITASBNK
Price projections for EQUITASBNK

EQUITASBNK's price has consistently hovered near the lower end of price projections. This trend suggests that the stock is underperforming relative to analyst expectations, indicating a potential lack of momentum for upward movement in the near future.

Recommendation changes over time:

Recommendations trend for EQUITASBNK
Recommendations trend for EQUITASBNK


Analysts have maintained a buy bias for Equitas Small Finance Bank Limited, which could prompt investors to consider the stock as a viable investment. With this positive outlook, Equitas Small Finance Bank Limited is positioned as an attractive option for those looking to park their money in a stable and potentially lucrative company.