Overall Fundamental outlook

Business Operations:

Sector: Financial Services
Industry: Banks - Regional

Equitas Small Finance Bank Limited provides various banking products and services to for individuals and corporates, as well as micro, small, and medium enterprises in India. The company operates through Treasury, Corporate / Wholesale Banking, Retail Banking, and Other Banking Operations segments. It offers fixed and recurring deposit products; and savings, salary, business, and current accounts, as well as trust, association, society, and club accounts. The company also provides loans against property; gold, home, used and new car, business, and MSME loans; commercial vehicle finance, merchant overdraft, and MSME loans monitoring services; overdraft against deposits; investment services; general, life, and health insurances; pension schemes; payments and collection solutions; retail forex services; fund transfer services; and debit cards. In addition, it offers online, mobile, and doorstep banking services. It operates various banking outlets and ATMs. The company was formerly known as Equitas Finance Limited. Equitas Small Finance Bank Limited was incorporated in 1993 and is based in Chennai, India.

Revenue projections:

Revenue projections for EQUITASBNK
Revenue projections for EQUITASBNK

EQUITASBNK's revenue projections indicate a decrease from the prior year, which may make investors hesitant. A revenue decline could harm the company's bottom line, prompting investors to be more careful, as lower earnings often signal potential issues with profitability and future performance.

Financial Ratios:

currentRatio 0.968000
forwardPE 8.466613
debtToEquity 35.191000
earningsGrowth -0.796000
revenueGrowth 0.028000
grossMargins 1.000000
operatingMargins 0.295110
trailingEps 1.290000
forwardEps 0.000000

EQUITASBNK's low earnings and revenue growth point to a potential decline in profits. This signals a downturn in financial performance, suggesting that the company might face challenges in maintaining its current level of profitability.
With positive gross and operating margins, EQUITASBNK demonstrates its profitability and efficiency. These metrics show that the company is managing costs well while generating strong revenue, highlighting robust financial health.

Price projections:

Price projections for EQUITASBNK
Price projections for EQUITASBNK

Equitas Small Finance Bank Limited's price projections have been revised downward gradually, indicating that analysts are tempering their expectations. This downward shift suggests a more cautious outlook on the company's growth prospects.

Recommendation changes over time:

Recommendations trend for EQUITASBNK
Recommendations trend for EQUITASBNK


Analysts' buy bias toward Equitas Small Finance Bank Limited suggests the stock is seen as a solid investment, potentially motivating investors to consider it for their portfolios. With this positive outlook, Equitas Small Finance Bank Limited is likely to be viewed as a secure place to allocate funds, driving further interest in the stock.