Overall Fundamental outlook

Business Operations:

Sector: Financial Services
Industry: Banks - Regional

City Union Bank Limited engages in the provision of various banking products and services to personal and corporate clients in India. The company operates through four segments: Treasury, Corporate/Wholesale Banking, Retail Banking, and Other Banking Operations. It offers savings and current accounts; fixed, flexi fix, recurring, and tax saver deposits; and NRI banking products and services. The company also provides consumer, two and four-wheeler, home, educational, property, personal and agricultural gold, working capital, business, foreign currency, agricultural term, and small road transport operator loans; cash credits, bank guarantees, letters of credit, and bills finance, as well as gold-based overdrafts facilities; and international business services, including export, import, remittance, correspondent banking, and treasury risk management services. In addition, it offers locker facilities, automated teller machines (ATMs), cash deposit machines/bulk note acceptors, and point of sales services, as well as demat and insurance products and services; and debit/prepaid and credit cards. Further, the company provides cash management, payment to government, national electronic fund transfer, immediate payment, real time gross settlement, national automatic clearing house, and other tech services. It operates through a network of branches; ATMs, including bulk note recycler machines; passbook kiosks; and cheque deposit kiosks. The company was formerly known as The Kumbakonam City Union Bank Limited and changed its name to City Union Bank Limited in November 1987. City Union Bank Limited was incorporated in 1904 and is based in Kumbakonam, India.

Revenue projections:

Revenue projections for CUB
Revenue projections for CUB

City Union Bank Limited is projected to see a decline in revenue compared to last year, which could lead to investor caution. A drop in earnings is often viewed as a negative signal for profitability, making it more difficult for the company to maintain investor confidence in its financial health.

Financial Ratios:

currentRatio 0.000000
forwardPE 10.692566
debtToEquity 0.000000
earningsGrowth 0.130000
revenueGrowth 0.118000
grossMargins 0.000000
operatingMargins 0.487090
trailingEps 14.630000
forwardEps 16.480000

City Union Bank Limited's Forward PE is in a favorable range, meaning its stock price compares well with its earnings and isn't overpriced. This leaves room for growth, making it a compelling opportunity for investors looking to benefit from potential future gains.
City Union Bank Limited's positive earnings and revenue growth suggest the company is on a path to business expansion. This upward trend signals strong financial health, indicating that City Union Bank Limited is well-positioned for sustained growth in both profits and revenue.
City Union Bank Limited's forward EPS being higher than its trailing EPS suggests that the company is expected to generate stronger profits this year. This points to improving financial performance, with City Union Bank Limited anticipated to deliver better earnings than it did in the prior year.

Price projections:

Price projections for CUB
Price projections for CUB

Price projections for CUB have consistently been revised upward, indicating positive sentiment toward the company. This gradual adjustment reflects growing confidence in CUB's future potential and financial outlook among analysts.

Recommendation changes over time:

Recommendations trend for CUB
Recommendations trend for CUB


Analysts have been favoring CUB with a buy bias recently, signaling a promising investment opportunity. This optimistic outlook may attract more investors, positioning CUB as a desirable option for those seeking to invest their money in a stable, profitable company with strong growth potential.