Overall Fundamental outlook

Business Operations:

Sector: Financial Services
Industry: Banks - Regional

CSB Bank Limited provides banking and financial services for small and medium enterprises, retail, and NRI customers in India. The company operates through Treasury, Corporate/Wholesale Banking, Retail Banking, and Other Banking Operations segments. It offers savings and current, and fixed deposit accounts; life and general life insurances; digital access, which includes net and mobile banking, e-passbook, pay bill, and online transaction registration services; and doorstep banking services. In addition, the company provides personal, gold, vehicle, home, and educational loans; tax payer's liquidity and casy cash scheme, medicash, VIP car loan, and base rate and service charges; and NRI banking services including NRO, NRE, FCNR, RFC accounts, loans, inward remittance, correspondent banks, SWIFT central, and forex rates, as well as Agri/FI banking services. Further, it offers SME and corporate banking services, which includes term and working capital loans, export and import finance, letter of credit, buyer and suppliers credit, commercial vehicle loans, inland and TReDs bill discounting, and cash credit and overdraft services; and trade finance services, such as packing credit, export bill collection, discounting, negotiation, purchase, export LC advising, and advance remittance against export services. CSB Bank Limited was formerly known as The Catholic Syrian Bank Limited. CSB Bank Limited was incorporated in 1920 and is based in Thrissur, India.

Revenue projections:

Revenue projections for CSBBANK
Revenue projections for CSBBANK

CSB Bank Limited's revenue projections indicate a decrease from the prior year, which may make investors hesitant. A revenue decline could harm the company's bottom line, prompting investors to be more careful, as lower earnings often signal potential issues with profitability and future performance.

Financial Ratios:

currentRatio 0.000000
forwardPE 9.588691
debtToEquity 0.000000
earningsGrowth 0.158000
revenueGrowth 0.282000
grossMargins 0.000000
operatingMargins 0.304110
trailingEps 35.800000
forwardEps 50.935000

CSBBANK's positive earnings and revenue growth suggest the company is on a path to business expansion. This upward trend signals strong financial health, indicating that CSBBANK is well-positioned for sustained growth in both profits and revenue.
CSBBANK's forward EPS exceeding its trailing EPS means the company is expected to be more profitable this year than last. This suggests an upward trend in earnings, with forecasts indicating that CSBBANK's financial performance will improve in the current financial year.

Price projections:

Price projections for CSBBANK
Price projections for CSBBANK

The steady upward revision of CSB Bank Limited's price projections indicates growing confidence in the company's performance. Analysts are becoming increasingly optimistic about CSB Bank Limited's future prospects and potential for growth.

Recommendation changes over time:

Recommendations trend for CSBBANK
Recommendations trend for CSBBANK


Analysts have provided no decisive buy or sell ratings for CSBBANK, offering a mixed view of the stock's future. This lack of clarity suggests that investors should look at a wider range of indicators before forming an opinion on whether to invest.