Overall Fundamental outlook

Business Operations:

Sector: Financial Services
Industry: Banks - Regional

CSB Bank Limited provides banking and financial services for small and medium enterprises, retail, and NRI customers in India. The company operates through Treasury, Corporate/Wholesale Banking, Retail Banking, and Other Banking Operations segments. It offers savings and current, and fixed deposit accounts; life and general life insurances; digital access, which includes net and mobile banking, e-passbook, pay bill, and online transaction registration services; and doorstep banking services. In addition, the company provides personal, gold, vehicle, home, and educational loans; tax payer's liquidity and casy cash scheme, medicash, VIP car loan, and base rate and service charges; and NRI banking services including NRO, NRE, FCNR, RFC accounts, loans, inward remittance, correspondent banks, SWIFT central, and forex rates, as well as Agri/FI banking services. Further, it offers SME and corporate banking services, which includes term and working capital loans, export and import finance, letter of credit, buyer and suppliers credit, commercial vehicle loans, inland and TReDs bill discounting, and cash credit and overdraft services; and trade finance services, such as packing credit, export bill collection, discounting, negotiation, purchase, export LC advising, and advance remittance against export services. CSB Bank Limited was formerly known as The Catholic Syrian Bank Limited. CSB Bank Limited was incorporated in 1920 and is based in Thrissur, India.

Revenue projections:

Revenue projections for CSBBANK
Revenue projections for CSBBANK

CSB Bank Limited's revenue is projected to decrease from last year, a development that could lead investors to adopt a more cautious approach. A revenue decline can negatively affect profitability, signaling challenges for the company and making it less attractive for those seeking solid financial performance.

Financial Ratios:

currentRatio 0.000000
forwardPE 8.173362
debtToEquity 0.000000
earningsGrowth 0.047000
revenueGrowth 0.097000
grossMargins 0.000000
operatingMargins 0.283170
trailingEps 34.520000
forwardEps 0.000000


Price projections:

Price projections for CSBBANK
Price projections for CSBBANK

Price projections for CSBBANK have been revised down over time, reflecting a less optimistic outlook. Analysts appear to be adjusting their expectations, signaling concerns about the company's ability to sustain its previous growth levels.

With CSBBANK's price exceeding the higher end of projections, it reflects a strong upward trend. Yet, the limited potential for additional increases may mean that the stock is nearing its peak, prompting investors to evaluate their positions.

Recommendation changes over time:

Recommendations trend for CSBBANK
Recommendations trend for CSBBANK


CSBBANK has faced a sell bias from analysts recently, indicating that caution is advised. Investors should expand their focus to a broader set of market indicators when making decisions, ensuring a well-rounded approach rather than acting solely on one piece of analysis.