Overall Fundamental outlook

Business Operations:

Sector: Financial Services
Industry: Credit Services

Cholamandalam Financial Holdings Limited, an investment company, provides financial services in India. It operates through Financial Services, and Insurance and Allied Services segments. The company provides vehicle finance, loan against property, home, and small and medium-sized enterprise loans, as well as secured, business and personal, and consumer and small enterprise loans; and general insurance services. Cholamandalam Financial Holdings Limited was formerly known as TI Financial Holdings Limited. The company was incorporated in 1949 and is based in Chennai, India.

Revenue projections:

Revenue projections for CHOLAHLDNG
Revenue projections for CHOLAHLDNG

With CHOLAHLDNG's revenues expected to fall below the previous year's, investors are likely to approach the stock with caution. Declining revenues can negatively affect profitability, which makes it harder for the company to maintain investor confidence and perform well in the market.

Financial Ratios:

currentRatio 2.46700
forwardPE 0.00000
debtToEquity 650.26500
earningsGrowth 0.19600
revenueGrowth 0.13900
grossMargins 0.76324
operatingMargins 0.35124
trailingEps 115.74000
forwardEps 0.00000

CHOLAHLDNG's current ratio is 2.467, signaling that the company has sufficient cash reserves and current assets to cover its short-term debt obligations. This suggests financial stability, as CHOLAHLDNG should not face any issues meeting its short-term liabilities with available resources.
CHOLAHLDNG's elevated debt-to-equity ratio suggests that the company is using significant debt to finance its operations. This level of leverage can amplify financial risk, particularly if profitability decreases or external conditions become unfavorable.
Cholamandalam Financial Holdings Limited's positive earnings and revenue growth indicate that the company is on track to expand its business. This growth suggests a strong financial outlook, with increasing profits and sales positioning Cholamandalam Financial Holdings Limited for continued success in the market.
CHOLAHLDNG's positive gross and operating margins indicate strong financial performance. These margins show that the company is profitable and efficient in its operations, with effective cost control contributing to its overall financial success.

Recommendation changes over time:

Recommendations trend for CHOLAHLDNG
Recommendations trend for CHOLAHLDNG


Recent analysis shows a strong buy bias for CHOLAHLDNG, encouraging investors to view it as a solid investment option. The positive sentiment surrounding CHOLAHLDNG suggests it could be an attractive place to allocate funds, motivating potential investors to consider the stock as a valuable part of their portfolio.