Overall Fundamental outlook

Business Operations:

Sector: Financial Services
Industry: Credit Services

Cholamandalam Financial Holdings Limited, an investment company, provides financial services in India. It operates through Financial Services, and Insurance and Allied Services segments. The company provides vehicle finance, loan against property, home, and small and medium-sized enterprise loans, as well as secured, business and personal, and consumer and small enterprise loans; and general insurance services. Cholamandalam Financial Holdings Limited was formerly known as TI Financial Holdings Limited. The company was incorporated in 1949 and is based in Chennai, India.

Revenue projections:

Revenue projections for CHOLAHLDNG
Revenue projections for CHOLAHLDNG

Cholamandalam Financial Holdings Limited's revenues are expected to fall below last year's, and this forecast tends to raise concerns among investors. A revenue drop can negatively impact the company's profitability, making investors more cautious about their positions due to the risks of declining financial performance.

Financial Ratios:

currentRatio 0.000000
forwardPE 11.498193
debtToEquity 650.265000
earningsGrowth 0.055000
revenueGrowth 0.132000
grossMargins 0.757230
operatingMargins 0.312130
trailingEps 117.440000
forwardEps 0.000000

CHOLAHLDNG's Forward PE ratio is in a good range, reflecting a reasonable balance between stock price and earnings. The stock is not overpriced, leaving room for growth, which suggests potential for investors looking to capitalize on future value appreciation.
Cholamandalam Financial Holdings Limited's high debt-to-equity ratio points to a heavily leveraged company. With more debt than equity, Cholamandalam Financial Holdings Limited may face increased financial risk, especially if its earnings or cash flow come under pressure.
CHOLAHLDNG's positive gross and operating margins suggest the company is performing profitably. These margins reflect efficient cost management and strong revenue generation, signaling healthy financial performance and operational effectiveness.

Price projections:

Price projections for CHOLAHLDNG
Price projections for CHOLAHLDNG

CHOLAHLDNG's price has consistently hovered around the lower limit of price projections. This pattern suggests that the stock may be underperforming relative to expectations, which could lead to concerns among investors.

Recommendation changes over time:

Recommendations trend for CHOLAHLDNG
Recommendations trend for CHOLAHLDNG


The recent buy bias for CHOLAHLDNG from analysts signals strong confidence in the stock's potential. This positive sentiment could encourage investors to see CHOLAHLDNG as a smart place to invest their money, especially those looking for stable, long-term returns in a well-established company.