Overall Fundamental outlook

Business Operations:

Sector: Financial Services
Industry: Credit Services

Cholamandalam Financial Holdings Limited, an investment company, provides financial services in India. It operates through Financial Services, and Insurance and Allied Services segments. The company provides vehicle finance, loan against property, home, and small and medium-sized enterprise loans, as well as secured, business and personal, and consumer and small enterprise loans; and general insurance services. Cholamandalam Financial Holdings Limited was formerly known as TI Financial Holdings Limited. The company was incorporated in 1949 and is based in Chennai, India.

Revenue projections:

Revenue projections for CHOLAHLDNG
Revenue projections for CHOLAHLDNG

Cholamandalam Financial Holdings Limited's revenue is projected to decrease from last year, a development that could lead investors to adopt a more cautious approach. A revenue decline can negatively affect profitability, signaling challenges for the company and making it less attractive for those seeking solid financial performance.

Financial Ratios:

currentRatio 58.91900
forwardPE 0.00000
debtToEquity 648.07800
earningsGrowth 0.19600
revenueGrowth 0.13200
grossMargins 0.76360
operatingMargins 0.37437
trailingEps 115.82000
forwardEps 0.00000

CHOLAHLDNG's current ratio of 58.919 highlights the company's ability to easily cover its short-term debt using its available cash and assets. This indicates a strong liquidity position, ensuring CHOLAHLDNG is unlikely to face difficulties in meeting immediate financial obligations.
CHOLAHLDNG's high debt-to-equity ratio points to a heavily leveraged company, with more debt than equity in its capital structure. While this can boost growth, it increases financial vulnerability in times of economic difficulty.
CHOLAHLDNG's positive earnings and revenue growth indicate that the company is expected to continue expanding its business. These trends reflect strong financial health, with increasing profits and sales suggesting sustained growth and success for CHOLAHLDNG.
Cholamandalam Financial Holdings Limited's positive gross and operating margins reflect strong profitability and operational efficiency. These metrics indicate the company's ability to control costs while maintaining healthy revenue, contributing to its solid financial performance.

Recommendation changes over time:

Recommendations trend for CHOLAHLDNG
Recommendations trend for CHOLAHLDNG


Analysts are favoring CHOLAHLDNG with a buy bias, highlighting the stock's potential as a solid investment. This recommendation might drive more investors to consider CHOLAHLDNG as a secure and profitable option for their money, contributing to a broader positive sentiment in the market.