Overall Fundamental outlook

Business Operations:

Sector: Financial Services
Industry: Credit Services

Cholamandalam Financial Holdings Limited, an investment company, provides financial services in India. It operates through Financial Services, and Insurance and Allied Services segments. The company provides vehicle finance, loan against property, home, and small and medium-sized enterprise loans, as well as secured, business and personal, and consumer and small enterprise loans; and general insurance services. Cholamandalam Financial Holdings Limited was formerly known as TI Financial Holdings Limited. The company was incorporated in 1949 and is based in Chennai, India.

Revenue projections:

Revenue projections for CHOLAHLDNG
Revenue projections for CHOLAHLDNG

With CHOLAHLDNG's revenue expected to be lower than the previous year, investors may become cautious. Declining revenues often negatively impact the bottom line, reducing profitability and raising concerns among investors about the company's ability to maintain strong financial performance moving forward.

Financial Ratios:

currentRatio 64.212000
forwardPE 11.544171
debtToEquity 635.380000
earningsGrowth 0.046000
revenueGrowth 0.168000
grossMargins 0.742970
operatingMargins 0.286600
trailingEps 118.640000
forwardEps 0.000000

The current ratio for Cholamandalam Financial Holdings Limited is 64.212, indicating that the company can service its short-term debt using available cash and assets. This suggests Cholamandalam Financial Holdings Limited has strong liquidity, with more than enough resources to meet its immediate financial commitments.
CHOLAHLDNG's Forward PE being in a good range indicates the stock is priced well relative to its earnings. It is not overvalued, leaving space for future growth, making it an appealing option for investors interested in long-term value appreciation.
Cholamandalam Financial Holdings Limited's high debt-to-equity ratio points to a heavily leveraged company, with more debt than equity in its capital structure. While this can boost growth, it increases financial vulnerability in times of economic difficulty.
Cholamandalam Financial Holdings Limited's positive gross and operating margins indicate healthy profitability. These margins reflect the company's ability to generate income efficiently from its operations, signaling strong financial performance and effective cost management.

Price projections:

Price projections for CHOLAHLDNG
Price projections for CHOLAHLDNG

Cholamandalam Financial Holdings Limited's stock price has repeatedly hovered near the lower end of projections. This trend indicates that the company may be facing obstacles in achieving the growth anticipated by analysts.

Recommendation changes over time:

Recommendations trend for CHOLAHLDNG
Recommendations trend for CHOLAHLDNG


A recent buy bias from analysts toward CHOLAHLDNG indicates strong confidence in the stock's future performance. This could encourage investors to park their money in CHOLAHLDNG, viewing it as a stable and potentially rewarding investment opportunity with promising long-term growth prospects.