Overall Fundamental outlook

Business Operations:

Sector: Financial Services
Industry: Banks - Regional

Bank of India Limited provides various banking products and services in India and internationally. It operates through Treasury, Wholesale Banking, and Retail Banking segments. The company accepts various deposit products, such as savings, salary, current, term, and rera account deposits. It also provides debit, credit, and prepaid cards; loan products, including personal, home, vehicle, education, loan against property, star reverse mortgage, and approved home projects loans; and financing services comprising finance to new and existing business, healthcare scheme, govt. sponsored scheme, and commercial vehicle finance services. In addition, the company offers credit, cash management, and trade finance services; government deposit schemes products, including PPF, SCSS, Sukanya Samridhi, pension, and departmentalized ministries accounts; NPS, sovereign gold RBI bonds; MSSC and other products; mutual funds; and insurance services, such as life, health, and general insurance products. Further, it provides NRI services, including loans, money remittance and ancillary services, as well as agri products such as Kisan credit card, gold loan, self help group, Atmanirbhar schemes, tractor/farm mechanization, food and agro loans, agri allied activities, Kisan Ghar and agri mortgage loan, agri clinic/agri business centers, and other loans services. Additionally, the company offers internet banking, online, payment services. Bank of India Limited was incorporated in 1906 and is headquartered in Mumbai, India. Bank of India Limited is a part of India.

Revenue projections:

Revenue projections for BANKINDIA
Revenue projections for BANKINDIA

Bank of India Limited is projected to see a decline in revenue compared to last year, which could lead to investor caution. A drop in earnings is often viewed as a negative signal for profitability, making it more difficult for the company to maintain investor confidence in its financial health.

Financial Ratios:

currentRatio 0.000000
forwardPE 5.805175
debtToEquity 0.000000
earningsGrowth -0.031000
revenueGrowth 0.135000
grossMargins 0.000000
operatingMargins 0.408270
trailingEps 20.850000
forwardEps 10.240000

BANKINDIA's lower forward EPS compared to trailing EPS suggests the company's earnings are expected to decline. This indicates that BANKINDIA may be less profitable in the upcoming year, raising questions about its financial trajectory.

Price projections:

Price projections for BANKINDIA
Price projections for BANKINDIA

Over time, price projections for BANKINDIA have gradually increased, reflecting rising confidence in the company's future performance. This upward trend suggests analysts expect BANKINDIA to continue on a positive growth trajectory.

Recommendation changes over time:

Recommendations trend for BANKINDIA
Recommendations trend for BANKINDIA


Analysts' recent buy bias toward BANKINDIA suggests the stock is gaining favor as a strong investment choice. This optimism could drive more investors to see BANKINDIA as a smart place to invest, further bolstering confidence in the company's long-term growth and potential returns.