Overall Fundamental outlook

Business Operations:

Sector: Financial Services
Industry: Banks - Regional

Bank of India Limited provides various banking products and services in India and internationally. It operates through Treasury, Wholesale Banking, and Retail Banking segments. The company accepts various deposit products, such as savings, salary, current, term, and rera account deposits. It also provides debit, credit, and prepaid cards; loan products, including personal, home, vehicle, education, loan against property, star reverse mortgage, and approved home projects loans; and financing services comprising finance to new and existing business, healthcare scheme, govt. sponsored scheme, and commercial vehicle finance services. In addition, the company offers credit, cash management, and trade finance services; government deposit schemes products, including PPF, SCSS, Sukanya Samridhi, pension, and departmentalized ministries accounts; NPS, sovereign gold RBI bonds; MSSC and other products; mutual funds; and insurance services, such as life, health, and general insurance products. Further, it provides NRI services, including loans, money remittance and ancillary services, as well as agri products such as Kisan credit card, gold loan, self help group, Atmanirbhar schemes, tractor/farm mechanization, food and agro loans, agri allied activities, Kisan Ghar and agri mortgage loan, agri clinic/agri business centers, and other loans services. Additionally, the company offers internet banking, online, payment services. Bank of India Limited was incorporated in 1906 and is headquartered in Mumbai, India. Bank of India Limited is a part of India.

Revenue projections:

Revenue projections for BANKINDIA
Revenue projections for BANKINDIA

Bank of India Limited's revenue is forecasted to dip below last year's figures, raising concerns for investors who are typically wary of declining financial performance. Such drops can directly affect the company's bottom line, potentially leading to a decrease in overall profitability, making investors more cautious in their decisions.

Financial Ratios:

currentRatio 0.00000
forwardPE 6.34753
debtToEquity 0.00000
earningsGrowth 0.65300
revenueGrowth 0.37500
grossMargins 0.00000
operatingMargins 0.43126
trailingEps 20.97000
forwardEps 10.24000

BANKINDIA's positive earnings and revenue growth indicate that the company is expected to continue expanding its business. These trends reflect strong financial health, with increasing profits and sales suggesting sustained growth and success for BANKINDIA.
BANKINDIA's forward EPS is lower than its trailing EPS, indicating the company may experience reduced profitability. This signals that the company's earnings growth could slow down in the near future.

Price projections:

Price projections for BANKINDIA
Price projections for BANKINDIA

Bank of India Limited's price projections have gradually decreased, reflecting a less optimistic view of the company's future performance. Analysts are adjusting their expectations, suggesting potential concerns about Bank of India Limited's ability to meet previous growth targets.

Recommendation changes over time:

Recommendations trend for BANKINDIA
Recommendations trend for BANKINDIA


A recent buy bias from analysts toward Bank of India Limited may inspire confidence in investors, who could view the stock as a promising investment. This positive sentiment suggests that Bank of India Limited might be an appealing option for those looking to grow their wealth through stock market investments.