Overall Fundamental outlook

Business Operations:

Sector: Financial Services
Industry: Credit Services

Bajaj Finance Limited operates as a deposit-taking non-banking financial company in India. The company offers consumer finance products comprising durable, lifestyle, and digital products; EMI cards; two and three-wheeler, and personal loans; loans against fixed deposit; home and gold loans; and extended warranties, retail EMIs, consumer electronics, furniture, e-commerce, and co-branded credit cards and wallets. It also provides secured and unsecured loans to micro, small, and medium enterprises (MSMEs) and SMEs; loans against property, mutual funds, insurance policies, and shares; lease rental discounting, business and professional loans, working capital loans, and term loans; developer finance; and new and used car, and tractor financing. In addition, the company offer commercial and rural lending; public and corporate deposits; loans against securities; and various investment services, including demat services, broking, and margin trade financing. Further, it distributes life, health, and general insurance products. The company was formerly known as Bajaj Auto Finance Limited and changed its name to Bajaj Finance Limited in September 2010. The company was incorporated in 1987 and is based in Pune, India. Bajaj Finance Limited is a subsidiary of Bajaj Finserv Ltd.

Revenue projections:

Revenue projections for BAJFINANCE
Revenue projections for BAJFINANCE

With BAJFINANCE's revenue forecasted to drop below last year's level, investors are expected to take a cautious stance. Such declines typically affect a company's bottom line, reducing profitability and making investors hesitant to invest heavily in the company until financial performance improves.

Financial Ratios:

currentRatio 0.00000
forwardPE 27.48654
debtToEquity 290.32100
earningsGrowth 0.15700
revenueGrowth 0.19600
grossMargins 0.93329
operatingMargins 0.59842
trailingEps 257.44000
forwardEps 0.00000

BAJFINANCE's Forward PE is well-positioned, indicating the stock price is favorable compared to its earnings. This suggests the stock is not overpriced and offers room for growth, making it an attractive option for investors looking for future value appreciation.
BAJFINANCE's elevated debt-to-equity ratio highlights its heavy reliance on debt. This high leverage increases the company's exposure to financial risk, making it more vulnerable to market fluctuations and economic downturns.
With positive growth in both earnings and revenue, BAJFINANCE is expected to grow its business. These indicators highlight a strong financial outlook, with the company on track for continued expansion and increasing profitability.
With positive gross and operating margins, BAJFINANCE demonstrates strong profitability. This reflects the company's ability to manage costs and maintain healthy profits, showcasing effective operational efficiency and financial stability.

Price projections:

Price projections for BAJFINANCE
Price projections for BAJFINANCE

The steady upward revision of Bajaj Finance Limited's price projections indicates growing confidence in the company's future. Analysts are increasingly optimistic about Bajaj Finance Limited's potential to deliver strong results and increased market value.

Insider Transactions:

Insider Transactions for BAJFINANCE
Insider Transactions for BAJFINANCE


5 transactions were made to sell BAJFINANCE shares, with market price of 7967.4298828125.BAJFINANCE stock was bought in 2 transactions, while the market price was at 7256.35009765625.The insider transaction records do not exhibit a strong trend, leaving the company’s future direction unclear based on this data alone.

Recommendation changes over time:

Recommendations trend for BAJFINANCE
Recommendations trend for BAJFINANCE


Analysts have shown a buy bias for BAJFINANCE, signaling it as a strong investment choice. This positive outlook could motivate investors to allocate funds to BAJFINANCE, seeing it as a reliable and potentially profitable option, especially in an environment where the stock market is highly scrutinized.