Overall Fundamental outlook

Business Operations:

Sector: Financial Services
Industry: Financial Conglomerates

Bajaj Finserv Ltd., through its subsidiaries, engages in the provision of financial services in India. The company operates through Life Insurance, General Insurance, Windpower, Retail Financing, and Investments and Others segments. It offers personal, business, home, home renovation, commercial, car, and gold loans; two- and three-wheeler loans; mortgages; education loans; unsecured and secured loans to small and medium-sized enterprises, micro, small and medium enterprises, and professionals; loans against properties and securities; financing for products, such as consumer electronics, digital, lifecare, furniture, etc.; developer financing; and lease rental discounting products. The company also provides investment products, including fixed deposits, systematic deposit plans, and mutual funds; savings products; life, health, motor, fire, engineering, liabilities, marine, crop, car, two-wheeler, pet, home, travel, and personal accident insurance products; wealth management and retirement planning services; healthcare services comprising wellness, outpatient, and inpatient services; and wallets and credit cards. In addition, it offers pocket subscription plans; bill and recharge services; digital technology services; and trading and demat account, stock broking, margin trading, and HNI and retail broking services. Further, the company owns and operates 138 windmills with total installed capacity of 65.2 megawatts. Bajaj Finserv Ltd. was incorporated in 2007 and is based in Pune, India.

Revenue projections:

Revenue projections for BAJAJFINSV
Revenue projections for BAJAJFINSV

Bajaj Finserv Ltd.'s revenues are projected to exceed last year's figures, which may signal a promising investment opportunity if supported by other fundamental indicators. Investors may view this growth as a positive sign for the company's financial health and potential profitability, increasing interest in its stock.

Financial Ratios:

currentRatio 0.000000
forwardPE 22.531134
debtToEquity 221.494000
earningsGrowth 0.301000
revenueGrowth 0.129000
grossMargins 0.504220
operatingMargins 0.401120
trailingEps 58.960000
forwardEps 49.410000

BAJAJFINSV's Forward PE is in a favorable range, suggesting the stock is reasonably priced relative to its earnings. This indicates the stock is not overpriced, providing room for potential growth and making it an attractive option for investors looking for solid value and future upside.
Bajaj Finserv Ltd.'s high debt-to-equity ratio indicates significant leverage, meaning the company has more debt compared to its equity. While this can accelerate growth, it also increases financial risk if revenue or profits decline.
Bajaj Finserv Ltd.'s positive earnings and revenue growth reflect a strong outlook for the company's business expansion. The company is expected to continue growing, with increasing profitability and sales driving further growth in the near future.
Bajaj Finserv Ltd.'s positive gross and operating margins reflect strong financial performance. These metrics indicate that the company is efficiently managing its operations and generating healthy profits, contributing to a solid financial position.
BAJAJFINSV's forward EPS being less than its trailing EPS indicates the company may be less profitable this year than last. This signals potential challenges in maintaining earnings growth and could lead to concerns about future performance.

Price projections:

Price projections for BAJAJFINSV
Price projections for BAJAJFINSV

BAJAJFINSV's price projections have been revised higher over time, reflecting increased confidence in the company's future potential. This steady upward trend suggests analysts expect BAJAJFINSV to continue its positive trajectory.

Insider Transactions:

Insider Transactions for BAJAJFINSV
Insider Transactions for BAJAJFINSV


5 sales of BAJAJFINSV stock were made, with market price at 1864.5599853515625 per share.2 purchases of BAJAJFINSV were executed, with market price of 2033.3499755859375.Bajaj Finserv Ltd.'s current price levels are experiencing more selling activity, which could signal bearish sentiment. If this trend continues, it may lead to further price declines, as increased selling pressure typically indicates investor concerns about the stock's future performance.

Recommendation changes over time:

Recommendations trend for BAJAJFINSV
Recommendations trend for BAJAJFINSV


With analysts showing a buy bias for BAJAJFINSV, investors may be more inclined to see the stock as an attractive investment. The favorable outlook could spur increased interest, positioning BAJAJFINSV as a safe and profitable place for investors to allocate their funds and seek growth.