Overall Fundamental outlook

Business Operations:

Sector: Financial Services
Industry: Financial Conglomerates

Bajaj Finserv Ltd., through its subsidiaries, engages in the provision of financial services in India. The company operates through Life Insurance, General Insurance, Windpower, Retail Financing, and Investments and Others segments. It offers personal, business, home, home renovation, commercial, car, and gold loans; two- and three-wheeler loans; mortgages; education loans; unsecured and secured loans to small and medium-sized enterprises, micro, small and medium enterprises, and professionals; loans against properties and securities; financing for products, such as consumer electronics, digital, lifecare, furniture, etc.; developer financing; and lease rental discounting products. The company also provides investment products, including fixed deposits, systematic deposit plans, and mutual funds; savings products; life, health, motor, fire, engineering, liabilities, marine, crop, car, two-wheeler, pet, home, travel, and personal accident insurance products; wealth management and retirement planning services; healthcare services comprising wellness, outpatient, and inpatient services; and wallets and credit cards. In addition, it offers pocket subscription plans; bill and recharge services; digital technology services; and trading and demat account, stock broking, margin trading, and HNI and retail broking services. Further, the company owns and operates 138 windmills with total installed capacity of 65.2 megawatts. Bajaj Finserv Ltd. was incorporated in 2007 and is based in Pune, India.

Revenue projections:

Revenue projections for BAJAJFINSV
Revenue projections for BAJAJFINSV

Bajaj Finserv Ltd.'s revenues are expected to fall below last year's, and this forecast tends to raise concerns among investors. A revenue drop can negatively impact the company's profitability, making investors more cautious about their positions due to the risks of declining financial performance.

Financial Ratios:

currentRatio 0.000000
forwardPE 28.680037
debtToEquity 211.987000
earningsGrowth 0.037000
revenueGrowth 0.093000
grossMargins 0.502170
operatingMargins 0.385820
trailingEps 53.170000
forwardEps 49.410000

BAJAJFINSV's Forward PE is in an attractive range, meaning its stock price aligns well with earnings and isn't inflated. This creates room for growth, making it a solid investment opportunity for those looking to benefit from potential price appreciation.
BAJAJFINSV's high debt-to-equity ratio points to a heavily leveraged company, with more debt than equity in its capital structure. While this can boost growth, it increases financial vulnerability in times of economic difficulty.
Positive gross and operating margins for Bajaj Finserv Ltd. demonstrate the company's profitability. These margins reflect strong financial performance, with efficient operations contributing to the company's ability to generate consistent profits.
With BAJAJFINSV's forward EPS lower than its trailing EPS, the company is expected to experience a drop in profitability. This suggests a potential slowdown in financial performance compared to the previous year.

Price projections:

Price projections for BAJAJFINSV
Price projections for BAJAJFINSV



Insider Transactions:

Insider Transactions for BAJAJFINSV
Insider Transactions for BAJAJFINSV


6 BAJAJFINSV transactions were recorded, when the market price was 1744.441650390625.1 transactions to buy BAJAJFINSV occurred, with market price at 2010.699951171875.BAJAJFINSV's current price levels are experiencing more buying activity than selling, which may point to a favorable outlook. This trend suggests investor confidence in the stock's future, potentially indicating expectations of continued growth.

Recommendation changes over time:

Recommendations trend for BAJAJFINSV
Recommendations trend for BAJAJFINSV


Analysts have been favoring BAJAJFINSV with a buy bias recently, signaling a promising investment opportunity. This optimistic outlook may attract more investors, positioning BAJAJFINSV as a desirable option for those seeking to invest their money in a stable, profitable company with strong growth potential.