Overall Fundamental outlook

Business Operations:

Sector: Financial Services
Industry: Financial Conglomerates

Bajaj Finserv Ltd., through its subsidiaries, engages in the provision of financial services in India. The company operates through Life Insurance, General Insurance, Windpower, Retail Financing, and Investments and Others segments. It offers personal, business, home, home renovation, commercial, car, and gold loans; two- and three-wheeler loans; mortgages; education loans; unsecured and secured loans to small and medium-sized enterprises, micro, small and medium enterprises, and professionals; loans against properties and securities; financing for products, such as consumer electronics, digital, lifecare, furniture, etc.; developer financing; and lease rental discounting products. The company also provides investment products, including fixed deposits, systematic deposit plans, and mutual funds; savings products; life, health, motor, fire, engineering, liabilities, marine, crop, car, two-wheeler, pet, home, travel, and personal accident insurance products; wealth management and retirement planning services; healthcare services comprising wellness, outpatient, and inpatient services; and wallets and credit cards. In addition, it offers pocket subscription plans; bill and recharge services; digital technology services; and trading and demat account, stock broking, margin trading, and HNI and retail broking services. Further, the company owns and operates 138 windmills with total installed capacity of 65.2 megawatts. Bajaj Finserv Ltd. was incorporated in 2007 and is based in Pune, India.

Revenue projections:

Revenue projections for BAJAJFINSV
Revenue projections for BAJAJFINSV

BAJAJFINSV is projected to see revenue growth above last year's, which could present an attractive opportunity for investors. If additional fundamental signals confirm this trend, it may indicate that the company is on a strong financial trajectory, making it a good time to invest.

Financial Ratios:

currentRatio 0.000000
forwardPE 24.531538
debtToEquity 221.494000
earningsGrowth 0.301000
revenueGrowth 0.129000
grossMargins 0.504220
operatingMargins 0.401120
trailingEps 58.970000
forwardEps 49.410000

BAJAJFINSV's Forward PE being in a reasonable range suggests the stock is fairly priced based on its earnings. The stock isn't overpriced, leaving room for growth, making it an attractive investment for those seeking opportunities for future value appreciation.
BAJAJFINSV's high debt-to-equity ratio points to a heavily leveraged company, with more debt than equity in its capital structure. While this can boost growth, it increases financial vulnerability in times of economic difficulty.
Bajaj Finserv Ltd.'s positive earnings and revenue growth indicate that the company is on track to expand its business. This growth suggests a strong financial outlook, with increasing profits and sales positioning Bajaj Finserv Ltd. for continued success in the market.
BAJAJFINSV's positive gross and operating margins reflect strong financial performance. These metrics indicate that the company is efficiently managing its operations and generating healthy profits, contributing to a solid financial position.
BAJAJFINSV's forward EPS being less than trailing EPS suggests the company may see a drop in profitability this year. This signals potential financial challenges and a less optimistic outlook for earnings growth.

Price projections:

Price projections for BAJAJFINSV
Price projections for BAJAJFINSV

BAJAJFINSV's stock price has regularly been near the lower end of projections, indicating that it may be struggling to attract investor interest. This pattern suggests a cautious sentiment surrounding the company's future performance.

Insider Transactions:

Insider Transactions for BAJAJFINSV
Insider Transactions for BAJAJFINSV


There were 4 Bajaj Finserv Ltd. stock sales, with market price at 1920.0374755859375.There were 2 buy transactions of BAJAJFINSV, with market price at 2033.3499755859375.The recent trend of increased buying at BAJAJFINSV's current price levels may indicate a favorable market sentiment. This could point to a positive outlook for the stock, as investors show growing confidence through higher buy activity.

Recommendation changes over time:

Recommendations trend for BAJAJFINSV
Recommendations trend for BAJAJFINSV


Analysts have maintained a buy bias for Bajaj Finserv Ltd., which could prompt investors to consider the stock as a viable investment. With this positive outlook, Bajaj Finserv Ltd. is positioned as an attractive option for those looking to park their money in a stable and potentially lucrative company.