Overall Fundamental outlook

Business Operations:

Sector: Financial Services
Industry: Financial Conglomerates

Bajaj Finserv Ltd., through its subsidiaries, engages in the provision of financial services in India. The company operates through Life Insurance, General Insurance, Windpower, Retail Financing, and Investments and Others segments. It offers personal, business, home, home renovation, commercial, car, and gold loans; two- and three-wheeler loans; mortgages; education loans; unsecured and secured loans to small and medium-sized enterprises, micro, small and medium enterprises, and professionals; loans against properties and securities; financing for products, such as consumer electronics, digital, lifecare, furniture, etc.; developer financing; and lease rental discounting products. The company also provides investment products, including fixed deposits, systematic deposit plans, and mutual funds; savings products; life, health, motor, fire, engineering, liabilities, marine, crop, car, two-wheeler, pet, home, travel, and personal accident insurance products; wealth management and retirement planning services; healthcare services comprising wellness, outpatient, and inpatient services; and wallets and credit cards. In addition, it offers pocket subscription plans; bill and recharge services; digital technology services; and trading and demat account, stock broking, margin trading, and HNI and retail broking services. Further, the company owns and operates 138 windmills with total installed capacity of 65.2 megawatts. Bajaj Finserv Ltd. was incorporated in 2007 and is based in Pune, India.

Revenue projections:

Revenue projections for BAJAJFINSV
Revenue projections for BAJAJFINSV

BAJAJFINSV's revenues are expected to rise above the previous year's, which could indicate a strong investment opportunity. If this growth is backed by other key fundamentals, investors may find the company's improving financial performance to be a sign of potential profitability and long-term success.

Financial Ratios:

currentRatio 3.031000
forwardPE 23.425545
debtToEquity 221.476000
earningsGrowth 0.133000
revenueGrowth 0.139000
grossMargins 0.501810
operatingMargins 0.341660
trailingEps 54.980000
forwardEps 49.410000

BAJAJFINSV's current ratio is 3.031, showing the company's capacity to service its short-term debt through its cash reserves and current assets. This is a positive indicator of liquidity, suggesting BAJAJFINSV has no trouble covering its short-term financial obligations.
With BAJAJFINSV's Forward PE in a favorable range, the stock appears reasonably priced compared to its earnings. This suggests that it's not overpriced and there is room for growth, providing an encouraging opportunity for investors seeking future value increases.
BAJAJFINSV's high debt-to-equity ratio reveals that the company is heavily reliant on debt for financing. This high level of leverage increases the risk of financial strain if profits decline or interest rates rise.
BAJAJFINSV's positive earnings and revenue growth indicate that the company is expected to continue expanding its business. These trends reflect strong financial health, with increasing profits and sales suggesting sustained growth and success for BAJAJFINSV.
Bajaj Finserv Ltd.'s positive gross and operating margins indicate healthy profitability. These margins reflect the company's ability to generate income efficiently from its operations, signaling strong financial performance and effective cost management.
Bajaj Finserv Ltd.'s forward EPS being less than trailing EPS indicates the company's profitability is expected to decrease. This signals a potential downturn in financial performance compared to the previous year.

Price projections:

Price projections for BAJAJFINSV
Price projections for BAJAJFINSV

Over time, price projections for Bajaj Finserv Ltd. have gradually risen, signaling growing optimism about the company's future. This upward revision reflects increasing confidence in Bajaj Finserv Ltd.'s ability to achieve strong financial results.

Insider Transactions:

Insider Transactions for BAJAJFINSV
Insider Transactions for BAJAJFINSV


BAJAJFINSV had 4 sell transactions, while the market price was at 1816.6999816894531 per share.1 transactions to buy Bajaj Finserv Ltd. occurred, with market price at 2010.699951171875.The trend of more buys than sells at Bajaj Finserv Ltd.'s current price levels suggests a possible bullish sentiment. This could indicate that investors are expecting a favorable outlook for the stock, prompting more buying activity.

Recommendation changes over time:

Recommendations trend for BAJAJFINSV
Recommendations trend for BAJAJFINSV


The analysts' recent buy bias for BAJAJFINSV indicates strong confidence in the stock's future performance. This could encourage more investors to view BAJAJFINSV as a worthwhile investment, positioning the company as a top choice for those seeking financial security and long-term growth opportunities.