Overall Fundamental outlook

Business Operations:

Sector: Financial Services
Industry: Banks - Regional

AU Small Finance Bank Limited engages in the provision of various banking and financial services in India. The company operates through Treasury, Retail Banking, Wholesale Banking, and Other Banking Operations segments. It provides saving, salary, term, current, escrow, trade, fixed, RERA, and recurring deposit accounts; and debit and credit cards, as well as safe deposit locker services. The company also offers vehicle loans for cars, two-wheelers, tractors, and commercial vehicles, as well as construction equipment; personal, home, gold, business, agriculture, working capital, and construction loans; and financial institutional lending services. In addition, it provides life, health, general, fire, SME, and motor insurance; mutual funds and national pension system; overdraft, cash credit, bank guarantee, and letters of credit; and internet and mobile banking, collection and receivables, and payment and other merchant payment services. Further, the company provides government banking services to central government, state governments, central and state public sector undertakings, boards, defense, urban local bodies, and other government departments. It operates through its bank branches, correspondents banking outlets, business correspondents, and ATMs. The company was formerly known as AU Financiers (India) Limited and changed its name to AU Small Finance Bank Limited in May 2017. AU Small Finance Bank Limited was incorporated in 1996 and is headquartered in Jaipur, India.

Revenue projections:

Revenue projections for AUBANK
Revenue projections for AUBANK

AUBANK's revenue is projected to decrease from last year, a development that could lead investors to adopt a more cautious approach. A revenue decline can negatively affect profitability, signaling challenges for the company and making it less attractive for those seeking solid financial performance.

Financial Ratios:

currentRatio 0.000000
forwardPE 17.092178
debtToEquity 0.000000
earningsGrowth 0.154000
revenueGrowth 0.081000
grossMargins 0.000000
operatingMargins 0.335450
trailingEps 29.280000
forwardEps 21.210000

AU Small Finance Bank Limited's Forward PE being in a reasonable range suggests the stock is fairly priced based on its earnings. The stock isn't overpriced, leaving room for growth, making it an attractive investment for those seeking opportunities for future value appreciation.
AUBANK's forward EPS being lower than its trailing EPS suggests the company is expected to see reduced profitability in the current financial year compared to the previous one. This signals a potential decline in earnings, raising concerns about future financial performance.

Price projections:

Price projections for AUBANK
Price projections for AUBANK

The steady upward revision of AUBANK's price projections indicates growing confidence in the company's performance. Analysts are becoming increasingly optimistic about AUBANK's future prospects and potential for growth.

Insider Transactions:

Insider Transactions for AUBANK
Insider Transactions for AUBANK


3 AU Small Finance Bank Limited stock sales were completed, with market price of 775.4000040690104.There were no sell transactions during the given timeframe.With more buys than sells around AUBANK's current price, there seems to be increased confidence among investors. This shift may indicate a favorable outlook, as the buying behavior suggests optimism for the stock's future growth or resilience.

Recommendation changes over time:

Recommendations trend for AUBANK
Recommendations trend for AUBANK


AU Small Finance Bank Limited has garnered mixed reviews from analysts, with no clear buy or sell stance. This lack of consensus suggests uncertainty, making it advisable for investors to look into additional market research before making any decisions about the stock.