Overall Fundamental outlook

Business Operations:

Sector: Financial Services
Industry: Banks - Regional

AU Small Finance Bank Limited engages in the provision of various banking and financial services in India. The company operates through Treasury, Retail Banking, Wholesale Banking, and Other Banking Operations segments. It provides saving, salary, term, current, escrow, trade, fixed, RERA, and recurring deposit accounts; and debit and credit cards, as well as safe deposit locker services. The company also offers vehicle loans for cars, two-wheelers, tractors, and commercial vehicles, as well as construction equipment; personal, home, gold, business, agriculture, working capital, and construction loans; and financial institutional lending services. In addition, it provides life, health, general, fire, SME, and motor insurance; mutual funds and national pension system; overdraft, cash credit, bank guarantee, and letters of credit; and internet and mobile banking, collection and receivables, and payment and other merchant payment services. Further, the company provides government banking services to central government, state governments, central and state public sector undertakings, boards, defense, urban local bodies, and other government departments. It operates through its bank branches, correspondents banking outlets, business correspondents, and ATMs. The company was formerly known as AU Financiers (India) Limited and changed its name to AU Small Finance Bank Limited in May 2017. AU Small Finance Bank Limited was incorporated in 1996 and is headquartered in Jaipur, India.

Revenue projections:

Revenue projections for AUBANK
Revenue projections for AUBANK

AUBANK's revenue projections indicate a decrease from last year's performance, which could lead to investor caution. A fall in revenue is likely to negatively impact the company's profitability, causing concern for shareholders who may view this as a signal of declining financial health.

Financial Ratios:

currentRatio 0.00000
forwardPE 20.15526
debtToEquity 0.00000
earningsGrowth 0.25300
revenueGrowth 0.27800
grossMargins 0.00000
operatingMargins 0.32341
trailingEps 30.83000
forwardEps 47.74684

AU Small Finance Bank Limited's Forward PE is in a favorable range, suggesting the stock is reasonably priced relative to its earnings. This indicates the stock is not overpriced, providing room for potential growth and making it an attractive option for investors looking for solid value and future upside.
AUBANK's positive earnings and revenue growth signal that the company is expected to expand its business. This healthy financial trend reflects an optimistic outlook, suggesting continued growth in both sales and profits for AUBANK.
With AU Small Finance Bank Limited's forward EPS higher than its trailing EPS, the company is expected to be more profitable in the current financial year. This signals confidence in AU Small Finance Bank Limited's growth potential, as improved earnings are forecasted compared to the prior year's performance.

Price projections:

Price projections for AUBANK
Price projections for AUBANK

AUBANK's price projections have consistently been revised higher, indicating growing confidence in the company's future potential. Analysts appear more optimistic about AUBANK's ability to generate strong results going forward.

Insider Transactions:

Insider Transactions for AUBANK
Insider Transactions for AUBANK


4 AU Small Finance Bank Limited sales were executed, with market price at 808.7250061035156.During the period under consideration, no sell transactions took place.AUBANK's current price levels are seeing more buying activity than selling, which might indicate a bullish sentiment. Investors appear to be confident, interpreting the buying trend as a sign of positive expectations for the stock's future performance.

Recommendation changes over time:

Recommendations trend for AUBANK
Recommendations trend for AUBANK


The analysts' recent buy bias for AUBANK indicates strong confidence in the stock's future performance. This could encourage more investors to view AUBANK as a worthwhile investment, positioning the company as a top choice for those seeking financial security and long-term growth opportunities.