Overall Fundamental outlook

Business Operations:

Sector: Financial Services
Industry: Mortgage Finance

Aptus Value Housing Finance India Limited, together with its subsidiary, Aptus Finance India Private Limited, operates as a housing finance company in India. The company offers home construction, purchase, renovation, and extension loans; and loans against property for construction and purchase of houses; and credit shield and property insurance, as well as small business and top-up loans. It serves the self-employed, and low-and middle-income families from rural and semi urban areas. Aptus Value Housing Finance India Limited was incorporated in 2009 and is headquartered in Chennai, India.

Revenue projections:

Revenue projections for APTUS
Revenue projections for APTUS

APTUS's revenue projections show a decrease from last year, which tends to make investors more cautious. This could have a negative impact on the company's bottom line, as lower revenues typically suggest reduced profitability and growth potential, prompting concern among investors.

Financial Ratios:

currentRatio 261.306000
forwardPE 12.517612
debtToEquity 157.024000
earningsGrowth 0.242000
revenueGrowth 0.243000
grossMargins 0.999560
operatingMargins 0.794050
trailingEps 16.850000
forwardEps 21.817260

APTUS's current ratio of 261.306, indicating that the company can meet its short-term debt obligations with ease. This high liquidity level is a positive sign, as APTUS has enough cash and current assets to handle its immediate liabilities comfortably.
APTUS's Forward PE being in a good range suggests that its stock price is aligned well with earnings. The stock is not considered overpriced, offering room for future growth, which makes it an appealing investment opportunity with the potential for value appreciation.
Aptus Value Housing Finance India Limited's high debt-to-equity ratio shows the company is significantly leveraged, relying heavily on debt financing. This raises the potential for increased financial risk, especially if the company's earnings or cash flow are negatively impacted.
APTUS's positive earnings and revenue growth indicate that the company is expected to continue expanding its business. These trends reflect strong financial health, with increasing profits and sales suggesting sustained growth and success for APTUS.
Aptus Value Housing Finance India Limited's positive gross and operating margins reflect strong financial performance. These metrics indicate that the company is efficiently managing its operations and generating healthy profits, contributing to a solid financial position.
APTUS's forward EPS surpasses its trailing EPS, reflecting expectations of higher profitability in the current year. This suggests that APTUS is projected to generate stronger earnings, indicating an optimistic financial outlook compared to the prior year's results.

Price projections:

Price projections for APTUS
Price projections for APTUS

Aptus Value Housing Finance India Limited's present price, in relation to projections, does not offer clear risks or opportunities. This stable scenario suggests a period of consolidation, where investors might prefer to hold off on significant changes in strategy.

Recommendation changes over time:

Recommendations trend for APTUS
Recommendations trend for APTUS


Analysts have been favoring Aptus Value Housing Finance India Limited with a buy bias recently, signaling a promising investment opportunity. This optimistic outlook may attract more investors, positioning Aptus Value Housing Finance India Limited as a desirable option for those seeking to invest their money in a stable, profitable company with strong growth potential.