Overall Fundamental outlook

Business Operations:

Sector: Financial Services
Industry: Mortgage Finance

Aptus Value Housing Finance India Limited, together with its subsidiary, Aptus Finance India Private Limited, operates as a housing finance company in India. The company offers home construction, purchase, renovation, and extension loans; and loans against property for construction and purchase of houses; and credit shield and property insurance, as well as small business and top-up loans. It serves the self-employed, and low-and middle-income families from rural and semi urban areas. Aptus Value Housing Finance India Limited was incorporated in 2009 and is headquartered in Chennai, India.

Revenue projections:

Revenue projections for APTUS
Revenue projections for APTUS

With APTUS's revenues expected to fall below the previous year's, investors are likely to approach the stock with caution. Declining revenues can negatively affect profitability, which makes it harder for the company to maintain investor confidence and perform well in the market.

Financial Ratios:

currentRatio 0.000000
forwardPE 15.569525
debtToEquity 159.223000
earningsGrowth 0.281000
revenueGrowth 0.278000
grossMargins 0.999540
operatingMargins 0.795120
trailingEps 15.970000
forwardEps 18.650000

APTUS's Forward PE is in a strong range, indicating that its stock price compares well with its earnings. The stock is not considered overpriced, leaving ample room for growth and making it a promising option for investors looking for value and future returns.
Aptus Value Housing Finance India Limited's high debt-to-equity ratio indicates that the company is using more debt than equity to fund its operations. This high leverage could expose the company to greater financial risk, especially during periods of declining profitability.
Positive earnings and revenue growth for Aptus Value Housing Finance India Limited point to expected business expansion. The company is projected to continue growing its operations, as increasing profits and sales highlight a strong trajectory for further growth in the future.
With positive gross and operating margins, APTUS demonstrates strong profitability. This reflects the company's ability to manage costs and maintain healthy profits, showcasing effective operational efficiency and financial stability.
With a forward EPS greater than its trailing EPS, Aptus Value Housing Finance India Limited is expected to see higher profitability this year. The forecasted increase in earnings reflects optimism about the company's financial growth and potential for improved performance over the prior year.

Price projections:

Price projections for APTUS
Price projections for APTUS

APTUS's price projections have gradually risen, indicating growing confidence in the company's prospects. This upward trend suggests that analysts expect APTUS to continue performing well in the future.

Recommendation changes over time:

Recommendations trend for APTUS
Recommendations trend for APTUS


The analysts' recent buy bias for Aptus Value Housing Finance India Limited indicates strong confidence in the stock's future performance. This could encourage more investors to view Aptus Value Housing Finance India Limited as a worthwhile investment, positioning the company as a top choice for those seeking financial security and long-term growth opportunities.