Overall Fundamental outlook

Business Operations:

Sector: Financial Services
Industry: Mortgage Finance

Aptus Value Housing Finance India Limited, together with its subsidiary, Aptus Finance India Private Limited, operates as a housing finance company in India. The company offers home construction, purchase, renovation, and extension loans; and loans against property for construction and purchase of houses; and credit shield and property insurance, as well as small business and top-up loans. It serves the self-employed, and low-and middle-income families from rural and semi urban areas. Aptus Value Housing Finance India Limited was incorporated in 2009 and is headquartered in Chennai, India.

Revenue projections:

Revenue projections for APTUS
Revenue projections for APTUS

With Aptus Value Housing Finance India Limited's revenue expected to be lower than the previous year, investors may become cautious. Declining revenues often negatively impact the bottom line, reducing profitability and raising concerns among investors about the company's ability to maintain strong financial performance moving forward.

Financial Ratios:

currentRatio 0.000000
forwardPE 18.292858
debtToEquity 154.359000
earningsGrowth 0.210000
revenueGrowth 0.206000
grossMargins 0.999760
operatingMargins 0.794970
trailingEps 14.160000
forwardEps 18.650000

Aptus Value Housing Finance India Limited's Forward PE is in a favorable range, suggesting the stock is reasonably priced relative to its earnings. This indicates the stock is not overpriced, providing room for potential growth and making it an attractive option for investors looking for solid value and future upside.
APTUS's high debt-to-equity ratio indicates that the company is heavily leveraged. This suggests a significant reliance on debt to finance its operations, which could expose the company to higher financial risks if its cash flow or profitability decreases.
Positive earnings and revenue growth for APTUS suggest that the company is positioned for business expansion. The company's strong financial performance indicates sustained growth, as increasing sales and profits fuel its future success.
APTUS's positive gross and operating margins reflect its ability to generate profits from operations. These margins demonstrate efficient cost control and profitability, indicating strong financial health for the company.
Aptus Value Housing Finance India Limited's forward EPS is greater than its trailing EPS, indicating that the company is expected to deliver higher profitability this year. This suggests that Aptus Value Housing Finance India Limited is projected to improve its earnings, reflecting positive growth compared to last year's financial performance.

Price projections:

Price projections for APTUS
Price projections for APTUS

Aptus Value Housing Finance India Limited's price has consistently hovered around the lower end of analysts' projections. This pattern may reflect concerns regarding the company's ability to achieve its anticipated growth.

Recommendation changes over time:

Recommendations trend for APTUS
Recommendations trend for APTUS


Analysts have shown a buy bias for APTUS, signaling it as a strong investment choice. This positive outlook could motivate investors to allocate funds to APTUS, seeing it as a reliable and potentially profitable option, especially in an environment where the stock market is highly scrutinized.