Overall Fundamental outlook

Business Operations:

Sector: Financial Services
Industry: Mortgage Finance

Aptus Value Housing Finance India Limited, together with its subsidiary, Aptus Finance India Private Limited, operates as a housing finance company in India. The company offers home construction, purchase, renovation, and extension loans; and loans against property for construction and purchase of houses; and credit shield and property insurance, as well as small business and top-up loans. It serves the self-employed, and low-and middle-income families from rural and semi urban areas. Aptus Value Housing Finance India Limited was incorporated in 2009 and is headquartered in Chennai, India.

Revenue projections:

Revenue projections for APTUS
Revenue projections for APTUS

The projected decline in APTUS's revenues compared to last year is expected to make investors cautious. A drop in revenue often has a direct negative effect on the company's bottom line, signaling potential challenges that could undermine investor confidence and reduce overall profitability.

Financial Ratios:

currentRatio 239.779000
forwardPE 13.889561
debtToEquity 159.223000
earningsGrowth 0.268000
revenueGrowth 0.825000
grossMargins 1.000000
operatingMargins 0.559790
trailingEps 15.010000
forwardEps 18.650000

APTUS's current ratio is 239.779, signaling that the company has sufficient cash reserves and current assets to cover its short-term debt obligations. This suggests financial stability, as APTUS should not face any issues meeting its short-term liabilities with available resources.
APTUS's Forward PE is in a favorable range, meaning its stock price compares well with its earnings and isn't overpriced. This leaves room for growth, making it a compelling opportunity for investors looking to benefit from potential future gains.
APTUS's high debt-to-equity ratio shows the company is significantly leveraged, relying heavily on debt financing. This raises the potential for increased financial risk, especially if the company's earnings or cash flow are negatively impacted.
Aptus Value Housing Finance India Limited's positive earnings and revenue growth reflect an optimistic outlook for the company's future. The growth in these key areas indicates that Aptus Value Housing Finance India Limited is expected to continue expanding its business and boosting its financial performance in the coming periods.
Aptus Value Housing Finance India Limited's positive gross and operating margins indicate a profitable and efficient business model. These metrics highlight the company's ability to generate income while controlling operational costs, reflecting strong financial performance.
APTUS's forward EPS is higher than its trailing EPS, suggesting the company is expected to see an increase in profitability this year. This points to positive growth, indicating that APTUS is projected to improve its financial performance compared to the previous year.

Price projections:

Price projections for APTUS
Price projections for APTUS

The price of APTUS has remained consistently close to the lower limit of projections. This ongoing pattern raises concerns about the stock's performance and may reflect market hesitance regarding the company's growth prospects.

Recommendation changes over time:

Recommendations trend for APTUS
Recommendations trend for APTUS


Aptus Value Housing Finance India Limited has garnered a buy bias from analysts recently, suggesting the stock is a good investment opportunity. This may lead to increased investor interest, as Aptus Value Housing Finance India Limited is seen as a reliable place to park money for those looking to benefit from potential market gains and company growth.