Overall Fundamental outlook

Business Operations:

Sector: Financial Services
Industry: Mortgage Finance

Aptus Value Housing Finance India Limited, together with its subsidiary, Aptus Finance India Private Limited, operates as a housing finance company in India. The company offers home construction, purchase, renovation, and extension loans; and loans against property for construction and purchase of houses; and credit shield and property insurance, as well as small business and top-up loans. It serves the self-employed, and low-and middle-income families from rural and semi urban areas. Aptus Value Housing Finance India Limited was incorporated in 2009 and is headquartered in Chennai, India.

Revenue projections:

Revenue projections for APTUS
Revenue projections for APTUS

APTUS's revenue is forecasted to dip below last year's figures, raising concerns for investors who are typically wary of declining financial performance. Such drops can directly affect the company's bottom line, potentially leading to a decrease in overall profitability, making investors more cautious in their decisions.

Financial Ratios:

currentRatio 0.00000
forwardPE 13.93279
debtToEquity 159.22300
earningsGrowth 0.28100
revenueGrowth 0.27800
grossMargins 0.99954
operatingMargins 0.79512
trailingEps 15.97000
forwardEps 18.65000

Aptus Value Housing Finance India Limited's Forward PE ratio suggests the stock price is reasonable in relation to earnings. It's not overpriced, providing room for future growth, making the stock a potentially valuable investment for those seeking long-term gains.
Aptus Value Housing Finance India Limited's elevated debt-to-equity ratio reflects substantial leverage, meaning the company relies heavily on borrowed funds. This could increase financial risk, particularly in times of economic uncertainty or if the company's profitability declines.
Positive earnings and revenue growth for Aptus Value Housing Finance India Limited point to expected business expansion. The company is projected to continue growing its operations, as increasing profits and sales highlight a strong trajectory for further growth in the future.
APTUS's positive gross and operating margins reflect strong financial performance. These metrics indicate that the company is efficiently managing its operations and generating healthy profits, contributing to a solid financial position.
APTUS's forward EPS is higher than its trailing EPS, suggesting the company is expected to see an increase in profitability this year. This points to positive growth, indicating that APTUS is projected to improve its financial performance compared to the previous year.

Price projections:

Price projections for APTUS
Price projections for APTUS

The stock price of APTUS has frequently been close to the lower end of analysts' projections. This trend indicates potential struggles for the company in achieving the growth anticipated by the market.

Recommendation changes over time:

Recommendations trend for APTUS
Recommendations trend for APTUS


A recent buy bias from analysts toward APTUS may inspire confidence in investors, who could view the stock as a promising investment. This positive sentiment suggests that APTUS might be an appealing option for those looking to grow their wealth through stock market investments.