Overall Fundamental outlook

Business Operations:

Sector: Financial Services
Industry: Financial Conglomerates

Aditya Birla Capital Limited, through its subsidiaries, provides various financial products and services in India and internationally. It operates through NBFC, Housing Finance, Life Insurance, Asset Management, General Insurance Broking, Stock and Securities Broking, Health Insurance, and Other Financial Services segments. The company offers housing loans, such as home extension, renovation, construction, and plot and construction loans; loan against property; personal and flexible loans; secured and unsecured business loan; corporate loans; lease rental discounting; construction finance; and SME loans, as well as loans against securities. It also provides debt, equity, hybrid, retirement, children's, exchange traded, and index funds, and fund of funds; equity trading, margin trading facility, and bonds; fixed deposit and digital gold; and tax planning services; mutual funds; stock and securities; pension funds; and portfolio management services. In addition, the company offers life insurance, including term insurance, and retirement, savings, and ULIP plans; health and wellness, and super top-up health insurance plans; and motor insurance comprising bike and car insurance products, as well as group life, health, and corporate general insurance products. Further, it provides payment solutions and credit card products. The company was incorporated in 2007 and is based in Mumbai, India. Aditya Birla Capital Limited operates as a subsidiary of Grasim Industries Limited.

Revenue projections:

Revenue projections for ABCAPITAL
Revenue projections for ABCAPITAL

Aditya Birla Capital Limited's projected revenue decline from last year is likely to make investors cautious. Lower revenues often hurt a company's bottom line, leading investors to be concerned about the company's ability to maintain profitability and deliver strong financial results in the future.

Financial Ratios:

currentRatio 67.394000
forwardPE 17.652414
debtToEquity 459.779000
earningsGrowth -0.147000
revenueGrowth -0.031000
grossMargins 0.271440
operatingMargins 0.153330
trailingEps 12.390000
forwardEps 19.731010

Aditya Birla Capital Limited's current ratio is 67.394, signaling that the company has sufficient cash reserves and current assets to cover its short-term debt obligations. This suggests financial stability, as Aditya Birla Capital Limited should not face any issues meeting its short-term liabilities with available resources.
ABCAPITAL's Forward PE being in a good range indicates that the stock is valued appropriately based on its earnings. This suggests the stock is not overpriced and leaves room for growth, providing investors with an opportunity for potential appreciation in value.
Aditya Birla Capital Limited's high debt-to-equity ratio shows the company is significantly leveraged, relying heavily on debt financing. This raises the potential for increased financial risk, especially if the company's earnings or cash flow are negatively impacted.
Aditya Birla Capital Limited's low earnings and revenue growth suggest that the company may see declining profits. This indicates potential financial challenges ahead, and could lead to a more cautious outlook from investors.
ABCAPITAL's negative gross and operating margins reflect unprofitability, suggesting the company is unable to generate revenue sufficient to cover its costs. This could indicate deeper financial challenges or declining efficiency.
Aditya Birla Capital Limited's forward EPS is higher than its trailing EPS, suggesting the company is expected to improve its profitability this financial year. This reflects growing confidence in Aditya Birla Capital Limited's earnings potential, with forecasts indicating better financial performance than in the prior year.

Price projections:

Price projections for ABCAPITAL
Price projections for ABCAPITAL

Aditya Birla Capital Limited's stock price has consistently been near the lower edge of expected values, indicating potential struggles in meeting growth projections. This trend may reflect a cautious market sentiment toward the company.

Recommendation changes over time:

Recommendations trend for ABCAPITAL
Recommendations trend for ABCAPITAL


The analysts' recent buy bias for ABCAPITAL indicates strong confidence in the stock's future performance. This could encourage more investors to view ABCAPITAL as a worthwhile investment, positioning the company as a top choice for those seeking financial security and long-term growth opportunities.