Overall Fundamental outlook

Business Operations:

Sector: Financial Services
Industry: Financial Conglomerates

Aditya Birla Capital Limited, through its subsidiaries, provides various financial products and services in India and internationally. It operates through NBFC, Housing Finance, Life Insurance, Asset Management, General Insurance Broking, Stock and Securities Broking, Health Insurance, and Other Financial Services segments. The company offers housing loans, such as home extension, renovation, construction, and plot and construction loans; loan against property; personal and flexible loans; secured and unsecured business loan; corporate loans; lease rental discounting; construction finance; and SME loans, as well as loans against securities. It also provides debt, equity, hybrid, retirement, children's, exchange traded, and index funds, and fund of funds; equity trading, margin trading facility, and bonds; fixed deposit and digital gold; and tax planning services; mutual funds; stock and securities; pension funds; and portfolio management services. In addition, the company offers life insurance, including term insurance, and retirement, savings, and ULIP plans; health and wellness, and super top-up health insurance plans; and motor insurance comprising bike and car insurance products, as well as group life, health, and corporate general insurance products. Further, it provides payment solutions and credit card products. The company was incorporated in 2007 and is based in Mumbai, India. Aditya Birla Capital Limited operates as a subsidiary of Grasim Industries Limited.

Revenue projections:

Revenue projections for ABCAPITAL
Revenue projections for ABCAPITAL

ABCAPITAL's revenue is projected to decrease from last year, a development that could lead investors to adopt a more cautious approach. A revenue decline can negatively affect profitability, signaling challenges for the company and making it less attractive for those seeking solid financial performance.

Financial Ratios:

currentRatio 115.660000
forwardPE 11.851264
debtToEquity 433.321000
earningsGrowth -0.307000
revenueGrowth 0.091000
grossMargins 0.265590
operatingMargins 0.125750
trailingEps 12.620000
forwardEps 7.080000

ABCAPITAL's current ratio of 115.66 highlights the company's ability to easily cover its short-term debt using its available cash and assets. This indicates a strong liquidity position, ensuring ABCAPITAL is unlikely to face difficulties in meeting immediate financial obligations.
Aditya Birla Capital Limited's Forward PE ratio is favorable, indicating that the stock price is well-positioned in relation to its earnings. It is not overpriced, leaving room for growth, which makes it a solid option for investors seeking both stability and future appreciation.
ABCAPITAL's elevated debt-to-equity ratio suggests the company is leveraging debt heavily, increasing its financial risk. While this can support growth, it could also lead to challenges if the company's profitability or cash flow weakens.
Aditya Birla Capital Limited's low earnings and revenue growth suggest that the company may see declining profits. This indicates potential financial challenges ahead, and could lead to a more cautious outlook from investors.
ABCAPITAL's negative gross and operating margins suggest the company is not generating profit from either its production process or day-to-day operations. This could signal cost overruns or difficulties in maintaining revenue levels.
Aditya Birla Capital Limited's lower forward EPS compared to trailing EPS suggests the company will likely experience reduced earnings in the current year. This may signal a less optimistic financial outlook.

Price projections:

Price projections for ABCAPITAL
Price projections for ABCAPITAL

ABCAPITAL's price projections have steadily risen over time, pointing to increasing optimism about the company's prospects. This upward revision suggests that analysts expect ABCAPITAL to continue delivering solid performance in the future.

Recommendation changes over time:

Recommendations trend for ABCAPITAL
Recommendations trend for ABCAPITAL


ABCAPITAL has garnered a buy bias from analysts recently, suggesting the stock is a good investment opportunity. This may lead to increased investor interest, as ABCAPITAL is seen as a reliable place to park money for those looking to benefit from potential market gains and company growth.