Overall Fundamental outlook

Business Operations:

Sector: Financial Services
Industry: Mortgage Finance

Aavas Financiers Limited provides housing finance services to customers belonging to low- and middle-income self-employed customers in semi-urban and rural areas in India. The company offers home loans for flats, houses, and bungalows, as well as resale properties; home construction loans for self-construction of residential house; and home improvement loans, including loans for tiling or flooring, plaster, painting, etc. It also provides loans against property; home equity loan; and micro, small, and medium enterprise loans, as well as home loan balance transfer, and Small Ticket Size loan. The company was formerly known as AU Housing Finance Limited and changed its name to Aavas Financiers Limited in May 2017. Aavas Financiers Limited was incorporated in 2011 and is based in Jaipur, India.

Revenue projections:

Revenue projections for AAVAS
Revenue projections for AAVAS

Aavas Financiers Limited's revenues are expected to fall below last year's, and this forecast tends to raise concerns among investors. A revenue drop can negatively impact the company's profitability, making investors more cautious about their positions due to the risks of declining financial performance.

Financial Ratios:

currentRatio 3644.391000
forwardPE 16.001055
debtToEquity 319.170000
earningsGrowth 0.072000
revenueGrowth 0.139000
grossMargins 0.993710
operatingMargins 0.529220
trailingEps 71.990000
forwardEps 75.040000

With a current ratio of 3644.391, AAVAS has the liquidity needed to easily service its short-term debt. The company's cash reserves and current assets are sufficient, indicating that AAVAS is in a strong position to meet its immediate financial obligations without difficulty.
AAVAS's Forward PE is within a good range, showing that the stock price compares well to its earnings. This suggests it isn't overpriced and leaves room for growth, making the stock appealing to investors looking for value and growth opportunities.
AAVAS's elevated debt-to-equity ratio suggests the company is highly leveraged, meaning it has significant debt compared to equity. This can be risky, particularly if AAVAS's cash flow or profits decrease, making it harder to meet debt obligations.
Aavas Financiers Limited's positive gross and operating margins indicate strong financial performance. These margins show that the company is profitable and efficient in its operations, with effective cost control contributing to its overall financial success.
With a forward EPS greater than its trailing EPS, Aavas Financiers Limited is expected to see higher profitability this year. The forecasted increase in earnings reflects optimism about the company's financial growth and potential for improved performance over the prior year.

Price projections:

Price projections for AAVAS
Price projections for AAVAS

Over time, price projections for AAVAS have gradually increased, reflecting rising confidence in the company's future performance. This upward trend suggests analysts expect AAVAS to continue on a positive growth trajectory.

Insider Transactions:

Insider Transactions for AAVAS
Insider Transactions for AAVAS


There were 1 transactions selling Aavas Financiers Limited stock, with prevailing market price of 2092.5.The period under consideration saw no sell transactions.The recent trend of increased buying at AAVAS's current price levels may indicate a favorable market sentiment. This could point to a positive outlook for the stock, as investors show growing confidence through higher buy activity.

Recommendation changes over time:

Recommendations trend for AAVAS
Recommendations trend for AAVAS


The recent buy bias from analysts suggests AAVAS is seen as a strong investment, encouraging more investors to consider it. With this favorable sentiment, AAVAS appears to be a reliable option for parking money, offering stability and long-term growth potential in the stock market.