Overall Fundamental outlook

Business Operations:

Sector: Financial Services
Industry: Banks - Regional

U.S. Bancorp, a financial services holding company, provides various financial services to individuals, businesses, institutional organizations, governmental entities, and other financial institutions in the United States. The company operates through Wealth, Corporate, Commercial and Institutional Banking; Consumer and Business Banking; Payment Services; and Treasury and Corporate Support segments. It offers depository services, including checking accounts, savings accounts, and time certificate contracts; and lending services, such as traditional credit products and credit card services, lease financing and import/export trade, agricultural finance, asset-backed lending, and other products. The company also provides cash management, capital markets, and trust and investment management services; and ancillary services comprising capital markets, treasury management, and receivable lock-box collection services to corporate and governmental entity customers. In addition, it offers asset management and fiduciary services for individuals, estates, foundations, business corporations, and charitable organizations; and investment and insurance products to its customers principally within its domestic markets, as well as fund administration services to mutual and other funds. Further, the company provides corporate and purchasing card, and corporate trust services; and credit card services, merchant and ATM processing, mortgage banking, insurance, brokerage and leasing services. U.S. Bancorp was founded in 1863 and is headquartered in Minneapolis, Minnesota.

Revenue projections:

Revenue projections for USB
Revenue projections for USB

U.S. Bancorp's revenue is projected to decrease from last year, a development that could lead investors to adopt a more cautious approach. A revenue decline can negatively affect profitability, signaling challenges for the company and making it less attractive for those seeking solid financial performance.

Financial Ratios:

currentRatio 0.000000
forwardPE 10.054703
debtToEquity 0.000000
earningsGrowth 0.148000
revenueGrowth 0.046000
grossMargins 0.000000
operatingMargins 0.378370
trailingEps 4.770000
forwardEps 5.632190

With USB's Forward PE in a favorable range, the stock appears reasonably priced compared to its earnings. This suggests that it's not overpriced and there is room for growth, providing an encouraging opportunity for investors seeking future value increases.
USB's forward EPS being higher than its trailing EPS signals anticipated growth in profitability for the current financial year. This suggests that USB is on track to improve its earnings, outpacing the previous year's performance and reflecting positive market expectations.

Price projections:

Price projections for USB
Price projections for USB

USB's price projections have been revised upward over time, suggesting that analysts are becoming more confident in the company's future. This trend points to increased optimism about USB's ability to grow.

Insider Transactions:

Insider Transactions for USB
Insider Transactions for USB


There were 6 transactions selling USB stock, with prevailing market price of 52.30333264668783.1 transactions to buy U.S. Bancorp occurred, with market price at 37.810001373291016.The ongoing selling activity at USB's current price levels suggests a potential risk of further declines. If more investors continue to sell, this trend could lead to continued downward pressure on the stock's price.

Recommendation changes over time:

Recommendations trend for USB
Recommendations trend for USB


The recent buy bias from analysts suggests USB is seen as a strong investment, encouraging more investors to consider it. With this favorable sentiment, USB appears to be a reliable option for parking money, offering stability and long-term growth potential in the stock market.