Overall Fundamental outlook

Business Operations:

Sector: Financial Services
Industry: Credit Services

Synchrony Financial, together with its subsidiaries, operates as a consumer financial services company in the United States. The company provides credit products, such as credit cards, commercial credit products, and consumer installment loans. It also offers private label credit cards, dual and general purpose co-branded cards, short- and long-term installment loans, and consumer banking products; and deposit products, including certificates of deposit, individual retirement accounts, money market accounts, savings accounts, and sweep and affinity deposits, as well as accepts deposits through third-party firms. In addition, the company provides debt cancellation products to its credit card customers through online and mobile channels; and healthcare payments and financing solutions under the CareCredit and Walgreens brands; payments and financing solutions in the apparel, specialty retail, outdoor, music, and luxury industries, such as American Eagle, Dick's Sporting Goods, Guitar Center, Pandora, Polaris, Suzuki, and Sweetwater. It offers its credit products through programs established with a group of national and regional retailers, local merchants, manufacturers, buying groups, industry associations, and healthcare service providers; and deposit products through various channels, such as digital and print. It serves digital, health and wellness, retail, home, auto, telecommunications, pet, outdoor, and other industries. The company was founded in 1932 and is headquartered in Stamford, Connecticut.

Revenue projections:

Revenue projections for SYF
Revenue projections for SYF

Synchrony Financial's revenue projections indicate a decrease from last year's performance, which could lead to investor caution. A fall in revenue is likely to negatively impact the company's profitability, causing concern for shareholders who may view this as a signal of declining financial health.

Financial Ratios:

currentRatio 0.000000
forwardPE 6.876257
debtToEquity 0.000000
earningsGrowth 0.201000
revenueGrowth 0.061000
grossMargins 0.000000
operatingMargins 0.480320
trailingEps 9.660000
forwardEps 10.483900

SYF's forward EPS surpassing its trailing EPS signals that the company is anticipated to be more profitable this year than last. This growth expectation highlights SYF's potential for increased earnings and a stronger financial performance in the upcoming year.

Price projections:

Price projections for SYF
Price projections for SYF

SYF's price projections have gradually risen, indicating growing confidence in the company's prospects. This upward trend suggests that analysts expect SYF to continue performing well in the future.

Insider Transactions:

Insider Transactions for SYF
Insider Transactions for SYF


12 SYF sales were executed, with market price at 69.89833291371663.No sell transactions occurred in the period under review.Investors have shown more interest in buying than selling SYF at current price levels, which may point to a positive market sentiment. This could indicate that investors are expecting favorable results from the stock in the near future.

Recommendation changes over time:

Recommendations trend for SYF
Recommendations trend for SYF


Analysts have maintained a buy bias for Synchrony Financial, which could prompt investors to consider the stock as a viable investment. With this positive outlook, Synchrony Financial is positioned as an attractive option for those looking to park their money in a stable and potentially lucrative company.