Overall Fundamental outlook

Business Operations:

Sector: Financial Services
Industry: Credit Services

Synchrony Financial, together with its subsidiaries, operates as a consumer financial services company in the United States. The company provides credit products, such as credit cards, commercial credit products, and consumer installment loans. It also offers private label credit cards, dual and general purpose co-branded cards, short- and long-term installment loans, and consumer banking products; and deposit products, including certificates of deposit, individual retirement accounts, money market accounts, savings accounts, and sweep and affinity deposits, as well as accepts deposits through third-party firms. In addition, the company provides debt cancellation products to its credit card customers through online and mobile channels; and healthcare payments and financing solutions under the CareCredit and Walgreens brands; payments and financing solutions in the apparel, specialty retail, outdoor, music, and luxury industries, such as American Eagle, Dick's Sporting Goods, Guitar Center, Pandora, Polaris, Suzuki, and Sweetwater. It offers its credit products through programs established with a group of national and regional retailers, local merchants, manufacturers, buying groups, industry associations, and healthcare service providers; and deposit products through various channels, such as digital and print. It serves digital, health and wellness, retail, home, auto, telecommunications, pet, outdoor, and other industries. The company was founded in 1932 and is headquartered in Stamford, Connecticut.

Revenue projections:

Revenue projections for SYF
Revenue projections for SYF

With SYF's revenues expected to fall below the previous year's, investors are likely to approach the stock with caution. Declining revenues can negatively affect profitability, which makes it harder for the company to maintain investor confidence and perform well in the market.

Financial Ratios:

currentRatio 0.00000
forwardPE 7.34982
debtToEquity 0.00000
earningsGrowth 0.20100
revenueGrowth 0.06100
grossMargins 0.00000
operatingMargins 0.44308
trailingEps 9.66000
forwardEps 10.43563

With a forward EPS greater than its trailing EPS, SYF is forecasted to be more profitable this year than last. This growth expectation reflects confidence in the company's earnings potential and suggests an improving financial trajectory for the year ahead.

Price projections:

Price projections for SYF
Price projections for SYF

SYF's price has consistently been situated near the lower end of expected values. This ongoing trend may reflect investor skepticism about the company's growth potential and overall performance.

Insider Transactions:

Insider Transactions for SYF
Insider Transactions for SYF


SYF experienced 12 selling transactions, with market price of 67.52833302815755.During the review period, no sell transactions were executed.The trend of more buys than sells at SYF's current price levels suggests a possible bullish sentiment. This could indicate that investors are expecting a favorable outlook for the stock, prompting more buying activity.

Recommendation changes over time:

Recommendations trend for SYF
Recommendations trend for SYF


The recent buy bias for SYF from analysts signals strong confidence in the stock's potential. This positive sentiment could encourage investors to see SYF as a smart place to invest their money, especially those looking for stable, long-term returns in a well-established company.