Overall Fundamental outlook

Business Operations:

Sector: Industrials
Industry: Consulting Services

Equifax Inc. operates as a data, analytics, and technology company. The company operates through three segments: Workforce Solutions, U.S. Information Solutions (USIS), and International. The Workforce Solutions segment offers services that enables customers to verify income, employment, educational history, criminal justice data, healthcare professional licensure, and sanctions of people in the United States; and employer customers with services that that assist them in complying with and automating certain payroll-related and human resource management processes throughout the entire cycle of the employment relationship. The U.S. Information Solutions segment provides consumer and commercial information services, such as credit information and credit scoring, credit modeling and portfolio analytics, locate, fraud detection and prevention, identity verification, and other consulting services; mortgage services; financial marketing services; identity management services; and credit monitoring products. The International segment offers information service products, which include consumer and commercial services comprising credit and financial information, and credit scoring and modeling; and credit and other marketing products and services, as well as information, technology, and services to support debt collections and recovery management. The company also provides information solutions for businesses, governments and consumers; and human resources business process automation and outsourcing services for employers. It operates in Argentina, Australia, Brazil, Canada, Chile, Costa Rica, Dominican Republic, Ecuador, El Salvador, Honduras, India, Ireland, Mexico, New Zealand, Paraguay, Peru, Portugal, Spain, the United Kingdom, Uruguay, and the United States. The company was founded in 1899 and is headquartered in Atlanta, Georgia.

Revenue projections:

Revenue projections for EFX
Revenue projections for EFX

Equifax Inc.'s revenue is projected to decrease from last year, a development that could lead investors to adopt a more cautious approach. A revenue decline can negatively affect profitability, signaling challenges for the company and making it less attractive for those seeking solid financial performance.

Financial Ratios:

currentRatio 0.607000
forwardPE 15.392271
debtToEquity 113.353000
earningsGrowth 0.340000
revenueGrowth 0.143000
grossMargins 0.561240
operatingMargins 0.174480
trailingEps 5.690000
forwardEps 10.288930

Equifax Inc.'s current ratio 0.607 indicates the company may struggle to cover its short-term liabilities with available cash reserves and current assets. This points to potential liquidity challenges, signaling that Equifax Inc. might need additional funds to meet its near-term obligations.
EFX's Forward PE is in a favorable range, suggesting the stock is reasonably priced relative to its earnings. This indicates the stock is not overpriced, providing room for potential growth and making it an attractive option for investors looking for solid value and future upside.
EFX's high debt-to-equity ratio signals significant reliance on debt to finance its operations. This heavy leverage can increase financial risk, especially if the company faces a decline in revenue or struggles to meet its debt obligations.
With positive growth in both earnings and revenue, EFX is expected to grow its business. These indicators highlight a strong financial outlook, with the company on track for continued expansion and increasing profitability.
EFX's forward EPS exceeding its trailing EPS reflects expectations of increased profitability for the current year. This suggests that the company is projected to achieve higher earnings than in the previous financial year, signaling positive growth and improved financial health.

Price projections:

Price projections for EFX
Price projections for EFX

Over time, EFX's price projections have consistently been revised lower. This downward shift suggests analysts are becoming more cautious about the company's future, possibly due to emerging risks or challenges.

Insider Transactions:

Insider Transactions for EFX
Insider Transactions for EFX


13 EFX sales were executed, with market price at 210.73922846867487.EFX had 1 buy transactions, with market price of 192.58999633789062.Insider activity within the company doesn't point to any consistent trend, making it difficult to forecast the firm's direction based on these transactions.

Recommendation changes over time:

Recommendations trend for EFX
Recommendations trend for EFX


EFX has recently received a buy bias from analysts, indicating that the stock is being perceived as a favorable investment. This positive sentiment could encourage investors to see EFX as a wise place to allocate their funds, potentially leading to increased interest in the company's stock.