Overall Fundamental outlook

Business Operations:

Sector: Financial Services
Industry: Insurance Brokers

Brown & Brown, Inc. markets and sells insurance products and services in the United States, the United Kingdom, and internationally. It operates through Retail and Specialty Distribution segments. The Retail segment provides property and casualty, employee benefits insurance products, personal insurance products, specialties insurance products, risk management strategies, loss control survey and analysis, consultancy, and claims processing services. This segment also offers non-insurance services and products through automobile and recreational vehicle dealer services businesses. It serves commercial, public and quasi-public entities, professional, and individual customers. The Specialty Distribution segment comprises wholesale brokerage and specialty businesses. This segment offers professional liability and related package insurance products for dentistry, legal, eyecare, insurance, insurance, financial, physicians, real estate title professionals, as well as supplementary insurance products related to weddings, events, medical facilities, and cyber liabilities. This segment also provides public entity-related and specialty programs through a network of independent agents; and program management services for insurance carrier partners. In addition, the company's wholesale brokerage businesses underwrite and place excess and surplus commercial and personal lines insurance through independent agents and brokers. Its programs businesses operate under the Arrowhead Programs' name. Brown & Brown, Inc. was founded in 1939 and is headquartered in Daytona Beach, Florida.

Revenue projections:

Revenue projections for BRO
Revenue projections for BRO

BRO's revenue is forecasted to dip below last year's figures, raising concerns for investors who are typically wary of declining financial performance. Such drops can directly affect the company's bottom line, potentially leading to a decrease in overall profitability, making investors more cautious in their decisions.

Financial Ratios:

currentRatio 1.017000
forwardPE 11.904493
debtToEquity 64.370000
earningsGrowth -0.079000
revenueGrowth 0.357000
grossMargins 0.533720
operatingMargins 0.471810
trailingEps 3.070000
forwardEps 4.876310

BRO's current ratio being 1.017 suggests the company will have no issues paying off its short-term debt. With sufficient cash reserves and current assets, BRO can easily cover its immediate liabilities, reflecting solid financial health.
BRO's Forward PE ratio suggests that the stock is priced appropriately in relation to its earnings. Not being overpriced, it offers room for growth, signaling potential upside for investors looking for a stock with reasonable valuation and growth potential.
Positive gross and operating margins for Brown & Brown, Inc. highlight the company's profitability. These metrics reflect Brown & Brown, Inc.'s efficiency in controlling costs while generating strong revenue from its core operations, signaling robust financial health.
With a forward EPS greater than its trailing EPS, Brown & Brown, Inc. is expected to see higher profitability this year. The forecasted increase in earnings reflects optimism about the company's financial growth and potential for improved performance over the prior year.

Price projections:

Price projections for BRO
Price projections for BRO

BRO's price projections have been revised downward gradually, indicating that analysts are tempering their expectations. This downward shift suggests a more cautious outlook on the company's growth prospects.

Insider Transactions:

Insider Transactions for BRO
Insider Transactions for BRO


3 transactions to buy BRO took place, with market price at 80.98666763305664 per share.No buy transactions occurred during the period under consideration.Increased sells at BRO's current price levels point to a possible decline. If this trend of selling continues, it may signal that the stock's price will face further downward pressure, reflecting investor concerns.

Recommendation changes over time:

Recommendations trend for BRO
Recommendations trend for BRO


BRO has garnered a buy bias from analysts recently, suggesting the stock is a good investment opportunity. This may lead to increased investor interest, as BRO is seen as a reliable place to park money for those looking to benefit from potential market gains and company growth.