Overall Fundamental outlook

Business Operations:

Sector: Financial Services
Industry: Credit Services

Sundaram Finance Limited, together with its subsidiaries, operates as a non-banking finance company in India. It accepts fixed, cumulative, and NRI deposits. The company also offers finance for new and used cars, new and used commercial vehicles, and new and used construction equipment; diesel finance for commercial vehicle operators and companies; tire and insurance finance; farm equipment finance for new/used tractors, harvesters, and farm implements; working capital, enterprise business, and machinery term loans, as well as channel finance; housing finance; and leasing services. In addition, it provides life insurance products comprising child, pension, whole-life, term, and investment plans; general insurance products, such as health, home, property, medical, and vehicle insurance products; mutual funds; and information technology, and business processing and support services. Further, the company offers a suite of investment management services, which include financial planning, asset allocation and execution, portfolio management, tax management, risk management, and estate management. Sundaram Finance Limited was incorporated in 1954 and is based in Chennai, India.

Revenue projections:

Revenue projections for SUNDARMFIN
Revenue projections for SUNDARMFIN

SUNDARMFIN's revenue projections indicate a decrease from the prior year, which may make investors hesitant. A revenue decline could harm the company's bottom line, prompting investors to be more careful, as lower earnings often signal potential issues with profitability and future performance.

Financial Ratios:

currentRatio 8.233000
forwardPE 20.949743
debtToEquity 408.126000
earningsGrowth 0.002000
revenueGrowth 0.100000
grossMargins 0.886150
operatingMargins 0.607050
trailingEps 186.770000
forwardEps 220.866670

SUNDARMFIN's current ratio of 8.233, indicating that the company can meet its short-term debt obligations with ease. This high liquidity level is a positive sign, as SUNDARMFIN has enough cash and current assets to handle its immediate liabilities comfortably.
SUNDARMFIN's Forward PE being in a good range indicates the stock is priced well relative to its earnings. It is not overvalued, leaving space for future growth, making it an appealing option for investors interested in long-term value appreciation.
SUNDARMFIN's high debt-to-equity ratio reveals that the company is heavily reliant on debt for financing. This high level of leverage increases the risk of financial strain if profits decline or interest rates rise.
SUNDARMFIN's positive gross and operating margins indicate a profitable and efficient business model. These metrics highlight the company's ability to generate income while controlling operational costs, reflecting strong financial performance.
SUNDARMFIN's forward EPS exceeding its trailing EPS implies that the company is projected to be more profitable this year. This suggests an improvement in financial performance, with analysts expecting SUNDARMFIN to generate stronger earnings compared to the previous financial year.

Price projections:

Price projections for SUNDARMFIN
Price projections for SUNDARMFIN

The price of SUNDARMFIN has consistently been close to the lower limit of expectations. This trend may point to challenges in the company's performance, leading to concerns about its future growth potential.

Recommendation changes over time:

Recommendations trend for SUNDARMFIN
Recommendations trend for SUNDARMFIN


Analysts have been favoring SUNDARMFIN with a buy bias recently, signaling a promising investment opportunity. This optimistic outlook may attract more investors, positioning SUNDARMFIN as a desirable option for those seeking to invest their money in a stable, profitable company with strong growth potential.