Overall Fundamental outlook

Business Operations:

Sector: Financial Services
Industry: Credit Services

Poonawalla Fincorp Limited, a non-banking finance company, provides asset finance services in India. The company offers loans for CA, CS, doctors, salaried and government employees, home renovation, wedding, travel, and medical emergency; business loans for working capital, MSME, and other short term finance; loan against property; and cars, medical equipment, and machinery loans. It also offers supply chain financing, merchant cash advance, digital consumption loan, digital consumer financing, and auto leasing services. In addition, the company offers insurance products. Poonawalla Fincorp Limited was formerly known as Magma Fincorp Limited and changed its name to Poonawalla Fincorp Limited in July 2021. The company was incorporated in 1978 and is based in Pune, India. Poonawalla Fincorp Limited is a subsidiary of Rising Sun Holdings Pvt Ltd.

Revenue projections:

Revenue projections for POONAWALLA
Revenue projections for POONAWALLA

POONAWALLA's revenue is projected to decrease from last year, a development that could lead investors to adopt a more cautious approach. A revenue decline can negatively affect profitability, signaling challenges for the company and making it less attractive for those seeking solid financial performance.

Financial Ratios:

currentRatio 3.73800
forwardPE 26.93315
debtToEquity 425.94100
earningsGrowth 6.83400
revenueGrowth 0.00000
grossMargins 0.99941
operatingMargins 0.24285
trailingEps 4.46000
forwardEps 15.46607

Poonawalla Fincorp Limited's current ratio, being 3.738, demonstrates that the company has the liquidity necessary to service its short-term debt. With strong cash reserves and current assets, Poonawalla Fincorp Limited is well-equipped to meet its immediate financial obligations without any difficulties.
Poonawalla Fincorp Limited's Forward PE is in an attractive range, meaning its stock price aligns well with earnings and isn't inflated. This creates room for growth, making it a solid investment opportunity for those looking to benefit from potential price appreciation.
POONAWALLA's high debt-to-equity ratio suggests a heavily leveraged capital structure. The company relies on debt to fund operations, which could heighten financial risks, particularly if economic conditions deteriorate or profitability declines.
POONAWALLA's positive gross and operating margins reflect its profitability and efficiency. These metrics demonstrate the company's ability to manage costs effectively while generating strong revenue, highlighting its solid financial health and operational effectiveness.
Poonawalla Fincorp Limited's forward EPS exceeding its trailing EPS reflects expectations of increased profitability for the current year. This suggests that the company is projected to achieve higher earnings than in the previous financial year, signaling positive growth and improved financial health.

Price projections:

Price projections for POONAWALLA
Price projections for POONAWALLA

Over time, price projections for POONAWALLA have risen steadily, pointing to growing optimism among analysts about the company's future. This upward trend suggests a positive outlook for POONAWALLA's continued growth.

Insider Transactions:

Insider Transactions for POONAWALLA
Insider Transactions for POONAWALLA


POONAWALLA had 3 buy transactions while market price was at 300.96666463216144 per share.There were no buy transactions during the given timeframe.POONAWALLA has experienced more selling activity at current price levels, which could suggest a bearish outlook. If the trend of increased selling continues, it may result in further price declines for the stock.

Recommendation changes over time:

Recommendations trend for POONAWALLA
Recommendations trend for POONAWALLA


With analysts showing a sell bias toward POONAWALLA, it's crucial for investors to approach decisions carefully. It's recommended to consult a broader base of market indicators rather than relying solely on the analysts' bias, as this will offer a more comprehensive view of the stock's prospects.