Overall Fundamental outlook

Business Operations:

Sector: Financial Services
Industry: Mortgage Finance

PNB Housing Finance Limited operates as a housing finance company in India. It provides loans to individuals and corporate bodies for purchase, construction, repair, and up-gradation of houses/flats/commercial properties; residential plot loans and loans for NRIs; loan against property, lease rental discounting, and loans for real estate developers; home loans and fixed deposit products. PNB Housing Finance Limited was incorporated in 1988 and is based in New Delhi, India.

Revenue projections:

Revenue projections for PNBHOUSING
Revenue projections for PNBHOUSING

With PNBHOUSING's revenues expected to fall below the previous year's, investors are likely to approach the stock with caution. Declining revenues can negatively affect profitability, which makes it harder for the company to maintain investor confidence and perform well in the market.

Financial Ratios:

currentRatio 4.982000
forwardPE 9.898122
debtToEquity 277.418000
earningsGrowth 0.190000
revenueGrowth 0.216000
grossMargins 0.997110
operatingMargins 0.775470
trailingEps 87.760000
forwardEps 104.428910

PNBHOUSING's current ratio being 4.982 suggests the company will have no issues paying off its short-term debt. With sufficient cash reserves and current assets, PNBHOUSING can easily cover its immediate liabilities, reflecting solid financial health.
PNB Housing Finance Limited's high debt-to-equity ratio indicates the company is using significant leverage, relying more on debt to finance its operations. This can lead to higher risk, especially if profitability falters or economic conditions worsen.
PNBHOUSING's positive earnings and revenue growth suggest the company is on a path to business expansion. This upward trend signals strong financial health, indicating that PNBHOUSING is well-positioned for sustained growth in both profits and revenue.
PNB Housing Finance Limited's positive gross and operating margins reflect its ability to generate profits from operations. These margins demonstrate efficient cost control and profitability, indicating strong financial health for the company.
PNBHOUSING's forward EPS surpassing its trailing EPS signals that the company is anticipated to be more profitable this year than last. This growth expectation highlights PNBHOUSING's potential for increased earnings and a stronger financial performance in the upcoming year.

Price projections:

Price projections for PNBHOUSING
Price projections for PNBHOUSING

PNB Housing Finance Limited's price has consistently hovered around the lower limit of price projections. This pattern suggests that the stock may be underperforming relative to expectations, which could lead to concerns among investors.

Recommendation changes over time:

Recommendations trend for PNBHOUSING
Recommendations trend for PNBHOUSING


A recent buy bias from analysts toward PNBHOUSING may inspire confidence in investors, who could view the stock as a promising investment. This positive sentiment suggests that PNBHOUSING might be an appealing option for those looking to grow their wealth through stock market investments.